At a Glance
- Tasks: Join our Graduate Programme and tackle real-world challenges in finance.
- Company: Capital on Tap, a leading financial platform for small businesses.
- Benefits: Enjoy healthcare, travel insurance, sabbaticals, and a dog-friendly office.
- Other info: Diverse and inclusive workplace with excellent career development opportunities.
- Why this job: Make a real impact while rotating through diverse teams and projects.
- Qualifications: Recent graduates in Maths, Economics, Computer Science, or related fields.
The predicted salary is between 25000 - 32000 £ per year.
Capital on Tap is a financial platform that offers a best‑in‑class business credit card, SME‑focused spend management, a savings product, and other tools to help small businesses. The company has 1,000+ employees, £20bn in annual card spend, and 200,000+ customers.
We are recruiting up to five graduates to join our 18‑month Graduate Programme starting September 2026. The programme features three six‑month rotations across either our core analytical teams (risk, growth, fraud) or operational teams (BizOps, Funding, FinCrime, FP&A). You will work on real projects, solve real problems, and impact real customers from our London office.
Responsibilities
- Complete three six‑month rotations across analytical or operational teams.
- Work on real projects that solve real problems for our customers.
- Collaborate with stakeholders across the business to deliver high‑quality outcomes.
- Own tasks and meet agreed deadlines, demonstrating ownership and accountability.
Qualifications
- Graduated in 2025 or 2026 in Maths, Economics, Computer Science, Physics, or a closely related discipline.
- Strong curiosity and problem‑solving skills; able to figure out how things work, identify problems, and propose solutions.
- Self‑starter with the ability to take ownership, simplify tasks, and act proactively.
Benefits
- Healthcare including dental and optician services.
- Worldwide travel insurance.
- Anniversary rewards (£250, £500, £750, 4‑week fully paid sabbatical).
- Salary sacrifice pension scheme up to 7% match.
- 28 days holiday plus bank holidays.
- Annual learning and wellbeing budget.
- Enhanced parental leave.
- Cycle to work scheme.
- Season ticket loan.
- Six free therapy sessions per year.
- Dog‑friendly office environment.
- Free drinks and snacks in our offices.
Diversity and Inclusion
Capital on Tap is committed to equality and diversity of race, gender, sexual orientation, religion, ethnicity, ability, national origin, and other characteristics. We encourage applications from all backgrounds and aim to create an inclusive workplace where everyone can be their authentic selves.
Graduate Programme September 2026 employer: Capital on Tap
Capital on Tap is an exceptional employer that fosters a dynamic and inclusive work culture, offering graduates the chance to engage in meaningful projects that directly impact small businesses. With a strong focus on employee growth, the 18-month Graduate Programme provides diverse rotational experiences across analytical and operational teams, alongside a comprehensive benefits package that includes healthcare, generous holiday allowances, and unique perks like a dog-friendly office. Located in London, employees enjoy a vibrant city atmosphere while being part of a company dedicated to equality and diversity.
StudySmarter Expert Advice🤫
We think this is how you could land Graduate Programme September 2026
✨Tap into University Career Services
If you're a student or recent grad eyeing a trainee role in banking or financial services, your university career services are your secret weapon. They often have connections with firms, and can guide you to exclusive openings that aren't advertised widely, so make sure to get in touch!
✨Get Involved in Finance Societies
Joining finance-related societies or clubs at your university can seriously up your game. They often host networking events, guest speaker sessions, and workshops that can connect you directly with industry professionals and potential employers.
✨Show Your Passion Through Projects
Try working on finance-related projects or internships, even if they're unpaid. It shows your commitment and gives you something to discuss in interviews. Plus, if you've got a blog or a portfolio detailing your findings on market trends, that can really impress recruiters!
✨Use Our Website to Find Opportunities
We at StudySmarter recommend that you regularly check our website for trainee opportunities at leading companies like Capital on Tap. They often post openings directly there, so don't miss out on the chance to apply and show what you've got!
We think you need these skills to ace Graduate Programme September 2026
Some tips for your application 🫡
Show your numbers!:In banking and financial services, we love a bit of quantification. Be sure to highlight any relevant coursework, grades, or projects that showcase your analytical skills. If you've tackled math-heavy subjects or have experience with financial modelling, let that shine on your CV!
Tailor your application to finance:Don't just copy and paste a generic cover letter; weave in your passion for finance and share any relevant experiences or internships, no matter how small. Writing about your motivations and learning potential in relation to the role will help us see you fit in at Capital on Tap.
Certifications can set you apart:If you've got any finance-related certifications (think CFA Level 1, ACCA, or even online courses), make sure to include them! They show initiative and a commitment to your career in banking, which we really appreciate.
Proofread with a fine-tooth comb:In finance, attention to detail is crucial! Spam your application with typos or poor formatting, and we may flag you as 'not detail-oriented'. So, let’s double-check everything. A clear structure in your CV and cover letter will also help your application stand out. Remember, apply through our website!
How to prepare for a job interview at Capital on Tap
✨Brush Up on Your Financial Knowledge
Make sure you’re comfortable with financial concepts and terminology. The interview may dive into areas like risk assessment or investment strategies, so revisiting some core principles and current trends in the banking sector will really help us stand out at Capital on Tap.
✨Prepare for Case Studies
Expect to encounter case studies or hypothetical financial scenarios where you’ll need to demonstrate your analytical skills. Practising with examples can help us articulate our thought process clearly and show how we approach problem-solving specific to the banking and financial services sector.
✨Highlight Your Learning Agility
As a trainee, they’re looking for potential over experience. We should emphasise our willingness to learn and adapt. Be ready to discuss how we’ve taken on challenges in the past, showcasing our growth mindset and eagerness to dive into the banking world with both feet.
✨Showcase Your Interest in the Industry
Let your passion for banking shine through! Discuss any relevant coursework, internships, or even personal finance projects you’ve explored. This not only demonstrates our knowledge but also our genuine enthusiasm for a career in banking at Capital on Tap.
