At a Glance
- Tasks: Lead risk management frameworks and provide strategic risk leadership in a fast-growing FinTech.
- Company: Join Capital on Tap, a leading financial platform with a strong focus on small businesses.
- Benefits: Competitive salary, career growth opportunities, and a dynamic work environment.
- Other info: Be part of a collaborative team in a profitable company with over 200,000 satisfied customers.
- Why this job: Make a real impact by shaping risk strategies in a thriving company.
- Qualifications: Expertise in enterprise risk management and strong problem-solving skills required.
The predicted salary is between 70000 - 90000 £ per year.
We’re Capital on Tap, a financial platform offering a best‑in‑class business credit card, SME‑focused spend management platform, savings product, and a suite of tools to help small businesses. We have over 1,000 employees, £20bn in annual card spend, 200,000+ customers, and 17,000+ Trustpilot reviews averaging 4.7 stars. We’re growing fast.
The Risk & Compliance team is the second line of defence, working at the intersection of regulation, product and business growth. As Risk Manager, you will lead the design and delivery of the risk management framework, working closely with the UK Compliance Director and risk owners.
The Role
Senior leadership position focused on building forward‑looking risk frameworks. Requires expertise in enterprise risk management within FCA‑regulated firms, technical fluency, and a pragmatic, problem‑solving approach.
What You’ll Be Doing
- Strategic Risk Leadership – provide senior leadership with a forward‑looking, decision‑useful view of risk.
- Framework Ownership – own and refresh the Enterprise Risk Management Framework, ensuring the three lines of defence design fits a growing FinTech.
- Risk Taxonomy & RCSAs – rebaseline taxonomy with risk owners, refresh risk assessments and appetites.
- KRIs & Risk Reporting – build live KRI dashboards and support reporting to the Risk Committee.
- Risk Systems & Data – transition to a GRC platform.
- Stress Testing & Wind‑Down – lead annual wind‑down plan refresh aligned to FCA WDPG and CASS 10A resolution pack.
- Governance Support – support Risk Committee Charter and Terms of Reference refresh.
- Independent Assurance – partner with Internal Audit and third‑party assurance providers to shape an assurance plan aligned to residual risks.
- Business Enablement – provide second‑line challenge to product launches.
Risk Manager New London employer: Capital on Tap
At Capital on Tap, we pride ourselves on being an exceptional employer, offering a dynamic work environment in the heart of London. Our culture fosters innovation and collaboration, providing employees with ample opportunities for professional growth and development within the rapidly evolving FinTech sector. With a strong focus on employee well-being and a commitment to diversity, we ensure that every team member feels valued and empowered to contribute to our mission of supporting small businesses.
StudySmarter Expert Advice🤫
We think this is how you could land Risk Manager New London
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like Capital on Tap looking for candidates who are engaged and informed.
We think you need these skills to ace Risk Manager New London
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at Capital on Tap. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at Capital on Tap
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with Capital on Tap’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
