At a Glance
- Tasks: Analyse fraud and financial crime risk using SQL to identify anomalies and build detection rules.
- Company: Join a dynamic fintech company with a focus on innovation and collaboration.
- Benefits: Enjoy private healthcare, generous holiday, learning budget, and a dog-friendly office.
- Other info: Hybrid role with excellent career growth opportunities and a supportive team environment.
- Why this job: Make a real impact in combating financial crime while developing your analytical skills.
- Qualifications: Strong data analysis background with SQL skills and a proactive problem-solving mindset.
The predicted salary is between 50000 - 60000 € per year.
This hybrid role is based in our London offices (EC1Y 8LZ) and requires 3 days per week on site.
What You'll Be Doing
- Working on fraud and financial crime risk: writing complex SQL queries to interrogate transaction and customer data, identify anomalies, and surface emerging risk patterns.
- Designing and building fraud and financial crime detection rules from scratch, setting thresholds based on data and iterating based on real‑world performance.
- Owning rules end‑to‑end: spotting gaps, building fixes, and monitoring outcomes.
- Working across lending and card data to understand customer behaviour and risk within our product set.
- Supporting investigation and escalation workflows to specialist operations teams.
- Collaborating with Compliance, Risk and Product to embed risk controls into the product layer.
- Contributing to the ongoing improvement of our transaction monitoring approach as the function matures.
We're Looking For
- A strong data analyst background in a fintech or digital lending environment, comfortable working with messy, high‑volume SMB transaction data.
- SQL skills that include CTEs, window functions, and understanding of WHERE vs HAVING.
- A proactive builder instinct: you find problems in data and fix them.
- Experience owning analytical problems end‑to‑end, from logic to deployment.
- Comfortable working in a small, fast‑moving team where solutions are often self‑derived.
Useful but Not Essential
- Experience building data pipelines in dbt.
- Python or R for analysis beyond SQL.
- Hands‑on financial crime experience including sanctions/PEPs screening, transaction monitoring platforms, and regulated reporting.
- Hands‑on credit card fraud experience including application and card fraud.
Diversity & Inclusion
We welcome and encourage applicants from all backgrounds to apply. We strive for an inclusive environment where everyone can thrive.
Great Work Deserves Great Perks
- Private Healthcare including dental and opticians services through Vitality.
- Worldwide travel insurance through Vitality.
- Annual anniversary rewards (£250, £500, £750, 4‑week fully paid sabbatical).
- Salary Sacrifice Pension Scheme up to 7% match.
- 28 days holiday (plus bank holidays).
- Annual Learning and Wellbeing Budget.
- Enhanced Parental Leave.
- Cycle to Work Scheme.
- Season Ticket Loan.
- 6 free therapy sessions per year.
- Dog Friendly Offices.
- Free drinks and snacks in our offices.
For more information, contact careers@capitalontap.com.
Risk Analyst employer: Capital on Tap
At Capital on Tap, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration in our London office. Our commitment to employee growth is evident through our annual learning and wellbeing budget, alongside generous benefits such as private healthcare, enhanced parental leave, and a dog-friendly environment. Join us to be part of a forward-thinking team where your contributions directly impact our mission to combat fraud and financial crime in the fintech space.
StudySmarter Expert Advice🤫
We think this is how you could land Risk Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the fintech space, especially those who work at Capital on Tap. A friendly chat can open doors and give you insights that might just help you land that Risk Analyst role.
✨Tip Number 2
Show off your SQL skills! Prepare to discuss your experience with complex queries and how you've tackled data challenges in the past. We want to see your proactive builder instinct in action!
✨Tip Number 3
Be ready for a hands-on interview! Expect to solve real-world problems on the spot. Brush up on your analytical thinking and be prepared to demonstrate how you approach risk detection and data anomalies.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you're genuinely interested in joining our team at Capital on Tap. Let’s get you started on this exciting journey!
We think you need these skills to ace Risk Analyst
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Risk Analyst. Highlight your SQL skills and any experience with fraud detection or financial crime. We want to see how your background fits into our world!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Share your passion for data analysis and how you’ve tackled complex problems in the past. Let us know why you’re excited about joining our team at Capital on Tap.
Showcase Your Analytical Skills:In your application, don’t just list your skills—show us how you’ve used them! Include specific examples of how you've built detection rules or solved analytical problems. We love seeing real-world applications of your expertise.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Capital on Tap
✨Know Your SQL Inside Out
Since the role heavily relies on SQL, make sure you brush up on your skills, especially CTEs and window functions. Prepare to discuss specific queries you've written in the past and how they helped solve real-world problems.
✨Showcase Your Problem-Solving Skills
Be ready to share examples of how you've identified and fixed data issues in previous roles. Highlight your proactive approach and any end-to-end analytical problems you've owned, as this will resonate well with the hiring team.
✨Understand the Bigger Picture
Familiarise yourself with the concepts of fraud and financial crime risk. Be prepared to discuss how your analytical work can impact customer behaviour and risk management within the product set, showing that you understand the role's significance.
✨Emphasise Collaboration
This role involves working closely with various teams like Compliance and Risk. Share experiences where you've successfully collaborated with others to embed risk controls or improve processes, demonstrating your ability to thrive in a fast-moving team environment.
