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For Companies At a Glance
- Tasks: Conduct credit analysis and risk assessments for banks in various markets.
- Company: Join a leading financial institution with a strong reputation in risk management.
- Benefits: Enjoy competitive pay, flexible working options, and professional development opportunities.
- Why this job: Be part of a dynamic team making impactful credit decisions in a fast-paced environment.
- Qualifications: Ideal candidates should have a background in finance or economics and analytical skills.
- Other info: Opportunity to work in London and engage with global financial markets.
The predicted salary is between 36000 - 60000 £ per year.
We are seeking a dynamic and experienced FI Credit Analyst to join our clients FIG Credit Risk team in London. The role will focus on credit analysis and risk assessment of banks and other deposit-taking institutions across both developed and emerging markets. The successful candidate will be responsible for assessing counterparty risk, producing high-quality credit opinions, and supporting business lines with credit decisions that align with the bank’s risk appetite.
Key Responsibilities
- Credit Analysis & Risk Assessment
- Conduct independent credit analysis of banks and financial institutions in assigned geographies (developed and emerging markets).
- Evaluate quantitative and qualitative factors, including capital adequacy, asset quality, profitability, liquidity, funding structure, regulatory environment, and management quality.
- Produce and maintain internal credit ratings, risk assessments, and limit recommendations.
- Stay abreast of macroeconomic, political, and regulatory developments impacting assigned jurisdictions.
- Portfolio Management
- Monitor credit exposures and maintain up-to-date risk assessments for all counterparties.
- Identify early warning signals and propose risk mitigation strategies as necessary.
- Ensure timely annual and interim reviews in accordance with policy.
- Stakeholder Engagement
- Work closely with Relationship Managers, Trading/Capital Markets, Treasury, and other business units to support new transactions and existing exposures.
- Liaise with internal stakeholders including Risk Committees, Legal, Compliance, and Operations.
- Policy & Governance
- Ensure all credit decisions and recommendations comply with the bank’s internal policies, procedures, and regulatory requirements.
- Support the enhancement of credit risk methodologies, models, and frameworks.
FI Credit Analyst employer: Carr Lyons Search & Selection
Contact Detail:
Carr Lyons Search & Selection Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land FI Credit Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk assessment, especially focusing on banks and financial institutions. Understanding the nuances of both developed and emerging markets will give you an edge during discussions with our team.
✨Tip Number 2
Network with professionals in the financial services sector, particularly those involved in credit analysis. Engaging with industry experts can provide insights into best practices and current challenges, which will be beneficial during your interviews.
✨Tip Number 3
Stay updated on macroeconomic and regulatory developments that impact the banking sector. Being able to discuss recent changes and their implications will demonstrate your proactive approach and genuine interest in the role.
✨Tip Number 4
Prepare to discuss specific examples of how you've assessed credit risk in previous roles. Highlighting your analytical skills and decision-making process will showcase your suitability for the FI Credit Analyst position.
We think you need these skills to ace FI Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit analysis and risk assessment. Focus on your skills in evaluating quantitative and qualitative factors, as well as any experience with banks and financial institutions.
Craft a Strong Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention specific experiences that demonstrate your ability to conduct independent credit analysis and your understanding of macroeconomic factors affecting the industry.
Highlight Relevant Skills: Emphasise skills such as portfolio management, stakeholder engagement, and compliance with internal policies. Use examples from your past work to illustrate how you've successfully managed credit exposures and supported business lines.
Proofread Your Application: Before submitting, carefully proofread your application materials. Check for any spelling or grammatical errors, and ensure that all information is clear and concise. A polished application reflects your attention to detail.
How to prepare for a job interview at Carr Lyons Search & Selection
✨Understand the Role Thoroughly
Before the interview, make sure you have a solid grasp of what a FI Credit Analyst does. Familiarise yourself with credit analysis, risk assessment, and the specific responsibilities outlined in the job description. This will help you answer questions confidently and demonstrate your genuine interest in the role.
✨Prepare for Technical Questions
Expect to be asked about your knowledge of credit risk assessment and financial analysis. Brush up on key concepts such as capital adequacy, asset quality, and liquidity. Be ready to discuss how you would evaluate these factors in real-world scenarios, as this will showcase your analytical skills.
✨Stay Updated on Market Trends
Given the focus on both developed and emerging markets, it's crucial to be aware of current macroeconomic and political developments. Research recent news related to banking regulations and market conditions that could impact credit risk. This will not only impress your interviewers but also show that you are proactive and informed.
✨Demonstrate Stakeholder Engagement Skills
The role involves working closely with various stakeholders. Prepare examples from your past experiences where you successfully collaborated with different teams or departments. Highlight your communication skills and ability to build relationships, as these are essential for supporting new transactions and managing existing exposures.
