Product Manager

Product Manager

Full-Time 80000 - 100000 £ / year (est.) Hybrid
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At a Glance

  • Tasks: Lead the evolution of our Loan Management System and enhance customer experience with AI.
  • Company: Join Carmoola, a fast-growing fintech revolutionising car finance.
  • Benefits: Competitive salary, 30 days holiday, hybrid working, and private healthcare.
  • Other info: Work in a vibrant London office with a collaborative team.
  • Why this job: Make a real impact in car finance while using cutting-edge AI technology.
  • Qualifications: Experience in finance and product management, with strong systems thinking.

The predicted salary is between 80000 - 100000 £ per year.

Join the revolution in car finance at Carmoola, where we're changing the way people get on the road - making it faster, fairer, and entirely built around the customer. We've reimagined car finance from the ground up with a seamless digital experience that puts drivers in control. Since launch, we've raised over £540m from top-tier investors and helped almost 30,000 customers get behind the wheel.

Your mission is to own and enhance our Loan Management System and Collections Hub, building smarter, scalable automation for financial and operational processes, streamlining compliance updates, and reconciliation workflows. You’ll have autonomy and responsibility from day one, shaping how we deliver excellence after the loan goes live.

You’ll work cross‑functionally with engineers, finance, ops, legal, and compliance teams to solve problems that directly affect our operations and customer experience.

What you'll be doing:

  • Own and evolve our Loan Management System and Collections Hub.
  • Design and deliver core product features that support the full lifecycle of an active loan.
  • Build financial and operational automations.
  • Collaborate on compliance and legal updates.
  • Develop and maintain reconciliation flows.
  • Be the glue between tech and operations.
  • Use systems thinking to improve processes.

About you:

  • Product + finance experience.
  • System design skills.
  • Technical fluency.
  • AI-native ways of working.
  • Analytical mindset.
  • Collaborative style.
  • Autonomy and ownership.
  • Mission-alignment.

Why join Carmoola?

  • Competitive salary £80-100k, experience dependent.
  • Holidays: 30 days annual leave, plus bank holidays and an extra day off on your birthday.
  • Hybrid working: three days a week in our London office.
  • Private healthcare.
  • Pension: 5% employer matched contribution.
  • Real ownership: you'll own our paid channels and landing pages.
  • The tools to do it: budget for AI and testing tools.

Product Manager employer: Carmoola

Carmoola is an exceptional employer that champions innovation and customer-centric solutions in the car finance sector. With a hybrid working model based in the vibrant Primrose Hill area of London, employees enjoy a supportive work culture that prioritises personal growth, offering extensive benefits such as private healthcare, generous holiday allowances, and performance-based pay reviews. Joining Carmoola means being part of a dynamic team where your analytical insights directly influence impactful decisions, all while leveraging cutting-edge AI tools to enhance your expertise in collections.

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Contact Details:

Carmoola Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Product Manager

✨Join Product Management Meetups

Get involved in local product management meetups or workshops. These events are perfect for meeting industry folks, sharing ideas, and staying updated on trends. Plus, you never know who might be hiring—it's a fantastic way to make connections that could lead to a job at places like Carmoola!

✨Show Off Your Product Sense

Create case studies or mini-projects showcasing your product management skills, and share them on platforms like Medium or LinkedIn. This not only puts your skills on display but also boosts your visibility in the product community. Imagine how impressed the hiring team at Carmoola would be by your initiative!

✨Utilise Online Communities

Dive into online product management communities like Product Coalition or Mind the Product. Engage in discussions, ask questions, and share your insights. These platforms are goldmines for networking and finding hidden job opportunities—many companies often scout talent from within these circles.

✨Leverage Your University Network

If you’ve recently graduated or are still in uni, tap into your alumni network for connections in product management. Many universities have their own job boards and affinity resources to help graduates land roles. Don't forget to keep an eye out for job openings at Carmoola through your school's career services!

We think you need these skills to ace Product Manager

Product Management
Financial Analysis
Systems Design
AI Integration
Automation
Collaboration
Data-Driven Decision Making

Some tips for your application 🫡

Show Off Your Product Passion:When applying for a product management role like Product Manager, let your passion for developing products shine through in your cover letter. Share specific examples of products you've managed, how you solved user needs, and any successful outcomes you've achieved. This is your chance to showcase your understanding of the product lifecycle!

Highlight Your Cross-Functional Skills:Product management isn't just about understanding the product; it’s about collaborating with different teams! Make sure to emphasise your experience working with developers, designers, and marketers. Use your CV to showcase your ability to bridge gaps between these areas, and include relevant experiences that demonstrate your communication and leadership skills!

Include Your Metrics and Achievements:In a full-time product management application, data speaks volumes! Quantify your achievements wherever possible. Did you increase user retention by a certain percentage? Launch a product ahead of schedule? Include these metrics in your CV to paint a picture of your impact and effectiveness in previous roles.

Tailor Your CV to the Role:Make sure your CV is tailored for the Product Manager position at Carmoola. Use keywords from the job description and ensure your relevant experiences are front and centre. Highlight any certifications or relevant training you’ve completed that will make you stand out as a strong candidate for the role. And remember, we’re excited to see your application on our website!

How to prepare for a job interview at Carmoola

✨Understand the Product Life Cycle

As a product management candidate, we need to get our head around the complete product life cycle. Be prepared to discuss real-world examples of how you’ve managed product development from ideation to launch. Bring specific insights on tools like JIRA or Trello that can help streamline these processes.

✨Showcase Your Cross-Functional Skills

Product management is all about collaboration. We should be ready to highlight how we’ve worked across teams—think marketing, engineering, and design. Prepare to discuss scenarios where you had to mediate differing opinions and how you got everyone on board with a shared vision.

✨Prepare for Case Studies

In a full-time role, we can expect to encounter case study questions during our interviews. Practise solving hypothetical product problems on the spot, such as prioritising features for a new app or improving user engagement metrics. This will show our analytical thinking and decision-making skills.

✨Know Your Metrics

Let’s face it, numbers are our best friends in product management. We should prepare to discuss key performance indicators (KPIs) and how we've used analytics to inform product decisions. Dive into examples where data has driven our strategy for improvements or justified product changes.