At a Glance
- Tasks: Use data analytics to combat fraud and enhance financial crime detection.
- Company: Join Capital on Tap, a fintech helping small businesses thrive.
- Benefits: Enjoy private healthcare, 28 days holiday, and a dog-friendly office.
- Other info: Hybrid role in London with excellent career growth opportunities.
- Why this job: Make a real impact in a fast-paced environment while innovating with AI.
- Qualifications: Degree in Economics or STEM, strong analytical skills, and teamwork spirit.
The predicted salary is between 36000 - 60000 £ per year.
Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all‑in‑one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.
This is a Hybrid role in our London (EC1Y 8LZ) offices 3 days per week.
We’re looking for a highly technical Risk Analyst / Data Scientist to join our Fraud & Financial Crime Team. The focus of this role will be more on FinCrime, using data and analytics to innovate and optimise our risk‑based decision making for the purpose of minimising fraud losses and maximising regulatory compliance. Playing a central role in our analytics team, your responsibilities will include:
- Applying advanced analytics to maximise the efficiency and effectiveness of our Financial Crime detection processes
- Supporting the launch of new products and balancing the need for robust fraud and financial crime controls whilst maintaining a positive customer experience
- Working with external vendors to continually evaluate innovative or alternative products and tools
- Proactively championing best use of AI to accelerate delivery of analytical output and as an integral part of our business solutions
- Presenting and actively collaborating with a wide group of business stakeholders including Operations, Credit, Senior Management, and external business partners
- Experience creating and optimising FinCrime detection rules and reports, ideally then building models from this
- Highly analytical and comfortable conducting complex analysis using SQL and Python
- Exceptional detail‑orientated, problem‑solving skills and the ‘can‑do’ attitude to thrive in a fast‑paced, high‑growth environment
- Excellent collaboration skills and a natural team‑player
- Strong verbal communication skills including the ability to clearly explain complex concepts to other analysts, business stakeholders and senior leadership
- 2.1 or above at degree level, preferably in Economics or a STEM subject
Diversity & Inclusion: We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks:
- Private Healthcare including dental and optician services through Vitality
- Worldwide travel insurance through Vitality
- Anniversary rewards (£250, £500, £750, 4‑week fully paid sabbatical)
- Salary sacrifice pension scheme up to 7 % match
- 28 days holiday (plus bank holidays)
- Annual learning and wellbeing budget
- Enhanced parental leave
- Cycle to work scheme
- Season ticket loan
- 6 free therapy sessions per year
- Dog‑friendly offices
- Free drinks and snacks in our offices
If you’d like to progress your career within our fast growing, profitable fintech, then click “Apply” and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days).
Senior Fraud Analyst in London employer: Capital on Tap
At Capital on Tap, we pride ourselves on fostering a dynamic and inclusive work environment where innovation thrives. As a Senior Fraud Analyst in our London office, you'll enjoy a hybrid work model, competitive benefits including private healthcare and a generous holiday allowance, and ample opportunities for professional growth within our rapidly expanding fintech company. Join us in making a meaningful impact on small businesses while enjoying a supportive culture that values collaboration and creativity.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Fraud Analyst in London
✨Tip Number 1
Network like a pro! Reach out to current employees at Capital on Tap through LinkedIn or other platforms. A friendly chat can give you insider info and might even lead to a referral, which can boost your chances of landing that Senior Fraud Analyst role.
✨Tip Number 2
Prepare for the interview by brushing up on your SQL and Python skills. We know these are key for the role, so practice explaining complex concepts in simple terms. This will show you can communicate effectively with both technical and non-technical stakeholders.
✨Tip Number 3
Showcase your problem-solving skills during interviews. Think of examples where you've tackled complex issues, especially in fraud detection or financial crime. We love candidates who can think on their feet and come up with innovative solutions!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in joining our team at Capital on Tap. Let’s make those small business owners’ lives easier together!
We think you need these skills to ace Senior Fraud Analyst in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Fraud Analyst role. Highlight your experience with FinCrime detection, SQL, and Python. We want to see how your skills align with our mission to minimise fraud losses!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about helping small businesses and how you can contribute to our team. We love seeing genuine enthusiasm for what we do.
Showcase Your Analytical Skills:In your application, don’t forget to showcase your analytical prowess. Share examples of complex analyses you've conducted and how they’ve made an impact. We’re all about data-driven decisions here at Capital on Tap!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you get the best experience possible. Plus, we aim to get back to you within 3 working days!
How to prepare for a job interview at Capital on Tap
✨Know Your FinCrime Stuff
Make sure you brush up on the latest trends and techniques in financial crime detection. Be ready to discuss how you've applied advanced analytics in your previous roles, especially using SQL and Python. This will show that you're not just familiar with the concepts but can also implement them effectively.
✨Showcase Your Problem-Solving Skills
Prepare examples of complex problems you've solved in past roles. Capital on Tap values a 'can-do' attitude, so highlight situations where you took ownership and made a significant impact. Use the STAR method (Situation, Task, Action, Result) to structure your answers.
✨Communicate Clearly
Since you'll be collaborating with various stakeholders, practice explaining complex concepts in simple terms. Think about how you would present your findings to someone without a technical background. This will demonstrate your strong verbal communication skills and ability to work as a team player.
✨Be Ready to Innovate
Capital on Tap is looking for someone who can champion the use of AI in their processes. Come prepared with ideas on how you could leverage AI to enhance fraud detection and improve customer experience. Showing your innovative side will set you apart from other candidates.
