At a Glance
- Tasks: Join our finance team to ensure accurate financial reporting and support month-end processes.
- Company: Capital on Tap, a leading financial platform for small businesses.
- Benefits: Enjoy private healthcare, 28 days holiday, and a fun office environment with perks.
- Other info: Dynamic hybrid role with opportunities for process improvement and career growth.
- Why this job: Make a real impact in a growing company while developing your finance skills.
- Qualifications: Part or fully ACA/ACCA/CIMA-qualified with strong IFRS/UK GAAP knowledge.
The predicted salary is between 55000 - 65000 £ per year.
Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform – not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.
1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!
This is a Hybrid role, working from our London (Moorgate) Offices 3 days per week.
Finance at Capital on Tap
Our Finance team sits at the heart of everything we do. The team is responsible for financial reporting, statutory compliance, payroll, and treasury across our UK and US entities, working closely with the rest of the business to ensure we have the financial foundations to keep growing. We're a lean, high-ownership team where you'll get real breadth across the finance function and plenty of opportunity to shape how things are done as we scale.
What You'll Be Doing
- Month-End Processes: Supporting the preparation of month-end accounting activities, including journal entries, accruals, and reconciliations across multiple group entities.
- Ledger Oversight: Ensuring transactions are captured and reconciled correctly in line with IFRS and UK GAAP, directly supporting the Financial Reporting Manager and Finance Operations Manager in maintaining accurate financial records.
- Payroll Support: Assisting with payroll processes, managing queries, and preparing monthly payroll reconciliations.
- Balance Sheet Reconciliation: Preparing and substantiating monthly balance sheet reconciliations, identifying and resolving discrepancies promptly.
- Bank Reconciliation: Designing systems for managing receivables, payables, expenses, invoices, and late payments, and developing comprehensive reports to support balance management and timely error detection.
- Debt Sale Management: Supporting the development and management of debt sale processes to ensure alignment with business objectives, coordinating between UK and US subsidiaries and overseeing legal requirements.
- Statutory Reporting: Supporting the preparation of annual statutory accounts for the group and its subsidiaries under IFRS or UK GAAP, ensuring compliance with all reporting requirements.
- Audit Support: Working closely with external auditors during audits, addressing queries, and ensuring timely resolution of audit issues.
- Process Improvement: Identifying opportunities to improve reporting processes and controls, with a focus on accuracy, efficiency, and compliance.
- Team Collaboration: Working closely with other finance team members to ensure accurate financial reporting and supporting ad hoc financial tasks as required.
We're Looking For
- Part or fully ACA/ACCA/CIMA-qualified (or equivalent).
- Strong understanding of IFRS and/or UK GAAP.
- Hands‑on experience with financial reporting, reconciliations, and tax compliance.
- Advanced proficiency in Excel and familiarity with SQL reporting tools.
- Strong analytical and problem‑solving skills with a high level of attention to detail.
- Good organisational and time management skills, with the ability to manage multiple tasks and deadlines.
- Able to work collaboratively and build effective relationships across teams.
Nice to Have
- Exposure to consolidated UK statutory reporting.
- Experience with NetSuite or other integrated financial systems.
- Experience using AI tools to enhance processes and increase efficiency.
Diversity & Inclusion
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Private Healthcare including dental and opticians services through Vitality. Worldwide travel insurance through Vitality. Access to a reproductive and hormonal health platform via Hertility. Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical). Salary Sacrifice Pension Scheme up to 7% match. Octopus EV Salary Sacrifice Scheme. 28 days holiday (plus bank holidays). Annual Learning and Wellbeing Budget. Enhanced Parental Leave. Cycle to Work Scheme. Season Ticket Loan. 6 free therapy sessions per year. Dog Friendly Offices. Free drinks and snacks in our offices.
Senior Finance Analyst London employer: Capital on Tap
At Capital on Tap, we pride ourselves on being an exceptional employer that champions small businesses and fosters a vibrant work culture in our London Moorgate offices. With a strong focus on employee growth, we offer extensive benefits including private healthcare, generous holiday allowances, and unique perks like dog-friendly offices and a fun, relaxed atmosphere. Join our dynamic finance team where your contributions will directly impact our mission to empower SMEs while enjoying a supportive environment that values inclusivity and innovation.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Finance Analyst London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Capital on Tap. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Finance Analyst London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Capital on Tap.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Capital on Tap's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Capital on Tap
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Capital on Tap.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Capital on Tap will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Capital on Tap employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
