Capital on Tap was founded because small businesses were underserved. Big banks were slow and their products were not fit for purpose, leaving owners without the credit and tools they needed. Today we offer a best‑in‑class business credit card, SME‑focused spend‑management platform, a savings product that reached £1 billion in funds within its first year, and a growing suite of financial tools that make running a small business easier.
We have over 1,000 employees, £20 bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we are profitable.
This is a hybrid role based in our London (Moorgate) office, requiring work on site two days a week.
What You’ll Be Doing
We are looking for an Engineering Team Lead to lead one of our product engineering teams. This is a people‑first leadership role where you will manage the growth, wellbeing, and performance of a team of engineers while maintaining technical credibility to shape direction, remove blockers, and raise the bar on quality.
What You’ll Own
- Team: hiring, developing, retaining engineers and running impactful 1:1s.
- Delivery: partner with Product and QA to plan and ship reliably, removing obstacles and managing risk.
- Culture: set tone for communication, feedback and accountability, building psychological safety while maintaining standards.
- Technical credibility: understand trade‑offs, architecture decisions and technical debt, contributing meaningfully to those conversations.
What We’re Looking For
- Leadership experience – managed engineers, able to have hard conversations, give developmental feedback and motivate people through uncertainty.
- Technical foundation in .NET – backend is C#/.NET Core, need depth to review decisions and spot risks.
- Product mindset – think of engineering in terms of business outcomes, push back on scope, advocate for quality and translate between engineering and non‑technical stakeholders.
- Comfort with ambiguity – create clarity for the team when priorities shift.
Nice to Have
- Experience with Azure cloud development.
- Familiarity with React or front‑end delivery.
- Background in regulated financial services or fintech.
Diversity & Inclusion
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives and everyone can do their best work.
Great Work Deserves Great Perks
- Private healthcare including dental and opticians through Vitality.
- Worldwide travel insurance through Vitality.
- Anniversary rewards (£250, £500, £750, 4‑week fully paid sabbatical).
- Salary sacrifice pension scheme up to 7% match.
- 28 days holiday plus bank holidays.
- Annual learning and wellbeing budget.
- Enhanced parental leave.
- Cycle‑to‑work scheme.
- Season ticket loan.
- Six free therapy sessions per year.
- Dog‑friendly offices.
- Free drinks and snacks.
