At a Glance
- Tasks: Lead a dynamic team tackling financial crime and protect our customers across the UK and US.
- Company: Join Capital on Tap, a fast-growing financial platform revolutionising small business banking.
- Benefits: Enjoy private healthcare, generous holiday, and perks like a new electric car lease.
- Other info: Diverse and inclusive workplace with a commitment to professional growth.
- Why this job: Make a real impact in a role that champions customer trust and drives innovation.
- Qualifications: Proven leadership in fast-paced environments and strong analytical skills required.
The predicted salary is between 60000 - 75000 € per year.
We’re Capital on Tap. Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren’t fit for purpose, and small business owners often couldn’t access what they needed. We set out to fix that. Today we’re a financial platform – not just a credit card company. We offer a best‑in‑class business credit card, SME‑focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and products that make running a small business easier.
We’ve done a pretty good job so far, but we’re just getting started!
The Role
We’re looking for an experienced Financial Crime Team Leader to lead our UK and US analyst teams. In this key role, you will be the driving force behind our mission to protect our customers and stay one step ahead of financial crime. You won’t just manage a team; you’ll empower our analysts to deliver high‑quality performance that reinforces customer trust.
Responsibilities
- Lead a high‑performing team of Financial Crime Analysts who serve our customers across the UK & US.
- Drive professional growth through tailored coaching, regular 1‑to‑1s, and a commitment to building an investigative mindset.
- Conduct regular reviews of team decisions and documentation to ensure every rationale is technically sound, robustly defended, and perfectly aligned with our risk appetite.
- Expertly manage global workflows and resources, ensuring our teams meet internal SLAs without compromising on quality or detail.
- Champion a culture of continuous improvement, empowering the team to proactively identify and implement process enhancements that keep us ahead of financial crime.
- Act as the final authority on complex SME investigations, navigating the nuances of UK and US business structures and making decisive, risk‑based calls on the most challenging cases.
- Leverage technology to automate manual hurdles, managing risk more effectively while significantly enhancing the experience for our customers.
- Specialise in the end‑to‑end Customer Lifecycle; particularly expert in CDD/EDD and the complexities of Beneficial Ownership for corporate entities, alongside robust Transaction Monitoring oversight.
- Be an adaptable and pragmatic leader with a hands‑on, solutions‑driven approach to problem solving.
- Have a proven track record of leading high‑performing teams in fast‑paced, dynamic environments.
- Be an analytical thinker skilled in interpreting complex data and driving evidence‑based decision‑making.
Diversity & Inclusion
We welcome, consider, and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives and everyone can do their best work.
Benefits
- Private Healthcare including dental and optician services through Vitality
- Worldwide travel insurance through Vitality
- Anniversary Rewards (£250, £500, £750, 4‑week fully paid sabbatical)
- Salary Sacrifice Pension Scheme up to 7% match
- Lease a brand‑new electric car through our Octopus EV salary sacrifice scheme
- 28 days holiday (plus bank holidays)
- Annual Learning and Wellbeing Budget
- Enhanced Parental Leave
- Cycle to Work Scheme
- Season Ticket Loan
- 6 free therapy sessions per year
- Dog Friendly Offices
- Free drinks and snacks in our offices
Application Conditions
Please confirm you understand this role is office based and that you can commute to the Cardiff office.
Financial Crime Team Leader Manchester employer: Capital on Tap
At Capital on Tap, we pride ourselves on being an exceptional employer that champions the growth and well-being of our employees. Located in Manchester, our vibrant work culture fosters inclusivity and innovation, offering a range of benefits such as private healthcare, generous holiday allowances, and a commitment to professional development. Join us to lead a dynamic team in the fight against financial crime while enjoying a supportive environment that values your contributions and empowers you to thrive.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Team Leader Manchester
✨Tip Number 1
Network like a pro! Reach out to current employees at Capital on Tap through LinkedIn or industry events. A friendly chat can give us insider info and maybe even a referral, which can really boost your chances.
✨Tip Number 2
Prepare for the interview by diving deep into financial crime trends and the company's mission. Show us you’re not just another candidate; demonstrate your passion for protecting customers and staying ahead of the game.
✨Tip Number 3
Practice your leadership stories! We want to hear about your experiences leading teams and tackling challenges. Use the STAR method (Situation, Task, Action, Result) to structure your answers and make them memorable.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows us you’re genuinely interested in joining our team.
We think you need these skills to ace Financial Crime Team Leader Manchester
Some tips for your application 🫡
Show Your Passion:When you're writing your application, let your enthusiasm for the role shine through! We want to see why you're excited about joining our team and how you can contribute to our mission of protecting customers from financial crime.
Tailor Your CV:Make sure your CV is tailored to the Financial Crime Team Leader position. Highlight your relevant experience and skills that align with the job description. We love seeing how your background fits into what we do at Capital on Tap!
Be Clear and Concise:Keep your application clear and to the point. Use straightforward language and avoid jargon where possible. We appreciate a well-structured application that makes it easy for us to see your qualifications and fit for the role.
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about who we are and what we stand for.
How to prepare for a job interview at Capital on Tap
✨Know Your Financial Crime Stuff
Make sure you brush up on the latest trends and regulations in financial crime. Understand the nuances of UK and US business structures, as well as CDD/EDD processes. This knowledge will not only impress your interviewers but also show that you're serious about the role.
✨Showcase Your Leadership Skills
Prepare examples of how you've led teams in fast-paced environments. Think about specific instances where you empowered your team or drove professional growth. This is key for a role that requires managing and motivating analysts.
✨Be Ready to Discuss Process Improvements
Capital on Tap values continuous improvement, so come prepared with ideas on how to enhance processes. Think about past experiences where you identified inefficiencies and implemented solutions. This shows your proactive mindset and commitment to excellence.
✨Demonstrate Analytical Thinking
Expect to discuss complex data interpretation during your interview. Prepare to explain how you've used data to drive decision-making in previous roles. This will highlight your analytical skills and ability to make evidence-based calls, which are crucial for this position.
