Head of Engineering, Partner Credit Services (London)
Head of Engineering, Partner Credit Services (London)

Head of Engineering, Partner Credit Services (London)

London Full-Time 72000 - 100000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Lead engineering teams to develop innovative credit solutions for small businesses.
  • Company: Tide is a fast-growing fintech empowering over 1 million small businesses globally.
  • Benefits: Enjoy flexible working, health insurance, generous holiday, and a £1,000 L&D budget.
  • Why this job: Shape the future of fintech while fostering a culture of innovation and collaboration.
  • Qualifications: 10+ years in backend engineering, with strong fintech and microservices experience required.
  • Other info: Join a diverse team committed to inclusivity and personal growth.

The predicted salary is between 72000 - 100000 £ per year.

At Tide, we are building a business management platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, along with a comprehensive set of connected administrative solutions from invoicing to accounting. Launched in 2017, Tide is now used by over 1 million small businesses across the world and is available to UK, Indian, and German SMEs. Headquartered in central London, with offices in Sofia, Hyderabad, Delhi, Berlin, and Belgrade, Tide employs over 2,000 employees. Tide is rapidly growing, expanding into new products and markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.

The Partner Credit Services domain powers Tide's Intermediated Credit product for its Members. Our mission is to provide Tide Members with appealing and competitive funding options that suit their needs, through our broad network of lender partners. The domain consists of multiple autonomous cross-functional product engineering teams, each focused on a specific value stream. As we continue to grow our UK business and expand into new markets, we are continually enhancing our capabilities and integrating with global partners. Our teams operate in a modern microservices architecture, ensuring high availability, scalability, and resilience.

As a Head of Engineering, you will be a technical leader, playing a pivotal role in shaping the future of Tide's intermediated credit platform. Managing the Engineering Managers (EMs) within the domain, this role is focused on technical leadership, architecture, and engineering strategy. Responsibilities include:

  • Defining and driving the architectural direction for Tide's Intermediated Credit product, ensuring scalability, resilience, and compliance.
  • Leading the design and development of high-quality Intermediated Credit products.
  • Collaborating with cross-functional teams (Product, Compliance, Business) to enhance Tide's credit offerings.
  • Integrating with third-party providers.
  • This is a technically hands-on role involving direct involvement in architecture, providing technical guidance, and ensuring best practices in software engineering, security, and system design.
  • Managing and mentoring engineers, fostering a culture of technical excellence and continuous learning.

This role offers the opportunity to influence the entire Intermediated Credit portfolio, drive innovation, and shape strategy as we scale globally.

We seek a highly technical and strategic engineering leader with deep expertise in fintech and distributed architectures, preferably with a background in Credit platforms:

  • 10+ years of backend engineering experience, with at least 5 years in fintech.
  • Strong experience with microservices, event-driven architectures, and distributed systems.
  • Proficient in the Python ecosystem, relational databases, and modern cloud-native development, with expertise in designing scalable microservices.
  • Hands-on experience designing fault-tolerant, high-availability architectures.
  • Proven ability to deliver third-party integrations, including influencing providers' delivery and roadmaps.
  • Ability to translate strategic goals into a clear technical roadmap and effectively communicate the 'why' behind technical decisions.

Our teams build loosely coupled microservices, enabling fast, autonomous development. Our architecture prioritises scalability, security, and resilience, ensuring seamless financial transactions. We use:

  • Backend: Python, FastAPI, Flask
  • Databases: PostgreSQL
  • Messaging: Kafka, AWS SQS/SNS
  • Infrastructure: Kubernetes (EKS), AWS
  • Frontend: Flutter (Mobile), Angular and React (Web)

Our location-specific employee benefits are designed to cater to the unique needs of Tideans:

  • Flexible working options
  • Share options
  • Group Life Insurance
  • Vitality Health Insurance, with a proactive focus on mental and physical wellbeing
  • 25 days holiday with the ability to buy extra days
  • 3 days for L&D or volunteering time off per year
  • Investment in your development with a £1,000 professional L&D budget per year
  • Access to 'salary sacrifice' benefits such as Cycle to Work scheme and pension contribution
  • Spacious new office near Old Street with an all-day snacks bar
  • Enhanced family-friendly leave
  • Sabbatical leave

We champion a flexible workplace model supporting both in-person and remote work to meet our teams' needs. While remote work is supported, we value face-to-face interactions for fostering team spirit and collaboration. Our offices serve as hubs for innovation and team-building, encouraging regular in-person gatherings.

