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- Tasks: Use data analytics to combat fraud and enhance financial crime detection.
- Company: Join Capital on Tap, a leader in business credit solutions for small businesses.
- Benefits: Enjoy private healthcare, travel insurance, and generous holiday allowance.
- Why this job: Make a real impact in a fast-paced environment while innovating with AI.
- Qualifications: Degree in Economics or STEM, strong analytical skills, and experience with SQL and Python.
- Other info: Hybrid role in London with a focus on diversity and inclusion.
The predicted salary is between 36000 - 60000 £ per year.
We’re Capital on Tap. Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all‑in‑one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.
Why Join Us? We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment. This is a Hybrid role in our London (EC1Y 8LZ) offices 3 days per week.
What You’ll Be Doing
We’re looking for a highly technical Risk Analyst / Data Scientist to join our Fraud & Financial Crime Team. The focus of this role will be more on FinCrime, using data and analytics to innovate and optimise our risk‑based decision making for the purpose of minimising fraud losses and maximising regulatory compliance. Playing a central role in our analytics team, your responsibilities will include:
- Applying advanced analytics to maximise the efficiency and effectiveness of our Financial Crime detection processes
- Supporting the launch of new products and balancing the need for robust fraud and financial crime controls whilst maintaining a positive customer experience
- Working with external vendors to continually evaluate innovative or alternative products and tools
- Proactively championing best use of AI to accelerate delivery of analytical output and as an integral part of our business solutions
- Presenting and actively collaborating with a wide group of business stakeholders including Operations, Credit, Senior Management, and external business partners
- Experience creating and optimising FinCrime detection rules and reports, ideally then building models from this
- Highly analytical and comfortable conducting complex analysis using SQL and Python
- Exceptional detail‑orientated, problem‑solving skills and the ‘can‑do’ attitude to thrive in a fast‑paced, high‑growth environment
- Excellent collaboration skills and a natural team‑player
- Strong verbal communication skills including the ability to clearly explain complex concepts to other analysts, business stakeholders and senior leadership
- 2.1 or above at degree level, preferably in Economics or a STEM subject
Diversity & Inclusion We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks
- Private Healthcare including dental and optician services through Vitality
- Worldwide travel insurance through Vitality
- Anniversary rewards (£250, £500, £750, 4‑week fully paid sabbatical)
- Salary sacrifice pension scheme up to 7% match
- 28 days holiday
Fraud & FinCrime Data Scientist in London employer: Capital on Tap
Contact Detail:
Capital on Tap Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Fraud & FinCrime Data Scientist in London
✨Tip Number 1
Network like a pro! Reach out to current employees at Capital on Tap through LinkedIn or other platforms. Ask them about their experiences and any tips they might have for your application process. It’s all about making connections!
✨Tip Number 2
Prepare for the interview by brushing up on your SQL and Python skills. Be ready to showcase your analytical prowess with real-world examples of how you've tackled complex problems in the past. We want to see that 'can-do' attitude in action!
✨Tip Number 3
Don’t just focus on your technical skills; highlight your collaboration abilities too! Be prepared to discuss how you’ve worked with different teams and stakeholders. Show us that you can communicate complex concepts clearly and effectively.
✨Tip Number 4
Finally, apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in joining our team at Capital on Tap. Let’s make those small business owners’ lives easier together!
We think you need these skills to ace Fraud & FinCrime Data Scientist in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Fraud & FinCrime Data Scientist role. Highlight your experience with SQL, Python, and any relevant analytics projects. We want to see how your skills align with our mission to minimise fraud losses!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about financial crime prevention and how you can contribute to our team. Remember, we love innovative thinkers who can solve complex problems.
Showcase Your Analytical Skills: In your application, don’t forget to showcase your analytical skills. Share examples of how you've applied advanced analytics in past roles, especially in creating or optimising detection rules. We’re all about data-driven decision making!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and get to know you better. Plus, it shows you’re keen on joining our team at Capital on Tap!
How to prepare for a job interview at Capital on Tap
✨Know Your Data Inside Out
As a Fraud & FinCrime Data Scientist, you'll need to demonstrate your analytical prowess. Brush up on your SQL and Python skills, and be ready to discuss specific projects where you've applied advanced analytics to tackle fraud detection. Prepare examples that showcase your problem-solving abilities and how you’ve optimised detection processes.
✨Understand the Business Context
Capital on Tap is all about helping small businesses. Familiarise yourself with their mission and how your role can contribute to it. Be prepared to discuss how you would balance robust fraud controls with maintaining a positive customer experience. This shows that you’re not just technically skilled but also aligned with their values.
✨Communicate Complex Ideas Simply
You’ll be collaborating with various stakeholders, so practice explaining complex concepts in a straightforward manner. Think of ways to break down your past experiences into digestible pieces that anyone can understand, regardless of their technical background. This will highlight your strong verbal communication skills.
✨Show Your Collaborative Spirit
Being a team player is crucial in this role. Prepare to share examples of how you've worked effectively within a team, especially in high-pressure situations. Highlight any experiences where you’ve championed best practices or collaborated with external vendors to innovate solutions, as this aligns with the company’s agile environment.
