Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Underwrite and analyse Accident & Health accounts while driving new business opportunities.
- Company: Join Carbon, a tech-driven insurance company with a vibrant culture.
- Benefits: Enjoy a competitive salary, hybrid work, and a supportive team environment.
- Why this job: Be part of a transformative mission in the insurance industry with cutting-edge technology.
- Qualifications: 5+ years of A&H underwriting experience and strong communication skills required.
- Other info: Dynamic workplace with excellent career growth and a focus on innovation.
The predicted salary is between 36000 - 60000 £ per year.
The Opportunity
At Carbon, we’re delegating differently by combining our strong insurance expertise with cutting edge technology. As we rapidly scale globally, and continue to advance Graphene, our proprietary owned data ecosystem, we remain guided by our core pillars of People, Partnerships and Innovation. If you want to join an exciting business powered by the latest technology, and are energised by collaboration, big ideas and making a meaningful impact to our partners, then this role is for you: A&H Underwriter.
About Us
Founded in 2018, Carbon’s mission is to transform delegated underwriting and raise the standard for the industry. Our open underwriting model connects data, insight and people to enable stronger decisions and more dynamic portfolio management, bringing greater transparency, clarity and confidence to our partners and to the way the whole market works. We’re proud to have been recognised by The Sunday Times as a Best Place to Work in both 2024 and 2025, reflecting our warm, inclusive culture and our energetic, entrepreneurial spirit. Our friendly, modern offices foster creativity and connection, while our partnership with Google Cloud, where we are celebrated as a success story, demonstrates our commitment to innovation and technology at the highest level. At Carbon, our values shape who we are every day: Win as one, Keep spirits high, Blaze a trail, Speak up, listen up. If you’re looking to join a modern team with bold ambitions and real momentum, we’d love to meet you.
Location: 5th Floor, 9A Devonshire Square, London, EC2M 4YN
Start date: Immediate
Role type: Permanent, full-time, hybrid
The Role
To underwrite, analyse and continue to develop the A&H Account in line with the Annual Business Plan targets, reporting to Carbon’s Head of Specialty.
Key Responsibilities
- Leading new business onboarding and renewal processes for relevant A&H binding authority accounts, including preparation of binding authority business plans.
- Liaising with relevant syndicate and managing agency departments including actuarial, claims, compliance, exposure management and delegated authority teams.
- Ongoing binder portfolio oversight for relevant A&H binding authority accounts including spotting trends, monitoring performance against plan and implementing guideline updates as required.
- Identifying new business opportunities, both via new sources and within existing portfolios.
- Working closely on cross class initiatives with other syndicate underwriting teams.
- Assisting in marketplace monitoring, including developing A&H relationships with brokers and other key external stakeholders.
- Working closely with, and maintaining strong relationships with coverholders & brokers.
- Ownership of day-to-day referral underwriting for relevant A&H binding authority accounts within individual underwriting authority parameters.
- Assisting in execution of business development and marketing plans for the A&H team.
- Attending and leading relevant client meetings and executing relevant follow up research and actions as required.
- Attending and materially contributing to internal peer review and coverholder oversight meetings.
- Working with other syndicate departments to identify and implement areas for continuous improvement, including input to the Graphene underwriting platform, and new systems and controls to ensure that the underwriting department operates in a compliant and efficient manner.
- Assisting with wider A&H team requirements including but not limited to business planning, underwriting review packs, exposure management, outwards RI and information collation for external stakeholders.
- Undertaking research and prepare papers / presentations on insurance related projects.
Knowledge, qualifications, skills and experience
- Proven underwriting ability/competence with a minimum of 5+ years’ underwriting experience within the A&H (delegated authority) space.
- Understanding of the A&H market.
- ACII qualified or working towards completion of this qualification is not essential but preferred.
- Understanding of fundamental concepts, practices and procedures of A&H underwriting and binding authority management.
- Excellent listening, verbal and written communication skills.
- Ability to offer creative solutions.
- Professional attitude when dealing with all aspects of work and client relationships.
- Commitment to needs of the clients and strong relationship management skills.
Accident & Health Underwriter in London employer: Carbon Underwriting
Contact Detail:
Carbon Underwriting Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Accident & Health Underwriter in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with potential colleagues on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that A&H Underwriter role.
✨Tip Number 2
Prepare for interviews by researching Carbon and its innovative approach. Understand their values and how they apply to the A&H market. We want to see your enthusiasm for their mission and how you can contribute to their success!
✨Tip Number 3
Showcase your skills through real-life examples. When discussing your experience, highlight specific projects or challenges you've tackled in underwriting. We love to hear about your creative solutions and how you’ve made an impact in previous roles.
✨Tip Number 4
Don’t forget to follow up after interviews! A quick thank-you email can go a long way in showing your interest and professionalism. We appreciate candidates who take the time to express their gratitude and reinforce their enthusiasm for the position.
We think you need these skills to ace Accident & Health Underwriter in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Accident & Health Underwriter role. Highlight your relevant experience and skills that align with the job description. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us why you're passionate about the A&H space and how your background makes you a perfect fit for Carbon. Keep it engaging and personal – we love a good story!
Showcase Your Achievements: Don’t just list your responsibilities; showcase your achievements! Use specific examples to demonstrate how you've made an impact in your previous roles. We’re all about innovation and results, so let us see what you’ve accomplished!
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at Carbon Underwriting
✨Know Your A&H Stuff
Make sure you brush up on your knowledge of Accident & Health underwriting. Understand the key concepts, practices, and current trends in the market. Being able to discuss these confidently will show that you're not just familiar with the role but genuinely passionate about it.
✨Showcase Your Analytical Skills
Since the role involves analysing and developing accounts, be prepared to discuss your analytical approach. Bring examples of how you've identified trends or improved performance in previous roles. This will demonstrate your ability to contribute to Carbon's goals effectively.
✨Emphasise Collaboration
Carbon values partnerships and collaboration, so highlight your experience working with cross-functional teams. Share specific instances where you've successfully liaised with brokers, coverholders, or other departments to achieve a common goal. This will align with their culture of teamwork.
✨Prepare Questions
Have a few thoughtful questions ready to ask at the end of your interview. Inquire about their innovative projects or how they leverage technology like Graphene in underwriting. This shows your interest in their operations and your eagerness to contribute to their mission.
