At a Glance
- Tasks: Shape innovative mortgage products and drive business growth with market insights.
- Company: Join Castle Trust Bank, a forward-thinking challenger bank with a customer-first approach.
- Benefits: Enjoy competitive salary, performance bonuses, generous holiday, and private healthcare.
- Other info: Inclusive culture with opportunities for personal and professional growth.
- Why this job: Make a real impact in the mortgage market while collaborating with diverse teams.
- Qualifications: Strong commercial acumen and experience in product management within the mortgage sector.
Description
“Shape propositions. Unlock growth. Strengthen performance.”
At Castle Trust Bank, we’re committed to doing things differently. As an innovative challenger bank, we combine specialist lending expertise with a customer-first approach to deliver outstanding outcomes for our customers, brokers and partners.
The role and what you’ll be doing
We’re looking for a commercially minded Product Proposition Manager to work with the Commercial Director to continue to develop our Property product proposition.
You’ll combine market insight, product expertise and performance analytics to shape products that support business growth, deliver strong customer outcomes and remain aligned with our governance standards. This is an influential role working across Commercial, Treasury, Data, Marketing, Operations, Finance, Project and IT teams, with regular exposure to senior stakeholders.
This role based in our Basingstoke office on a hybrid basis working 4 days in the office and 1 day at home.
Proposition & Product Management
- Deliver the Property product proposition, including product design, oversight and the development of new products.
- Monitor existing products, product structures and pricing requirements throughout the product lifecycle.
- Ensure activity complies with the Bank’s new product, product governance and monitoring policies and standards.
Market Strategy & Commercial Growth
- Build a strong understanding of the mortgage market, competitive landscape, growth opportunities, innovation, regulatory change and emerging risks.
- Identify and deliver opportunities to diversify revenue and improve margin.
Performance, Pricing & Insight
- Monitor the performance forecasting and analytics, working closely with Treasury and Data teams.
- Monitor business and product performance, translating insight into clear actions and recommendations.
- Provide regular reporting on mortgage pricing and performance to Senior management
Relationships & Collaboration
- Build strong, collaborative relationships with brokers and other key partners.
- Work effectively across Commercial, Marketing, Operations, Finance, Project and IT teams to turn insight and requirements into deliverable propositions.
What you’ll bring
- You’ll bring strong commercial acumen, strategic thinking and a detailed understanding of the mortgage lending market.
- You’ll be comfortable combining market intelligence, customer and broker feedback, internal priorities and performance data to shape propositions that deliver measurable business benefit.
Essential
- Strong business skills and commercial acumen, supported by advanced strategic thinking.
- A strong understanding of the UK specialist mortgage lending market.
- Proven product management and/or product development experience, with evidence of business benefit.
- Experience translating multiple information sources into clear requirements, including market intelligence, customer feedback, broker or retailer feedback and internal needs.
- Strong proposition development capability and an understanding of the full product lifecycle.
- The ability to work effectively across commercial, marketing, operations, finance, project and technology teams.
- Experience working within a regulated credit environment.
- Effective presentation, communication, stakeholder engagement and influencing skills.
- High attention to detail and consistently high-quality standards.
Why join Castle Trust Bank?
- Competitive salary
- Performance bonus (based on individual and company performance)
- Generous contributory pension through Hargreaves Lansdown
- Life Assurance
- 25 days’ holiday + option to buy/sell 5 days
- Additional paid volunteering day
- Private healthcare through Bupa
- Free access to BHSF Rise EAP to support colleague health and wellbeing
- Gym discounts
- Season ticket travel loans (if applicable)
- A supportive, inclusive culture where your work has real impact
Caught your attention? If so, we’d love to talk to you and tell you more about what it’s like to work at Castle Trust Bank - The Place To Work!
Castle Trust Bank is an equal opportunity employer where we celebrate diversity and are committed to creating an inclusive environment for all our colleagues to thrive. We welcome applications from all and will not discriminate against any status/characteristic protected by law and will always base our decisions on merit.
We are proud to support people with disabilities and are committed to be a Disability Confident employer. If you are a person with a disability and meet the minimum criteria for the role you will be offered an interview. Should you require any reasonable adjustment to support you in your application for one of our opportunities, please contact talent@castletrust.co.uk
Product Proposition Manager (Property Finance/Mortgages) in Basingstoke employer: Castle Trust Bank
Castle Trust Bank is an excellent employer that fosters a supportive and inclusive culture, where your contributions directly impact the growth and success of our innovative financial products. Located in Basingstoke, we offer competitive salaries, performance bonuses, generous holiday allowances, and opportunities for personal and professional development, all while prioritising employee wellbeing through various health initiatives. Join us to be part of a dynamic team that values diversity and encourages collaboration across departments.
StudySmarter Expert Advice🤫
We think this is how you could land Product Proposition Manager (Property Finance/Mortgages) in Basingstoke
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Castle Trust Bank. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Product Proposition Manager (Property Finance/Mortgages) in Basingstoke
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Castle Trust Bank.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Castle Trust Bank's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Castle Trust Bank
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Castle Trust Bank.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Castle Trust Bank will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Castle Trust Bank employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
