At a Glance
- Tasks: Collaborate on AI-driven banking solutions and shape user experiences.
- Company: Join Delta Capita, a leader in financial services innovation.
- Benefits: Enjoy hybrid working, competitive salary, and career growth opportunities.
- Other info: Dynamic team environment focused on collaboration and delivery.
- Why this job: Make an impact in digital banking with cutting-edge AI technology.
- Qualifications: Experience in business analysis, lending, and familiarity with Python or Golang.
The predicted salary is between 60000 - 80000 £ per year.
We are looking for a high-impact Digital Banking Business Analyst who can operate at the intersection of lending domain expertise, AI-led delivery, and modern engineering.
Key Responsibilities
- Partner with business and technology teams to define and deliver AI-led solutions across digital banking.
- Translate lending workflows and use cases into AI/data-driven processes and system designs.
- Drive clarity across UI, APIs, data flows, and integration patterns.
- Collaborate closely with architects, developers (Python / Golang), and UI teams.
- Shape solutions in ambiguous environments, focusing on outcomes over documentation.
- Define and refine user journeys, screen flows, and interactions, ensuring usability.
- Contribute to solution design discussions, bridging business intent with technical execution.
- Work hands-on with delivery teams to progress features from concept to production.
Lending / Banking Expertise
- Strong understanding of lending lifecycle:
- Origination
- Credit assessment
- Collateral management
- Portfolio management
- Ability to map business processes into system capabilities.
- Experience working with Credit, RMT, and Originations stakeholders.
AI & Data Awareness
- Comfortable working in AI-led delivery environments.
- Solid understanding of:
- How data is ingested, processed, and used.
- How AI outputs are generated.
- Limitations, risks, and edge cases of AI solutions.
- Ability to identify suitable use cases for AI vs rules-based logic.
- Experience with data pipelines, ingestion, and enrichment processes.
Technical Business Analysis
- Strong understanding of:
- APIs and integration patterns.
- Data flows and system interactions.
- Architectures such as REST, event-driven, and pub/sub.
- Ability to interpret technical designs and contribute to solution shaping.
- Confidence working closely with engineers in an agile delivery environment.
Python / Golang Exposure
- Familiarity with backend services built in Python and/or Golang.
- Able to define clear, meaningful requirements for backend services.
- Comfortable discussing:
- Processing logic.
- Data structures.
- Service behaviour.
UI / UX Focus
- Experience working with UI/UX teams, ideally on AI-driven interfaces.
- Ability to define:
- User journeys.
- Screen flows.
- Interaction models.
- Strong focus on usability and user outcomes, not just requirements documentation.
Delivery Mindset
- A hands-on, embedded BA – not just documentation-focused.
- Works closely with developers on a day-to-day basis.
- Focuses on driving delivery and outcomes.
- Comfortable operating in ambiguity and shaping the problem space.
How We Work:
Delta Capita is an equal opportunity employer. We positively encourage applications from suitably qualified and eligible candidates regardless of age, colour, disability, national origin, ancestry, race, religion, gender, sexual orientation, gender identity and/or expression, veteran status, genetic information, or any other status protected by applicable law. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. If you require any reasonable adjustments through your interview process, please use the designated space within the application questionnaire.
This is a fixed-term or permanent position located in London with hybrid working. As the selection and interview process is ongoing, please submit your application in English as soon as possible; if your profile is selected, a member of our team will contact you within 4 weeks. For this role, a valid working permit for the UK is mandatory.
Who We Are:
Delta Capita Group (a member of the Prytek Group) is a global managed services, consulting, and solutions provider with a unique combination of experience in Financial Services and technology innovation capability. Our mission is to reinvent the financial services value chain providing technology based mutualized services for financial institutions for non-differentiating services.
Our 3 offerings are:
- Managed Services
- Consulting & Solutions
- Technology
To know more about Delta Capita and our culture click here: Working at DC - Delta Capita.
AI-Driven Banking BA: Data, APIs & Delivery Focus employer: careersdeltacapita
Delta Capita is an exceptional employer, offering a dynamic work culture that fosters collaboration and innovation in the heart of London. With a strong commitment to employee growth, we provide ample opportunities for professional development and agile training, ensuring our consultants thrive in their careers while enjoying a flexible hybrid working model. Join us to be part of a team that values your contributions and supports your journey in delivering impactful consulting services to leading financial institutions.
StudySmarter Expert Advice🤫
We think this is how you could land AI-Driven Banking BA: Data, APIs & Delivery Focus
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like careersdeltacapita. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace AI-Driven Banking BA: Data, APIs & Delivery Focus
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to careersdeltacapita.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on careersdeltacapita's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at careersdeltacapita
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with careersdeltacapita.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at careersdeltacapita will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former careersdeltacapita employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
