At a Glance
- Tasks: Underwrite new and renewal business in Accident & Health, assessing risks and pricing accordingly.
- Company: Join a growing specialist MGA with a focus on long-term development.
- Benefits: Competitive salary, bonus, hybrid working, and opportunities for career progression.
- Other info: Dynamic environment with genuine scope for advancement as the portfolio expands.
- Why this job: Play a key role in shaping a growing portfolio and influence underwriting decisions.
- Qualifications: Strong A&H underwriting experience and broker-facing skills are essential.
Carlton Young is working with a growing specialist MGA that is looking to appoint an experienced Accident & Health Underwriter as part of its continued development plans. This is an opportunity for someone who has already built strong A&H underwriting experience and is now looking for greater visibility, broader responsibility and the chance to play an important role in the development of a growing portfolio. The business is building carefully and with long-term intent. The successful candidate will work closely with senior underwriting leadership, supporting the day-to-day management and development of the Accident & Health account while contributing to the wider growth strategy.
This role could suit an established Underwriter, Senior Underwriter or developing portfolio specialist with experience across Accident & Health, Travel, Personal Accident, Sports, Entertainment or related specialist classes. Previous Accident & Health underwriting experience is essential.
The Role
The Accident & Health Underwriter will be responsible for underwriting new and renewal business across a specialist portfolio. Responsibilities will include:
- Reviewing and assessing new business and renewal submissions
- Pricing risks in line with agreed appetite, authority and portfolio objectives
- Underwriting a range of Accident & Health risks across relevant specialist sectors
- Reviewing claims information, exposure data and supporting documentation
- Making sound underwriting decisions within delegated authority
- Preparing clear referrals for risks outside agreed authority levels
- Working closely with brokers to obtain information, negotiate terms and progress opportunities
- Supporting the development of profitable broker relationships
- Contributing to portfolio monitoring, reporting and performance analysis
- Maintaining strong underwriting discipline as the account grows
- Supporting the development of wordings, pricing approaches and underwriting guidelines
- Monitoring market conditions, emerging exposures and competitor activity
- Maintaining accurate underwriting records and supporting audit and compliance requirements
- Working closely with senior underwriting leadership on the continued development of the A&H proposition
About You
We are interested in speaking with candidates who have:
- Strong Accident & Health underwriting experience
- Experience gained within an MGA, Lloyd’s business, insurer or specialist market environment
- Exposure to Travel, Personal Accident, Sports, Entertainment or related A&H classes
- Strong technical underwriting judgement
- Experience reviewing, pricing and managing risks confidently
- An understanding of delegated authority and referral structures
- Broker-facing experience and the ability to build credible market relationships
- The ability to operate effectively within a growing and entrepreneurial environment
This role would particularly suit someone who wants to develop into a broader senior or portfolio leadership position over time and who would value close exposure to underwriting decision-making.
The Opportunity
This is a confidential opportunity with a specialist insurance platform that is investing in growth across selected classes. The position offers:
- Salary of £80,000 to £90,000, depending on experience
- Competitive bonus and benefits package
- Hybrid working
- The opportunity to influence the continued development of the A&H account
- Genuine scope for longer-term progression as the portfolio grows
To be considered, please submit a complete and up-to-date CV clearly outlining your Accident & Health underwriting experience.
Accident & Health Underwriter in London employer: Carlton Young Recruitment
As a Claims Handler at our esteemed firm, you will thrive in a dynamic work environment that values technical expertise and exceptional client service. We offer competitive salaries, comprehensive benefits, and ample opportunities for professional growth, all while being part of a supportive team that fosters collaboration and innovation in the marine insurance sector.
StudySmarter Expert Advice🤫
We think this is how you could land Accident & Health Underwriter in London
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Carlton Young Recruitment). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Carlton Young Recruitment. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Accident & Health Underwriter in London
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Carlton Young Recruitment.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Carlton Young Recruitment. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Carlton Young Recruitment
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Carlton Young Recruitment to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Carlton Young Recruitment, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Carlton Young Recruitment's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
