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- Tasks: Analyse data to combat financial crime and optimise fraud detection processes.
- Company: Join Capital on Tap, a fintech helping small businesses thrive.
- Benefits: Enjoy private healthcare, 28 days holiday, and a learning budget.
- Why this job: Make a real impact in a fast-paced environment while innovating with AI.
- Qualifications: 3+ years in risk analysis, strong SQL and Python skills required.
- Other info: Hybrid role with opportunities for career growth and inclusivity.
The predicted salary is between 36000 - 60000 £ per year.
We're Capital on Tap. Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.
Why Join Us?
We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment. This is a Hybrid role. The Risk team work from our London (EC1Y 8LZ) Offices 3 days per week.
What You'll Be Doing
We're looking for a Risk Analyst to join our Fraud & Financial Crime Team. You will work across Fraud and FinCrime using data and analytics to innovate and optimise our risk based decision making for the purpose of minimising fraud losses and maximising regulatory compliance. Playing a central role in our analytics team, responsibilities of your role will include:
- Owning, monitoring and continually optimising our fraud detection rules
- Applying advanced analytics to maximise the efficiency and effectiveness of our Financial Crime detection processes
- Supporting the launch of new products and balancing the need for robust fraud and financial crime controls whilst maintaining a positive customer experience
- Working with external vendors to continually evaluate innovative or alternative products and tools
- Proactively championing best use of AI to accelerate delivery of analytical output and as an integral part of our business solutions
- Present and actively collaborate with a wide group of business stakeholders including Operations, Credit, Senior Management, and external business partners
We're Looking For
- At least three years of risk analysis experience ideally including credit cards, fraud or fincrime
- Highly analytical and comfortable conducting complex analysis using SQL and Python
- Exceptional detail oriented, problem solving skills and the 'can do' attitude to thrive in a fast paced, high growth environment
- Excellent collaboration skills and a natural team player
- Strong verbal communication skills including the ability to clearly explain complex concepts to other analysts, business stakeholders and senior leadership
- 2.1 or above at degree level, preferably in Economics or STEM subject
Diversity & Inclusion
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks
- Private Healthcare including dental and opticians services through Vitality
- Worldwide travel insurance through Vitality
- Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
- Salary Sacrifice Pension Scheme up to 7% match
- 28 days holiday (plus bank holidays)
- Annual Learning and Wellbeing Budget
- Enhanced Parental Leave
- Cycle to Work Scheme
- Season Ticket Loan
- 6 free therapy sessions per year
- Dog Friendly Offices
- Free drinks and snacks in our offices
Interview Process
- First stage: 30 minute video call with Talent Partner
- Second stage: 45 minute video call with the Hiring Manager
- Final stage: 90 minute in person interview covering technical competencies, culture and values
Other Info
Check out our 'Top Tips' for interviewing. Keep updated on new job opportunities by following us on LinkedIn. Email careers@capitalontap.com if you have any questions. If you'd like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days).
Data Scientist - Financial Crime in London employer: Capital on Tap
Contact Detail:
Capital on Tap Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Data Scientist - Financial Crime in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend meetups, and connect with current employees at Capital on Tap. A friendly chat can sometimes lead to opportunities that aren’t even advertised.
✨Tip Number 2
Prepare for those interviews! Brush up on your SQL and Python skills, and be ready to discuss how you’ve tackled complex problems in the past. Show them you’re not just a data whiz but also a team player who can communicate effectively.
✨Tip Number 3
Don’t forget to showcase your passion for financial crime prevention! Share any relevant projects or experiences that highlight your analytical skills and your commitment to making a difference in this field.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, keep an eye on our LinkedIn for updates and tips on landing that dream job with us!
We think you need these skills to ace Data Scientist - Financial Crime in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Data Scientist role. Highlight your experience in risk analysis, especially in fraud and financial crime. We want to see how your skills align with our mission to help small businesses.
Showcase Your Skills: Don’t forget to showcase your analytical skills, especially with SQL and Python. We love seeing candidates who can demonstrate their technical prowess and problem-solving abilities in their applications.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about working with us at Capital on Tap and how you can contribute to our Fraud & Financial Crime Team. Make it personal and engaging!
Apply Through Our Website: We encourage you to apply through our website for the best chance of getting noticed. It’s the easiest way for us to keep track of your application and ensure it reaches the right people. Don’t miss out!
How to prepare for a job interview at Capital on Tap
✨Know Your Data Inside Out
As a Data Scientist focusing on Financial Crime, it's crucial to be well-versed in SQL and Python. Brush up on your technical skills and be ready to discuss specific projects where you've applied these tools to solve complex problems. This will show your analytical prowess and ability to innovate.
✨Understand the Business Context
Familiarise yourself with Capital on Tap's mission and how they help small businesses. Be prepared to discuss how your role as a Risk Analyst can contribute to minimising fraud losses while enhancing customer experience. This shows that you’re not just technically skilled but also aligned with their goals.
✨Prepare for Collaboration Questions
Since the role involves working with various stakeholders, think of examples where you've successfully collaborated with teams or external partners. Highlight your communication skills and how you’ve explained complex concepts to non-technical audiences, which is key in this role.
✨Show Your Problem-Solving Mindset
Be ready to share instances where you've tackled challenges in a fast-paced environment. Use the STAR method (Situation, Task, Action, Result) to structure your answers, demonstrating your 'can do' attitude and how you thrive under pressure.
