Flutter Engineer - Banking

Flutter Engineer - Banking

Full-Time 63000 - 77000 £ / year (est.) Hybrid
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At a Glance

  • Tasks: Own mobile and back-end systems for our Banking and Repayments platform.
  • Company: Join Capital on Tap, a leading financial platform for small businesses.
  • Benefits: Enjoy private healthcare, 28 days holiday, and a fun office environment.
  • Other info: Hybrid role with great career growth and a focus on inclusivity.
  • Why this job: Make a real impact from day one in a dynamic tech team.
  • Qualifications: Experience in Flutter/Dart, Kotlin, or Swift required.

The predicted salary is between 63000 - 77000 £ per year.

We’re Capital on Tap

Capital on Tap started because small businesses were underserved.

Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed.

We set out to fix that.

Today we're a financial platform - not just a credit card company.

We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable.

We’ve done a pretty good job so far, but we're just getting started!

Hybrid role, the team work from our London Offices 2 days per week.

The Team

The Banking and Repayments teams sit at the heart of Capital on Tap's product, owning the core account experience for thousands of small business customers.

Banking manages account operations, transaction lifecycles, balance management, Clear Bank integration, and savings.

Repayments owns the repayment rails, including the most recent open banking repayments.

We value engineers who take genuine ownership, work autonomously, and bring depth across the stack. This is a high-priority hire with real impact from day one.

What You'll Be Doing

As a Senior Flutter Engineer, you'll own the mobile and work on the back-end systems that power our Banking and Repayments platform, helping transition mobile and front-end ownership from our Customer Experience team into Banking.

  • Own the full SDLC - from feature inception through to production, monitoring, and continuous improvement
  • Contribute to mobile development across i OS and Android using Flutter, Kotlin, and/or Swift
  • Collaborate with Product, Design, and QA from early feature shaping through to delivery
  • Write thorough unit and integration tests and uphold high engineering standards
  • Identify bottlenecks and drive improvements across the team
  • Work cross-functionally, bridging technical decisions with business goals

What We're Looking For

  • Mobile development experience in Flutter/Dart, Kotlin, or Swift - this is a firm requirement
  • Strong back-end engineering experience
  • Solid testing practice across unit and integration testing
  • Experience with CI/CD platforms such as Code Magic or similar
  • Comfortable working in Agile environments
  • Autonomous and collaborative - you take ownership and see things through
  • Our Tech Stack
  • Mobile: Flutter, Dart, Riverpod, Go Router, Kotlin, Swift
  • Databases: SQL Server, Mongo DB, Firestore
  • Cloud: GCP (Firebase) and Azure
  • CI/CD: Code Magic
  • Diversity & Inclusion

We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity.

Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks

We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure.

Check out our benefits

  • Private Healthcare including dental and opticians services through Vitality
  • Worldwide travel insurance through Vitality
  • Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
  • Salary Sacrifice Pension Scheme up to 7% match
  • Octopus EV Salary Sacrifice Scheme
  • 28 days holiday (plus bank holidays)
  • Annual Learning and Wellbeing Budget
  • Enhanced Parental Leave
  • Cycle to Work Scheme
  • Season Ticket Loan
  • 6 free therapy sessions per year
  • Dog Friendly Offices
  • Free drinks and snacks in our offices

Check out more of our benefits, values and mission.

Contact

Email careers@capitalontap. com if you have any questions.

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Flutter Engineer - Banking employer: Capital On Tap

At Capital on Tap, we pride ourselves on fostering a dynamic and inclusive work culture that empowers our employees to thrive. As an Associate Legal Counsel in our London office, you will benefit from a hybrid working model, competitive remuneration, and ample opportunities for professional growth within the rapidly evolving Fintech sector. Join us to be part of a collaborative team that values innovation and supports your career development in a meaningful way.

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Contact Details:

Capital On Tap Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Flutter Engineer - Banking

✨Join Local Tech Meetups

Get out there and mingle with fellow developers by joining local tech meetups. It’s a fantastic way to meet people who might be working at Capital On Tap or know someone who does. Plus, you can pick up some trendy tech skills and trends while you're at it!

✨Contribute to Open Source Projects

Show off your coding chops by jumping into open-source projects. Not only does this give you practical experience, but it also gets you noticed in the dev community. You'll create a killer portfolio that speaks volumes about your skills to Capital On Tap.

✨Tap into Online Developer Communities

Don’t underestimate the power of online developer communities like GitHub, Stack Overflow, and even Reddit. Participate in discussions, share your projects, and build your visibility. We can often find opportunities through these channels that can lead to a full-time gig at companies like Capital On Tap.

✨Explore Job Boards Specifically for Tech Roles

Keep your eyes peeled on job boards that focus on tech roles. Sites like TechCareers or Stack Overflow Jobs can often have listings for companies like Capital On Tap that might not show up on broader job sites. Make it a habit to check these regularly, and don’t hesitate to apply directly through our website!

We think you need these skills to ace Flutter Engineer - Banking

Mobile Development in Flutter/Dart
Kotlin
Swift
Back-end Engineering
Unit Testing
Integration Testing
CI/CD Platforms (CodeMagic or similar)

Some tips for your application 🫡

Show off your coding skills:When applying for a software engineering role, it's super important to showcase your coding skills. Make sure your CV includes your tech stack, any relevant programming languages you’re comfortable with, and examples of projects you've worked on. If you have a GitHub profile, link it up! We love to see code in action.

Tailor your portfolio:For a full-time role, we’d expect to see some solid examples of your work in your portfolio. Make sure to include at least two or three projects that highlight your problem-solving skills and your ability to work with different technologies. Focus on the projects that are most relevant to the position at Capital On Tap.

Craft a killer cover letter:Your cover letter is your chance to stand out—make it personal! Explain why you want to work at Capital On Tap and how your skills align with the role. Show us your passion for software development. We dig enthusiastic candidates who understand the value of collaboration and continuous learning!

Be clear and concise:When it comes to writing your CV and cover letter, clarity is key. Avoid jargon that could confuse us and stick to simple, direct language. Highlight your achievements with quantifiable results where possible, and keep everything easy to read. A well-organised application goes a long way!

How to prepare for a job interview at Capital On Tap

✨Brush Up on Your Coding Skills

For a full-time software engineering role, it's crucial that we stay sharp with our coding abilities. Expect technical questions that might involve solving problems on the spot or discussing algorithms. Practise on platforms like LeetCode or HackerRank to get comfortable with the types of questions that often come up.

✨Know Your Tools and Frameworks

Make sure we’re well-acquainted with the tools and technologies listed in the job description. Familiarise ourselves with any specific frameworks or programming languages mentioned. If Capital On Tap uses React or Node.js, for instance, be ready to discuss how we’ve used them in previous projects or coursework.

✨Showcase Your Projects

Bring along a portfolio that highlights our best work. This could be code samples, GitHub repositories, or any side projects we’ve built. Make sure we can talk through our thought process for each project, especially the challenges we faced and how we solved them—this shows our problem-solving skills in action.

✨Prepare for Behavioural Questions

While technical skills are key, full-time positions also require cultural fit. Be ready to discuss our previous experiences and how we handle teamwork, conflict, and deadlines. Brush up on the STAR method—Situation, Task, Action, Result—to clearly articulate our past experiences when discussing how we've contributed to a team.