At a Glance
- Tasks: Help businesses thrive by providing tailored banking solutions and exceptional service.
- Company: Join a leading bank committed to innovation and customer success.
- Benefits: Competitive salary, flexible hours, and opportunities for professional growth.
- Other info: Diverse workplace with a focus on equity and inclusion.
- Why this job: Make a real difference in the business community while developing your banking expertise.
- Qualifications: 3 years of banking experience and a diploma in Commerce or Finance.
The predicted salary is between 30000 - 40000 £ per year.
To provide a business centre‑based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value‑adding and specialised business banking financial product solutions from a range of standard and/or customised offerings.
Experience (Minimum)
- Banking experience of at least 3 years
- Experience managing a portfolio of business customers with a service and financial analysis focus
- Experience preparing and motivating credit applications
- Cost control and sales management experience
- Hands‑on acquisition experience in Business Banking, specifically in identifying, acquiring and managing new business clients within a competitive commercial market
Experience (Ideal)
- 1+ year spent in the Business Banking environment preparing and motivating credit applications
Qualifications (Minimum)
- Diploma in Commerce or Finance
Qualifications (Ideal or Preferred)
- FAIS accredited as Key Individual and approved by FSCA
Knowledge (Minimum)
- Customer relationship management (CRM) principles and techniques
- Interpretation of financial statements, balance sheets and basic financial ratios
- Standardised business banking transactional products and other core products relevant to small enterprises
- Business banking product offerings
- Understanding of collateral and balance sheets
- Knowledge of multiple legal entities in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
- Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
- Knowledge of competitors' offerings
- Regulations, Acts and Codes related to the banking environment
- Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)
Knowledge (Ideal)
- Features, benefits and value propositions of the respective company product/service offerings
- Current taxation laws as they apply to customers
- Good knowledge of administration processes and procedures pertaining to Business Banking transactions
Skills
- Interpersonal & Relationship management skills
- Analytical skills
- Negotiation skills
- Problem solving skills
- Computer literacy (MS Word, MS Excel, MS Outlook)
- Commercial thinking skills
- Strategic thinking skills
- Communication skills
- Influencing skills
- Attention to detail
- Decision‑making skills
Conditions of Employment
- Clear criminal and credit record
- Willingness to work flexible hours (including Saturdays and public holidays)
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
Business Banker in London employer: Capitec
Capitec is an exceptional employer that fosters a dynamic work culture focused on employee growth and development. With a commitment to diversity and inclusion, we offer our Business Bankers the opportunity to thrive in a supportive environment while providing tailored financial solutions to our business clients. Located in a vibrant area, our team enjoys flexible working hours and a range of benefits that enhance both personal and professional fulfilment.
StudySmarter Expert Advice🤫
We think this is how you could land Business Banker in London
✨Tip Number 1
Network like a pro! Get out there and connect with people in the banking industry. Attend events, join online forums, or even hit up LinkedIn. The more people you know, the better your chances of landing that Business Banker role.
✨Tip Number 2
Show off your skills! When you get the chance to chat with potential employers, highlight your experience managing business portfolios and your knack for financial analysis. Make sure they see how you can add value to their team.
✨Tip Number 3
Prepare for interviews by brushing up on your knowledge of business banking products and regulations. Be ready to discuss how you’ve successfully acquired and managed clients in the past. Confidence is key!
✨Tip Number 4
Don’t forget to apply through our website! We’re always on the lookout for talented individuals like you. Plus, it’s a great way to ensure your application gets the attention it deserves.
We think you need these skills to ace Business Banker in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to highlight your banking experience and skills relevant to the Business Banker role. We want to see how your past experiences align with our needs, so don’t be shy about showcasing your achievements!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you’re passionate about business banking and how you can add value to our team. Keep it concise but impactful – we love a good story!
Showcase Your Skills:Don’t forget to highlight your interpersonal, analytical, and problem-solving skills in your application. We’re looking for someone who can build relationships and think strategically, so make sure these skills are front and centre!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It’s super easy, and you’ll get all the info you need about the role and our company. Plus, it helps us keep track of your application!
How to prepare for a job interview at Capitec
✨Know Your Numbers
Brush up on your financial analysis skills! Be ready to discuss balance sheets, financial ratios, and how they relate to business banking. This will show that you understand the core of what the role entails.
✨Showcase Your Relationship Skills
Prepare examples of how you've successfully managed client relationships in the past. Highlight your interpersonal skills and how you've added value to your clients' businesses. This is crucial for a Business Banker!
✨Understand the Competition
Do your homework on competitors' offerings. Being able to discuss what sets the company apart from others in the market will demonstrate your interest and strategic thinking skills.
✨Prepare for Credit Applications
Since motivating credit applications is key, be ready to explain your approach. Share specific instances where you've prepared successful applications and how you navigated any challenges.
