At a Glance
- Tasks: Write complex SQL queries to identify fraud signals and design fraud detection rules.
- Company: Capital on Tap offers financial products tailored for small businesses, with over 200,000 customers.
- Benefits: Enjoy private healthcare, 28 days holiday, and an annual learning budget.
- Other info: This is a hybrid role based in London, requiring 3 days a week in the office.
- Why this job: Join a fast-moving team to shape fraud strategy in a profitable fintech environment.
- Qualifications: Experience in data analysis within fintech and proficiency in SQL concepts are required.
The predicted salary is between 60000 - 75000 £ per year.
We’re Capital on Tap. Capital on Tap started to help small businesses with financial products that better fit their needs. We offer a business credit card, spend management platform, savings product, and other tools to help small business owners run easier. We have 1,000+ employees, £20bn in annual card spend, 200,000+ customers, and are profitable.
Location: Hybrid role based in our London offices (EC1Y 8LZ), 3 days a week.
What You’ll Be Doing
- Write complex SQL queries to interrogate transaction and customer data, identify fraud signals, and surface emerging attack patterns.
- Design and build fraud detection rules from scratch, set thresholds based on data, and iterate based on live performance.
- Own rules end‑to‑end; build detection, monitor outcome.
- Work across card and lending data to understand customer behaviour and fraud risk in our product set.
- Contribute to fraud strategy as the team grows, including input for ML‑based detection.
- Leverage a background in data analysis within fintech or digital lending; handle high‑volume, messy datasets.
- Apply SQL concepts such as CTEs, window functions, WHERE/HAVING distinctions.
- Take ownership from problem detection through to deployment, without handing logic to a tech team.
- Excel in a small, fast‑moving team where answers are not always obvious.
Nice to have
- Direct experience in card fraud within a bank, card issuer, or fintech on the issuing side.
- Familiarity with card fraud systems and related data (Visa fraud platforms, CNP fraud, 3DS/SCA, PSD2 compliance).
- Experience with APP fraud or faster payment fraud systems.
Diversity & Inclusion
We welcome, consider, and encourage applications from anyone who shares our commitment to inclusivity.
Great Work Deserves Great Perks
- Private healthcare including dental and optician services through Vitality.
- Worldwide travel insurance through Vitality.
- Anniversary rewards (£250, £500, £750, 4‑week fully paid sabbatical).
- Salary sacrifice pension scheme up to 7% match.
- 28 days holiday plus bank holidays.
- Annual learning and wellbeing budget.
- Enhanced parental leave.
- Cycle to work scheme.
- Season ticket loan.
- Six free therapy sessions per year.
- Dog friendly offices.
- Free drinks and snacks in our offices.
Analytics Manager- Card Fraud London employer: Capital on Tap
Capital on Tap is located in London (EC1Y 8LZ) and focuses on providing financial solutions for small businesses. Employees enjoy perks like private healthcare, a cycle to work scheme, and a dog-friendly office environment.
StudySmarter Expert Advice🤫
We think this is how you could land Analytics Manager- Card Fraud London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Capital on Tap. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Analytics Manager- Card Fraud London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Capital on Tap.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Capital on Tap's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Capital on Tap
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Capital on Tap.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Capital on Tap will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Capital on Tap employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
