At a Glance
- Tasks: Lead the development of decisioning platforms and optimise underwriting processes.
- Company: Join Capital on Tap, a fast-growing financial platform revolutionising small business finance.
- Benefits: Enjoy private healthcare, travel insurance, generous holiday, and fun office perks.
- Other info: Dynamic work environment with a focus on inclusivity and career growth.
- Why this job: Make a real impact in the FinTech industry while working with innovative technologies.
- Qualifications: 4+ years in decision engines, strong Python skills, and problem-solving abilities.
The predicted salary is between 60000 - 80000 £ per year.
We’re Capital on Tap. Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!
The role: As a Senior Decision Engineer, you’ll be a key member of our IT department's decisioning team. We own and manage the decisioning platform (GDS), where we implement customer flows, policy rules, and scorecards. You will play a crucial role in ensuring we make accurate decisions for all new applications by working closely with various teams across the company. You should be a highly analytical and detail-oriented individual with the ability to understand and align your work with the broader business strategy. You will be expected to quickly learn new technologies and thrive in a collaborative team environment. This position is an excellent opportunity to take on significant responsibility, lead key projects, and directly impact the success of our underwriting processes within the fast-paced financial services industry.
What you’ll be doing:
- Lead the full development lifecycle from design to implementation of our decisioning platforms.
- Architect and maintain underwriting rules, ensuring they are robust, scalable, and aligned with business objectives, regulatory requirements, and industry best practices.
- Design and implement advanced monitoring and alerting systems to ensure the integrity and performance of automated decisioning.
- Collaborate proactively with Data Science, Credit, and Business Operations teams to define requirements and implement complex updates to decisioning logic.
- Serve as a subject matter expert, working with wider IT and Engineering teams to shape data architecture and ensure the availability of reliable data for underwriting.
- Conduct in-depth analysis to identify, troubleshoot, and resolve decisioning anomalies and underlying issues.
- Drive the continuous optimisation of our underwriting and decisioning processes through data-driven insights and strategic initiatives.
We're Looking For:
- 4+ years of experience working with decision engines, within the financial services or FinTech industry (examples include GDS Link, Experian Powercurve and Provenir).
- Strong proficiency in data manipulation and a solid working knowledge of Python is essential. You should also have experience with SQL and a desire to learn other relevant languages like LUA.
- Proven ability to independently solve complex problems and deliver effective, end-to-end solutions.
- A proactive and curious mindset with a track record of identifying opportunities for improvement.
- Excellent communication and stakeholder management skills, with the ability to present complex technical information clearly to both technical and non-technical audiences.
Diversity & Inclusion: We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks: We try not to take ourselves too seriously so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
- Private Healthcare including dental and opticians services through Vitality
- Worldwide travel insurance through Vitality
- Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
- Salary Sacrifice Pension Scheme up to 7% match
- Octopus EV Salary Sacrifice Scheme
- 28 days holiday (plus bank holidays)
Senior Decision Engineer New London employer: Capital on Tap
At Capital on Tap, we pride ourselves on being an innovative financial platform that empowers small businesses with tailored solutions. Our vibrant work culture fosters collaboration and creativity, offering employees the chance to lead impactful projects while enjoying unique perks like a fun office environment and generous benefits. With a strong commitment to inclusivity and professional growth, we provide our team members with the tools and opportunities they need to thrive in the fast-paced FinTech industry.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Decision Engineer New London
✨Tip Number 1
Network like a pro! Reach out to folks in the industry, especially those at Capital on Tap. A friendly chat can open doors and give you insights that a job description just can't.
✨Tip Number 2
Show off your skills! If you've got experience with decision engines or Python, make sure to highlight that in conversations. Bring examples of your work to showcase how you can add value to the team.
✨Tip Number 3
Be proactive! Don’t wait for job openings to pop up. Reach out directly through our website and express your interest in the Senior Decision Engineer role. It shows initiative and enthusiasm!
✨Tip Number 4
Prepare for the interview by understanding our products and services. Knowing how we help small businesses will not only impress us but also show that you're genuinely interested in what we do.
We think you need these skills to ace Senior Decision Engineer New London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Decision Engineer role. Highlight your experience with decision engines and any relevant projects you've led. We want to see how your skills align with what we do at Capital on Tap!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about working with us and how your analytical mindset can contribute to our decisioning processes. Keep it engaging and personal!
Showcase Your Technical Skills:Don’t forget to mention your proficiency in Python and SQL, as well as any other languages you’re keen to learn. We love candidates who are eager to grow and adapt, so let us know how you’ve used these skills in past roles.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, it shows you’re serious about joining our team!
How to prepare for a job interview at Capital on Tap
✨Know Your Decision Engines
Make sure you brush up on your knowledge of decision engines, especially those mentioned in the job description like GDS Link and Experian Powercurve. Be ready to discuss your experience with these tools and how you've used them to solve complex problems in the past.
✨Showcase Your Analytical Skills
Prepare to demonstrate your analytical prowess by discussing specific examples where you've used data manipulation and Python to drive decisions. Think of scenarios where your insights led to significant improvements in processes or outcomes.
✨Collaborate Like a Pro
Since collaboration is key in this role, come prepared with examples of how you've worked with cross-functional teams. Highlight your communication skills and how you've managed to present complex technical information to both technical and non-technical stakeholders.
✨Embrace Continuous Improvement
Capital on Tap values a proactive mindset, so be ready to talk about how you've identified opportunities for improvement in your previous roles. Share any initiatives you've led that optimised processes or enhanced decision-making capabilities.
