At a Glance
- Tasks: Underwrite credit limits and analyse financial information for B2B clients.
- Company: Join Cartan Trade, a dynamic scale-up revolutionising trade credit insurance in Europe.
- Benefits: Enjoy a modern work environment with opportunities for growth and collaboration.
- Other info: Work in a vibrant London office with a focus on innovation and agility.
- Why this job: Be part of a fast-growing team making an impact in the finance industry.
- Qualifications: 3+ years in credit analysis or risk underwriting; strong analytical skills required.
The predicted salary is between 36000 - 60000 £ per year.
Cartan Trade is a fast-growing European trade credit insurance scale-up, shaking up the conventions of a traditional industry with a modern and agile approach, with already a presence in France, Italy, Netherlands and the UK. Cartan Trade is currently recruiting for a Risk Underwriter to join our team in London. The successful candidate will be part of the Northern Europe Risk team, underwriting and monitoring both UK and export risks with the view to supporting Cartan Trade’s profitable growth.
Responsibilities
- Monitoring companies (“buyers”); proactively reviewing buyer information and system-generated alerts with the view to keeping our risk stance updated
- Produce ad-hoc internal documentation to analyse, discuss and validate risk strategy on sensitive buyers
- Ad-hoc meeting with buyers to collect financial and non-financial information
- Underwriting credit limits for clients and prospects, for whole turnover, top up or single risk enquiries
- Attending ad-hoc meetings with brokers, prospects and/or clients
- Monitoring industry, economic and political trends, both in the UK and abroad
Requirements
- Minimum 2 years’ experience in a credit analysis and/or risk underwriting role, ideally in credit insurance
- Strong ability to analyse financial information and complex financial corporate structures, provide synthesis with the view to recommend and/or take underwriting decisions
- Ability to communicate clearly with both internal and external partners
- Proficient working knowledge of MS Office
- Degree standard of education preferred, ideally in a business, economics or financial discipline
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Risk Underwriter M/F in London employer: Cartan Trade
Cartan Trade in London is an exceptional employer, offering a dynamic work culture that fosters collaboration and innovation within the Northern Europe Risk team. Employees benefit from comprehensive professional development opportunities, competitive remuneration, and a supportive environment that values work-life balance, making it an ideal place for those looking to grow their careers in risk underwriting.
StudySmarter Expert Advice🤫
We think this is how you could land Risk Underwriter M/F in London
✨Tip Number 1
Familiarise yourself with the latest trends in trade credit insurance and risk underwriting. Understanding the nuances of the industry will not only help you during interviews but also demonstrate your genuine interest in the role.
✨Tip Number 2
Network with professionals in the credit insurance sector, especially those who work in underwriting. Attend industry events or join relevant online forums to connect with potential colleagues and gain insights into the company culture at Cartan Trade.
✨Tip Number 3
Prepare to discuss specific examples from your previous experience that showcase your analytical skills and decision-making abilities. Be ready to explain how you've successfully assessed risks and made underwriting decisions in the past.
✨Tip Number 4
Stay updated on economic and political developments in the UK and Europe, as these factors can significantly impact risk assessment. Being knowledgeable about current events will allow you to engage in meaningful discussions during interviews.
We think you need these skills to ace Risk Underwriter M/F in London
Some tips for your application 🫡
Understand the Role:Before applying, make sure you fully understand the responsibilities of a Risk Underwriter at Cartan Trade. Familiarise yourself with the specifics of underwriting credit limits and analysing financial information.
Tailor Your CV:Highlight your relevant experience in credit analysis or risk underwriting. Emphasise your ability to analyse complex financial structures and any previous roles that involved communication with internal and external partners.
Craft a Compelling Cover Letter:In your cover letter, express your enthusiasm for the role and the company. Mention your understanding of the trade credit insurance industry and how your skills align with Cartan Trade's modern approach.
Showcase Your Analytical Skills:Provide examples in your application that demonstrate your analytical skills and decision-making abilities. Discuss specific instances where you successfully assessed risks or made underwriting decisions based on financial data.
How to prepare for a job interview at Cartan Trade
✨Know Your Numbers
As a Risk Underwriter, you'll need to demonstrate your ability to analyse financial information. Brush up on key financial metrics and be prepared to discuss how you would assess a company's risk based on their financial statements.
✨Understand the Industry Landscape
Familiarise yourself with current trends in trade credit insurance and the economic environment in the UK and Europe. Being able to discuss recent developments will show your enthusiasm and understanding of the role.
✨Prepare for Scenario Questions
Expect to face scenario-based questions where you may need to make underwriting decisions based on hypothetical situations. Practise articulating your thought process clearly and logically.
✨Showcase Your Communication Skills
Since the role involves liaising with various stakeholders, be ready to demonstrate your communication skills. Prepare examples of how you've effectively communicated complex information in previous roles.
