At a Glance
- Tasks: Analyse and structure complex real estate lending transactions with senior team members.
- Company: Specialist real estate lender known for sophisticated underwriting and larger-ticket transactions.
- Benefits: Gain exposure to senior decision-makers and live transactions from day one.
- Other info: Proactive candidates will thrive in this entrepreneurial, high-exposure role.
- Why this job: Join a dynamic team and make an impact in the fast-paced lending environment.
- Qualifications: 3+ years in real estate lending or related fields with strong financial modelling skills.
The predicted salary is between 60000 - 75000 € per year.
Caravel are exclusively supporting a specialist real estate lender looking to hire 2 x Senior Analysts into their London underwriting team. Operating at the larger-ticket end of the bridging and transitional lending market, the platform typically provides £5–25m facilities across a range of real estate-backed transactions. In practice, the business operates far more like a development or structured lender than a traditional short-term bridge provider — with a strong focus on underwriting quality, downside protection and transaction execution. This is a lean, entrepreneurial team where Analysts receive genuine exposure to senior decision-makers, borrowers and live transactions from day one.
This is an excellent opportunity to join a specialist real estate lender operating at the higher-quality end of the short-term lending market, with a strong reputation for sophisticated underwriting and larger-ticket transactions.
The Role
You’ll work closely with senior members of the underwriting team across the full deal lifecycle, supporting the analysis, structuring and execution of complex real estate lending transactions. Typical responsibilities will include:
- Underwriting new lending opportunities across multiple asset classes
- Building and reviewing detailed financial models and sensitivities
- Assessing sponsor strength, collateral quality and deal risk
- Preparing investment papers and underwriting memoranda for credit committee
- Working with valuers, lawyers, brokers and borrowers through execution
- Supporting portfolio monitoring, amendments and restructurings where required
- Ensuring transactions remain aligned with internal credit and risk frameworks
This is a high-exposure role suited to someone who enjoys taking ownership and operating in a fast-paced lending environment.
Candidate Profile
The ideal candidate will likely have c.3+ years’ experience within:
- Real estate lending
- Development finance
- Bridging finance
- Structured/property-backed credit
- Real estate investment analysis
You should be comfortable analysing transactions from both a credit and commercial perspective, with strong financial modelling and underwriting capability. Prior experience within bridge lending or development finance would be particularly relevant. The team are looking for someone who is proactive, commercially minded and able to operate effectively within a lean platform where initiative is valued highly. Unfortunately, visa sponsorship is not available for this position, either now or in the foreseeable future.
Senior Analyst – Real Estate Credit | Bridging in London employer: Caravel
Caravel offers an exceptional work environment for Senior Analysts in Real Estate Credit, situated in the vibrant city of London. With a focus on sophisticated underwriting and larger-ticket transactions, employees benefit from direct exposure to senior decision-makers and live deals, fostering a culture of ownership and initiative. The company prioritises professional growth, providing opportunities to engage with diverse asset classes and collaborate closely with industry experts, making it an ideal place for those seeking meaningful and rewarding careers in real estate lending.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Analyst – Real Estate Credit | Bridging in London
✨Tip Number 1
Network like a pro! Reach out to people in the real estate lending space, especially those who work at companies you're interested in. A friendly chat can open doors and give you insights that might just land you an interview.
✨Tip Number 2
Prepare for the interview by knowing your stuff! Brush up on your financial modelling skills and be ready to discuss real estate transactions you've worked on. Show them you’re not just a number cruncher but someone who understands the bigger picture.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the role.
✨Tip Number 4
Apply through our website! We’ve got some fantastic opportunities waiting for you, and applying directly can sometimes give you an edge. Plus, it’s super easy to keep track of your applications!
We think you need these skills to ace Senior Analyst – Real Estate Credit | Bridging in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to highlight your experience in real estate lending and financial modelling. We want to see how your skills align with the responsibilities of the Senior Analyst role, so don’t hold back on showcasing relevant projects!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about real estate credit and how your background makes you a perfect fit for our team. Keep it concise but impactful – we love a good story!
Showcase Your Analytical Skills:Since this role involves a lot of analysis and underwriting, make sure to highlight any specific examples where you've successfully assessed risk or built financial models. We’re looking for those who can think critically and act decisively!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen to join our team at StudySmarter!
How to prepare for a job interview at Caravel
✨Know Your Numbers
Make sure you brush up on your financial modelling skills. Be prepared to discuss how you've built and reviewed detailed financial models in the past, especially in relation to real estate transactions. This will show that you understand the complexities of underwriting and can handle the responsibilities of the role.
✨Understand the Market
Familiarise yourself with the current trends in real estate lending, particularly in bridging and transitional finance. Being able to discuss recent market developments or case studies will demonstrate your proactive approach and commercial mindset, which is exactly what the team is looking for.
✨Showcase Your Experience
Prepare specific examples from your previous roles that highlight your experience in underwriting and assessing deal risks. Discuss how you've worked with various stakeholders like valuers and lawyers, as this will illustrate your ability to operate effectively in a fast-paced environment.
✨Ask Insightful Questions
At the end of the interview, don’t shy away from asking questions that show your interest in the role and the company. Inquire about their approach to downside protection or how they assess sponsor strength. This not only shows your enthusiasm but also your understanding of the intricacies involved in real estate credit.
