At a Glance
- Tasks: Manage business banking portfolios and deliver top-notch client service.
- Company: Capitec, a forward-thinking bank focused on empowering clients.
- Benefits: Growth opportunities, employee benefits, and a supportive team culture.
- Other info: Diverse environment with a focus on personal and professional growth.
- Why this job: Join a dynamic team dedicated to making banking accessible and impactful.
- Qualifications: NQF4 Banking Certificate and experience in business banking.
The predicted salary is between 28800 - 43200 £ per year.
To see what life at Capitec is all about and complete a short assessment, please click here! Once you have completed the above, finalize your application by clicking apply below.
About Capitec: We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to building a brand that we are proud of and earns the trust of our clients.
Who We Are: We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through a personal experience. By helping our clients manage their financial lives better, we enable them to live better.
Why Choose Us: At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow.
About The Role: The Account Analyst supports the day‑to‑day management of a business banking portfolio by delivering excellent client service, administering accounts, and preparing, processing, and monitoring credit facilities in line with risk and credit policies. The role also focuses on growing the portfolio through cross‑selling and identifying new business opportunities while ensuring compliance, quality service, and portfolio profitability.
Our Ideal Candidate Has:
- A minimum NQF4 Banking Certificate and ideally a Bachelor’s Degree in Commerce or Finance
- Minimum of 2‑3 years’ experience in banking, with at least 1 year in a Business Banking or Commercial Banking environment.
- Proven experience in preparing, motivating, and processing credit applications in line with credit policies and risk frameworks.
- Demonstrated experience in analysing financial statements, balance sheets, and management accounts.
- Experience in managing and maintaining a client portfolio, including daily monitoring of lending and investment accounts.
- Proven track record in client service, relationship management, and handling business banking queries and requests.
- Experience in credit risk management, including monitoring excesses, account conduct, and credit compliance.
- Experience in identifying cross‑selling opportunities and supporting sales growth within a business banking environment.
Knowledge — Minimum:
- The features, benefits and value propositions of company product/service offerings.
- General banking practices and procedures.
- Understanding how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market.
- Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements.
- The Financial Intelligence Centre Act (FICA).
- Administration processes and procedures pertaining to Business Banking transactions.
- Client relationship management and service principles.
Ideal Knowledge and Understanding Of:
- Competitor product offerings, channels, operational and marketing tactics would be advantageous.
- Capitec/Business Bank systems and processes.
If you are interested in being part of this dynamic team, on a mission to build the best bank in the world through unlocking the potential of its people, please apply. We would love to hear from you!
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
Conditions Of Employment: Clear Criminal Record and Clear Credit Record.
Account Analyst (East London) employer: Capitec
Capitec is an exceptional employer that prioritises the growth and well-being of its employees, fostering a vibrant work culture in East London. With a strong focus on teamwork, personal development, and client satisfaction, employees are empowered to thrive in their roles while enjoying comprehensive benefits and opportunities for advancement. Join us to be part of a dynamic team dedicated to making a positive impact in the banking sector.
StudySmarter Expert Advice🤫
We think this is how you could land Account Analyst (East London)
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Capitec. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Account Analyst (East London)
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Capitec.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Capitec's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Capitec
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Capitec.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Capitec will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Capitec employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
