At a Glance
- Tasks: Build and maintain decision-making rules for customer applications in a dynamic fintech environment.
- Company: Join Capital on Tap, a leading financial platform revolutionising small business banking.
- Benefits: Flexible remote work, competitive salary, and opportunities for professional growth.
- Other info: Inclusive culture focused on diversity and personal authenticity.
- Why this job: Make a real impact by improving decision accuracy and fairness for small businesses.
- Qualifications: Experience with decision engines or data analysis; SQL knowledge is a plus.
The predicted salary is between 40000 - 50000 £ per year.
Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.
We’re looking for a Decision Engineer to join our decisioning team here at Capital on Tap. This is a flexible role — you can work remotely, from our Cardiff office, or from our London office, whatever works best for you. Our team owns and manages the platform (GDS) that powers the decisions we make on customer applications — things like policy rules and scorecards. You'll work closely with teams across the business to help make sure those decisions are accurate, fair, and running smoothly.
What you'll be doing:
- Building and maintaining the rules and logic that drive our automated customer decisions
- Working with our Data Science, Credit, and Business Operations teams to understand what's needed and turn that into changes on the platform
- Helping to monitor how our decisioning is performing and flagging anything that looks off
- Investigating and fixing issues when decisions aren't behaving as expected
- Contributing to improvements in how we work, based on data and your own observations
- Collaborating with wider engineering and IT teams on data-related projects
What we're looking for:
- Some experience working with decision engines or rules-based platforms — ideally in financial services or fintech (tools like GDS Link, Experian PowerCurve, or Provenir are a plus, but not essential)
- Comfort working with data — SQL experience is helpful, and some exposure to Python would be great
- A methodical approach to problem-solving, with good attention to detail
- Curiosity and a willingness to learn new tools and technologies
- Good communication skills — you'll need to explain technical topics to people who aren't technical, and that's something we'll support you in developing
If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)
Equality, Diversity & Inclusion
At Capital on Tap we are fully focused on equality and believe deeply in diversity of race, gender, sexual orientation, religion, ethnicity, ability, national origin and all the other characteristics that make us who we are. We want to be a place where a diverse mix of talented people want to come and do their best work and most importantly feel included and that they can be their authentic selves. We do not discriminate on the basis of any protected group status under any applicable law. Self‑identification information is voluntary and does not affect your application.
Decision Engineer employer: Capital on Tap
At Capital on Tap, we pride ourselves on being an exceptional employer that champions innovation and inclusivity. With flexible working options from our Cardiff or London offices, a commitment to employee growth, and a vibrant work culture that values diversity, we empower our team to thrive in a fast-paced fintech environment. Join us to make a meaningful impact while enjoying the benefits of a supportive and dynamic workplace.
StudySmarter Expert Advice🤫
We think this is how you could land Decision Engineer
✨Tip Number 1
Network like a pro! Reach out to people in the fintech space, especially those who work at Capital on Tap. A friendly chat can open doors and give you insider info about the company culture and what they really value in a Decision Engineer.
✨Tip Number 2
Show off your problem-solving skills! During interviews, share specific examples of how you've tackled challenges in past roles. This will demonstrate your analytical mindset and methodical approach, which are key for the Decision Engineer role.
✨Tip Number 3
Get familiar with decision engines and data tools! Brush up on your SQL and maybe even dabble in Python. The more you know about the tech side, the better you'll be able to communicate with the team and show that you're ready to hit the ground running.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we aim to get back to you quickly, so you won’t be left hanging for too long!
We think you need these skills to ace Decision Engineer
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Decision Engineer role. Highlight your experience with decision engines or any relevant tools, and show us how your skills align with what we're looking for. A personal touch goes a long way!
Show Off Your Problem-Solving Skills:We love analytical minds! In your application, share examples of how you've tackled complex problems in the past. Whether it's through data analysis or working with teams, let us see your methodical approach in action.
Be Clear and Concise:When writing your application, keep it straightforward. Use clear language and avoid jargon where possible. Remember, we want to understand your experience and skills without getting lost in technical terms!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at Capital on Tap
✨Know Your Decision Engines
Familiarise yourself with decision engines and rules-based platforms, especially if you have experience in financial services or fintech. Brush up on tools like GDS Link or Experian PowerCurve, even if you haven't used them before. This will show your enthusiasm and readiness to dive into the role.
✨Show Off Your Analytical Skills
Prepare to discuss your analytical approach and problem-solving methods. Think of specific examples where you've worked with data or tackled complex issues. Being able to articulate your thought process will impress the interviewers and demonstrate your fit for the Decision Engineer role.
✨Communicate Clearly
Since you'll need to explain technical topics to non-technical folks, practice simplifying complex concepts. Use relatable analogies or examples from your past experiences. This will not only showcase your communication skills but also your ability to collaborate effectively across teams.
✨Embrace Curiosity and Learning
Express your eagerness to learn new tools and technologies. Share instances where you've taken the initiative to expand your skill set or adapt to new challenges. This aligns perfectly with Capital on Tap's culture of continuous improvement and innovation.