We believe success depends on diversity. We welcome candidates from all backgrounds and experience levels, regardless of ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran status, neurodiversity, or disability. Our inclusive culture is key to building products that meet our members' diverse needs. We are committed to transparency and ensuring everyone's voice is heard.

Head of Engineering, Partner Credit Services (London) employer: Careers at Tide

At Tide, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration. Our London office provides flexible working options, a strong focus on employee wellbeing, and generous professional development budgets, ensuring that our team members can thrive both personally and professionally. Join us in empowering small businesses while enjoying a supportive environment that values diversity and encourages growth.
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Contact Detail:

Careers at Tide Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Head of Engineering, Partner Credit Services (London)

✨Tip Number 1

Familiarise yourself with Tide's mission and values. Understanding how we empower small businesses will help you align your experience and vision with our goals during discussions.

✨Tip Number 2

Showcase your technical leadership skills by preparing examples of how you've successfully managed engineering teams and driven architectural decisions in previous roles, especially in fintech.

✨Tip Number 3

Network with current or former Tide employees on platforms like LinkedIn. Engaging with them can provide insights into the company culture and expectations, which can be beneficial during interviews.

✨Tip Number 4

Stay updated on the latest trends in fintech and microservices architecture. Being able to discuss recent developments and how they could impact Tide's offerings will demonstrate your passion and expertise.

We think you need these skills to ace Head of Engineering, Partner Credit Services (London)

Technical Leadership
Architecture Design
Microservices Architecture
Event-Driven Architectures
Distributed Systems
Backend Engineering
Python Ecosystem
Relational Databases
Cloud-Native Development
Fault-Tolerant Systems
High-Availability Architectures
Third-Party Integrations
Strategic Roadmapping
Cross-Functional Collaboration
Mentoring and Coaching

Some tips for your application 🫡

Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of the Head of Engineering position. Tailor your application to highlight your relevant experience in fintech, microservices, and team leadership.

Craft a Compelling CV: Your CV should clearly showcase your 10+ years of backend engineering experience, particularly in fintech. Emphasise your technical skills in Python, distributed systems, and your ability to lead teams effectively.

Write a Strong Cover Letter: In your cover letter, express your passion for empowering small businesses and how your background aligns with Tide's mission. Highlight specific achievements that demonstrate your strategic thinking and technical leadership.

Showcase Your Technical Expertise: Be prepared to discuss your hands-on experience with the tech stack mentioned in the job description. Provide examples of how you've designed scalable architectures and delivered successful third-party integrations in previous roles.

How to prepare for a job interview at Careers at Tide

✨Understand the Company and Its Mission

Before your interview, make sure you thoroughly understand Tide's mission to empower small businesses. Familiarise yourself with their products and services, especially the Intermediated Credit product, as this will show your genuine interest in the role.

✨Showcase Your Technical Expertise

As a Head of Engineering, you'll need to demonstrate your deep expertise in fintech and distributed architectures. Be prepared to discuss your experience with microservices, event-driven architectures, and how you've successfully implemented these in past roles.

✨Prepare for Leadership Questions

Expect questions about your leadership style and how you manage and mentor engineering teams. Think of examples where you've fostered a culture of technical excellence and continuous learning, as this aligns with Tide's values.

✨Communicate Your Strategic Vision

Be ready to articulate how you would translate strategic goals into a clear technical roadmap. Discuss your approach to architectural direction and how you ensure compliance and scalability in your projects, as this is crucial for the role.

Head of Engineering, Partner Credit Services (London)
Careers at Tide
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