At a Glance
- Tasks: Manage a portfolio of business clients and provide tailored banking solutions.
- Company: Join a leading bank focused on innovation and client success.
- Benefits: Competitive salary, flexible hours, and opportunities for professional growth.
- Other info: Diverse workplace with a commitment to equity and inclusion.
- Why this job: Make a real difference in businesses while developing your banking expertise.
- Qualifications: 3 years of banking experience and a diploma in Commerce or Finance.
The predicted salary is between 40000 - 50000 £ per year.
- Purpose Statement
- To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customised offerings.
Experience (Minimum)
- Banking experience of at least 3 years
- Experience of managing a portfolio of business customers with a service and financial analysis focus.
- Experience in preparing and motivating Credit applications
- Cost control and sales management
Experience (Ideal)
- 1+ year spent in the Business Banking environment preparing and motivating credit application
Qualifications (Minimum)
- Diploma in Commerce or Finance
Qualifications (Ideal or Preferred)
- FAIS accredited as Key Individual and approved by FSCA
- Knowledge (Minimum)
- Customer relationship management (CRM) principles and techniques
- How to interpret financial statements, balance sheets and basic financial ratios
- Standardised business banking transactional products and other core products relevant to small enterprises
- Business banking product offerings
- Understanding of collateral and balance sheets
- Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
- Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
- Knowledge of competitors offerings
- Regulations, Acts and Codes related to the banking environment.
- Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)
- Knowledge (Ideal)
- Features, benefits and value propositions of the respective company product/service offerings.
- Current taxation laws as they apply to customers.
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
Skills
- Interpersonal & Relationship management Skills
- Analytical Skills
- Negotiation skills Problem solving skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Commercial Thinking Skills
- Strategic Thinking Skills
- Communications Skills
- Influencing Skills
- Attention to Detail
- Decision making skills
- Conditions of Employment
- Clear criminal and credit record
- Willingness to work flexible hours (including Saturdays and Public Holidays)
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
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Business Banker (East London) employer: Capitec
Capitec is an exceptional employer that fosters a dynamic work culture in East London, where employees are encouraged to grow and develop their skills in the business banking sector. With a strong focus on employee development, competitive benefits, and a commitment to diversity, Capitec offers a rewarding environment for Business Bankers to thrive while making a meaningful impact on local businesses.
We think you need these skills to ace Business Banker (East London)
Banking Experience
Portfolio Management
Credit Application Preparation
Cost Control
Sales Management
Customer Relationship Management (CRM)
Financial Statement Interpretation
