Senior Pensions Consultant, Flexible Working in Bristol

We are an independent, FCA-regulated employee benefits broker providing whole-of-market advice across Private Medical Insurance (PMI), Group Protection (Group Life, Income Protection, Critical Illness) and Health & Wellbeing benefits to corporate clients. We are not an insurer, an HR consultancy, or an in-house benefits function – we are intermediaries who advise employers on the open market and are remunerated accordingly. We're looking for a broking professional who currently manages a live portfolio of corporate clients and advises them directly on PMI, Group Protection and Health & Wellbeing arrangements – renewals, market reviews, insurer negotiations, and new business. This is a client-facing advisory role, not an internal benefits administration, reward, or HR business partnering position. Own and grow a portfolio of corporate clients, running renewals, market reviews and insurer negotiations across PMI, Group Risk and Health & Wellbeing products. Identify and convert new business opportunities within your existing network and client base. Work alongside internal specialists and account handlers to deliver a joined-up client service Live experience as a Broker/Consultant/Adviser at an FCA-regulated intermediary, insurance broker, or IFA firm – not an insurer, reward consultancy, or in-house benefits/HR function. Working technical knowledge of the UK Group Risk and PMI insurer market (products, underwriting, and renewal processes). CII qualifications (IF7, GR1, or progress toward the Diploma in Regulated Financial Planning) — we weigh live book-management experience at least as heavily as paper qualifications, so don't rule yourself out if you're part-qualified but have the client experience. This role is not a fit for: HR Business Partners, Reward & Compensation Consultants, in-house Benefits Administrators, Pensions Administrators, or candidates whose "Employee Benefits" experience is on the employer side rather than the broking/advisory side. A specialist team that values technical depth over generalist HR breadth. Ongoing professional development and support toward CII qualifications. Competitive salary, bonus, and long-term incentive plan, plus flexible working. Candidate care: By responding to this advert you consent to Cavendish Maine processing the personal data included within this application.