Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Support the Financial Crime Compliance team in managing AML/CTF obligations and risk assessments.
- Company: Join Capital on Tap, a fintech helping small businesses thrive with innovative credit solutions.
- Benefits: Enjoy perks like private healthcare, 28 days holiday, and a dog-friendly office with fun amenities.
- Why this job: Make a real impact in a dynamic environment while developing your skills in financial crime compliance.
- Qualifications: 3+ years in AML investigations with strong analytical and communication skills required.
- Other info: Hybrid role based in Shoreditch, London; inclusive culture that values diversity.
The predicted salary is between 36000 - 60000 £ per year.
We’re Capital on Tap. Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.
Why Join Us? We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment. This is a Hybrid role, the Financial Crime Compliance team work from our London (Shoreditch) Offices 3 days per week.
Financial Crime Compliance Team at Capital on Tap The Financial Crime Compliance team is responsible for ensuring that Capital on Tap meets its regulatory obligations in relation to all things AML and CTF.
What You’ll Be Doing You will support the 2nd line Financial Crime Compliance Team to oversee adherence to the business’ AML/CTF program through the following:
- Act as a subject matter expert for financial crime escalations from the 1st line FinCrime Operations team and other areas of the business.
- Assist with Adverse Media, PEPs, Sanctions, Complex Ownership and High Risk onboarding escalations.
- Review internal suspicious activity reports raised from other areas of the business such as credit or customer operations.
- Support the MLRO with preparing and filing SARs where appropriate.
- Maintain AML policies, procedures, and standards that the 1st line must follow, ensuring updates to regulations and feedback from Compliance Monitoring, Quality Assurance and Independent Audit are appropriately captured.
- Ongoing management of our AML/CTF risk assessment, identifying areas of emerging and ongoing risk and recommending controls to mitigate such risks.
- Participate and provide input to FinCrime-wide team meetings, sharing knowledge on identified emerging trends and threats to assist in the building of a high performing team.
- Coordinate with internal teams to gather and provide necessary documentation and information for law enforcement enquiries as well as for partner banks.
We’re Looking For Required skills:
- A minimum of at least 3 years experience making independent and complex risk-based assessments in CDD or EDD, and AML investigations.
- A thorough understanding of how the requirements of the UK’s Money Laundering Regulations and/or the JLMSG apply within the regulated financial services sector; gained through practical experience or relevant qualifications.
- An understanding of conducting AML risk assessments, horizon scanning and/or a gap analysis.
- Experience in providing advice on financial crime risks and acting as a subject matter expert.
- The ability to write clear, concise and detailed suspicious activity reports.
- The ability to communicate your decisions to internal team members, senior leadership or customers directly.
- Confidence in asking questions and suggesting improvements where you see them.
- A critical eye and strong attention to detail with an eagerness to work efficiently in a demanding, high volume environment.
Diversity & Inclusion We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
- Private Healthcare including dental and opticians services through Vitality
- Worldwide travel insurance through Vitality
- Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
- Salary Sacrifice Pension Scheme up to 7% match
- 28 days holiday (plus bank holidays)
- Annual Learning and Wellbeing Budget
- Enhanced Parental Leave
- Cycle to Work Scheme
- Season Ticket Loan
- 6 free therapy sessions per year
- Dog Friendly Offices
- Free drinks and snacks in our offices
Interview Process
- First stage: 30 minute intro and values call with Talent Partner (Video call)
- Second stage: 45 minute interview with Financial Crime Manager (Video call/In person)
- Final stage: 30 minute interview with Head of FinCrime Compliance (In person)
Excited to work here? Apply! If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days).
Financial Crime Compliance Specialist employer: Capital on Tap
Contact Detail:
Capital on Tap Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Financial Crime Compliance Specialist
✨Tip Number 1
Familiarise yourself with the latest UK Money Laundering Regulations and the Joint Money Laundering Steering Group (JMLSG) guidelines. Being well-versed in these regulations will not only help you during interviews but also demonstrate your commitment to compliance.
✨Tip Number 2
Network with professionals in the financial crime compliance field. Attend industry events or join relevant online forums to connect with others who can provide insights into the role and potentially refer you to opportunities at Capital on Tap.
✨Tip Number 3
Prepare to discuss real-world scenarios where you've made complex risk-based assessments. Be ready to explain your thought process and the outcomes, as this will showcase your expertise and problem-solving skills during the interview.
✨Tip Number 4
Research Capital on Tap's mission and values thoroughly. Understanding their commitment to helping small businesses will allow you to align your answers with their goals, making you a more attractive candidate.
We think you need these skills to ace Financial Crime Compliance Specialist
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in financial crime compliance, particularly focusing on AML and CTF. Use specific examples from your past roles that demonstrate your ability to make complex risk-based assessments.
Craft a Strong Cover Letter: In your cover letter, express your passion for helping small businesses and how your skills align with Capital on Tap's mission. Mention your understanding of UK Money Laundering Regulations and how you can contribute to their compliance efforts.
Showcase Your Expertise: When detailing your experience, emphasise your role as a subject matter expert in financial crime. Provide examples of how you've handled escalations or contributed to AML policies and procedures in previous positions.
Prepare for Interviews: Anticipate questions related to your experience with suspicious activity reports and AML risk assessments. Be ready to discuss specific cases where you identified risks and suggested improvements, showcasing your critical thinking and attention to detail.
How to prepare for a job interview at Capital on Tap
✨Understand the Regulatory Landscape
Make sure you have a solid grasp of the UK's Money Laundering Regulations and how they apply to financial services. Brush up on your knowledge of AML/CTF frameworks, as this will be crucial in demonstrating your expertise during the interview.
✨Prepare for Scenario-Based Questions
Expect to face questions that assess your ability to handle complex risk assessments and financial crime scenarios. Think of examples from your past experience where you've successfully navigated similar challenges and be ready to discuss them in detail.
✨Showcase Your Communication Skills
As a Financial Crime Compliance Specialist, you'll need to communicate effectively with various stakeholders. Be prepared to demonstrate your ability to write clear reports and convey complex information succinctly during the interview.
✨Emphasise Your Attention to Detail
In this role, a critical eye is essential. Prepare to discuss how you've maintained high standards in your previous roles, particularly in reviewing suspicious activity reports or conducting risk assessments, to show that you can thrive in a demanding environment.
