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- Tasks: Join our risk analytics team to optimise fraud detection and financial crime processes.
- Company: Capital on Tap helps small businesses thrive with innovative credit solutions.
- Benefits: Enjoy perks like private healthcare, 28 days holiday, and a dog-friendly office.
- Why this job: Make an impact in a fast-paced fintech environment while collaborating with diverse teams.
- Qualifications: 3+ years in risk analysis; strong skills in SQL and Python; degree in Economics or STEM.
- Other info: Hybrid role based in Shoreditch, London with a fun office culture.
The predicted salary is between 36000 - 60000 £ per year.
We’re Capital on Tap, founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.
Why Join Us? We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment. This is a Hybrid role, the Risk team work from our London (Shoreditch) Offices 3 days per week.
What You’ll Be Doing: We’re looking for a Risk Analyst to join our risk analytics team. You will work across Fraud, Fincrime, Collections and Disputes using data and analytics to innovate and optimise our risk based decision making for the purpose of minimising credit losses and maximising regulatory compliance. Responsibilities of your role will include:
- Owning, monitoring and continually optimising our fraud detection rules
- Applying advanced analytics to maximise the efficiency and effectiveness of our Financial Crime detection processes
- Maximising the performance of our collections function through scoring and segmentation to optimise our approach at a customer level
- Working with external vendors to continually evaluate innovative or alternative products and tools
- Proactively championing best use of AI to accelerate delivery of analytical output and as an integral part of our business solutions
Your role will involve presentation to and active collaboration with a wide group of business stakeholders including Operations, Credit, Senior Management and external business partners.
We’re Looking For:
- At least three years of risk analysis experience ideally including credit cards, fraud, collections or fincrime
- Highly analytical and comfortable conducting complex analysis using SQL and Python
- Exceptional detail orientated, problem solving skills and the ‘can do’ attitude to thrive in a fast paced, high growth environment
- Excellent collaboration skills and a natural team player
- Strong verbal communication skills including the ability to clearly explain complex concepts to other analysts, business stakeholders and senior leadership
- 2.1 or above at degree level, preferably in Economics or STEM subject
Diversity & Inclusion: We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks: We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
- Private Healthcare including dental and opticians services through Vitality
- Worldwide travel insurance through Vitality
- Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
- Salary Sacrifice Pension Scheme up to 7% match
- 28 days holiday (plus bank holidays)
- Annual Learning and Wellbeing Budget
- Enhanced Parental Leave
- Cycle to Work Scheme
- Season Ticket Loan
- 6 free therapy sessions per year
- Dog Friendly Offices
- Free drinks and snacks in our offices
Interview Process: First stage: 30 minute intro and values call with Talent Partner (Video call). Second stage (in person): 45min technical assessment, 60min case study, 45min competency based interview. Final stage: 30 minute executive interview.
Excited to work here? Apply! If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days).
Risk Analyst London employer: Capital on Tap
Contact Detail:
Capital on Tap Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk Analyst London
✨Tip Number 1
Familiarise yourself with the latest trends in risk analysis, particularly in fraud detection and financial crime. Being able to discuss current methodologies or tools during your interview will show that you're proactive and knowledgeable about the field.
✨Tip Number 2
Brush up on your SQL and Python skills, as these are crucial for the role. Consider working on a small project or case study that showcases your ability to analyse data effectively, which you can then discuss during your interviews.
✨Tip Number 3
Prepare to demonstrate your problem-solving skills through real-life examples. Think of situations where you've successfully tackled complex issues, especially in a fast-paced environment, and be ready to share these stories.
✨Tip Number 4
Network with professionals in the fintech space, particularly those involved in risk management. Engaging with industry peers can provide insights into the company culture and expectations, which can be invaluable during your interview process.
We think you need these skills to ace Risk Analyst London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in risk analysis, particularly in areas like fraud, collections, and financial crime. Use specific examples to demonstrate your analytical skills and familiarity with SQL and Python.
Craft a Compelling Cover Letter: In your cover letter, express your passion for helping small businesses and how your skills align with Capital on Tap's mission. Mention your problem-solving abilities and your experience working collaboratively with stakeholders.
Showcase Your Analytical Skills: During the application process, be prepared to discuss your analytical approach. Provide examples of how you've used data to drive decision-making and optimise processes in previous roles.
Prepare for Interviews: Familiarise yourself with the interview process outlined by Capital on Tap. Be ready to discuss technical assessments and case studies, and practice explaining complex concepts clearly to non-technical stakeholders.
How to prepare for a job interview at Capital on Tap
✨Understand the Role
Make sure you thoroughly understand the responsibilities of a Risk Analyst at Capital on Tap. Familiarise yourself with concepts like fraud detection, financial crime analytics, and collections optimisation. This will help you answer questions confidently and demonstrate your knowledge.
✨Showcase Your Analytical Skills
Prepare to discuss your experience with SQL and Python, as these are crucial for the role. Be ready to provide examples of complex analyses you've conducted in the past and how they contributed to risk management or decision-making processes.
✨Communicate Clearly
Since the role involves collaboration with various stakeholders, practice explaining complex concepts in simple terms. This will showcase your strong verbal communication skills and your ability to work effectively within a team.
✨Prepare for Technical Assessments
Expect a technical assessment during the interview process. Brush up on relevant topics and be prepared to solve problems on the spot. Practising case studies related to risk analysis can also give you an edge.
