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For Companies At a Glance
- Tasks: Conduct credit analysis and risk assessments for banks in various markets.
- Company: Join a leading financial institution with a strong reputation in credit risk management.
- Benefits: Enjoy competitive pay, flexible working options, and opportunities for professional growth.
- Why this job: Be part of a dynamic team making impactful credit decisions in a fast-paced environment.
- Qualifications: Ideal candidates should have experience in credit analysis and a strong understanding of financial institutions.
- Other info: This role offers exposure to both developed and emerging markets, enhancing your global perspective.
The predicted salary is between 36000 - 60000 £ per year.
We are seeking a dynamic and experienced FI Credit Analyst to join our clients FIG Credit Risk team in London. The role will focus on credit analysis and risk assessment of banks and other deposit-taking institutions across both developed and emerging markets. The successful candidate will be responsible for assessing counterparty risk, producing high-quality credit opinions, and supporting business lines with credit decisions that align with the bank’s risk appetite.
Key Responsibilities
- Credit Analysis & Risk Assessment
- Conduct independent credit analysis of banks and financial institutions in assigned geographies (developed and emerging markets).
- Evaluate quantitative and qualitative factors, including capital adequacy, asset quality, profitability, liquidity, funding structure, regulatory environment, and management quality.
- Produce and maintain internal credit ratings, risk assessments, and limit recommendations.
- Stay abreast of macroeconomic, political, and regulatory developments impacting assigned jurisdictions.
- Portfolio Management
- Monitor credit exposures and maintain up-to-date risk assessments for all counterparties.
- Identify early warning signals and propose risk mitigation strategies as necessary.
- Ensure timely annual and interim reviews in accordance with policy.
- Stakeholder Engagement
- Work closely with Relationship Managers, Trading/Capital Markets, Treasury, and other business units to support new transactions and existing exposures.
- Liaise with internal stakeholders including Risk Committees, Legal, Compliance, and Operations.
- Policy & Governance
- Ensure all credit decisions and recommendations comply with the bank’s internal policies, procedures, and regulatory requirements.
- Support the enhancement of credit risk methodologies, models, and frameworks.
FI Credit Analyst employer: Carr Lyons Search & Selection
Contact Detail:
Carr Lyons Search & Selection Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land FI Credit Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk assessment, especially focusing on banks and financial institutions. Understanding the nuances of both developed and emerging markets will give you an edge during discussions.
✨Tip Number 2
Network with professionals in the financial services sector, particularly those involved in credit analysis. Attend industry events or webinars to connect with potential colleagues and learn about their experiences.
✨Tip Number 3
Stay updated on macroeconomic and regulatory changes that could impact credit risk. Being able to discuss these developments intelligently will demonstrate your proactive approach and understanding of the role.
✨Tip Number 4
Prepare to showcase your analytical skills through practical examples. Be ready to discuss how you've previously assessed credit risks and contributed to decision-making processes in past roles.
We think you need these skills to ace FI Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit analysis and risk assessment. Focus on your skills in evaluating quantitative and qualitative factors, as well as any experience with banks and financial institutions.
Craft a Strong Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention specific experiences that demonstrate your ability to conduct independent credit analysis and your understanding of macroeconomic factors affecting the industry.
Showcase Relevant Skills: Emphasise skills such as portfolio management, stakeholder engagement, and compliance with internal policies. Use examples from your past work to illustrate how you have successfully managed credit exposures and supported business lines.
Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for a role in credit analysis.
How to prepare for a job interview at Carr Lyons Search & Selection
✨Know Your Credit Analysis Fundamentals
Brush up on your knowledge of credit analysis, especially regarding banks and financial institutions. Be prepared to discuss how you evaluate capital adequacy, asset quality, and other key factors that influence credit risk.
✨Stay Updated on Market Trends
Familiarise yourself with the latest macroeconomic and regulatory developments in both developed and emerging markets. This will show your potential employer that you are proactive and understand the broader context of your role.
✨Demonstrate Stakeholder Engagement Skills
Prepare examples of how you've successfully collaborated with various stakeholders in previous roles. Highlight your ability to work with Relationship Managers and other business units to support credit decisions.
✨Understand Risk Mitigation Strategies
Be ready to discuss how you identify early warning signals in credit exposures and propose effective risk mitigation strategies. This will demonstrate your analytical skills and your proactive approach to managing risk.
