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For Companies At a Glance
- Tasks: Lead credit strategy, optimize pricing, and collaborate with data scientists to enhance risk assessment.
- Company: Join a dynamic team in Shoreditch, London, focused on innovative credit solutions.
- Benefits: Enjoy perks like private healthcare, 28 days holiday, and a fun office environment with games and snacks.
- Why this job: Make a real impact from day one in a fast-paced, inclusive culture that values your contributions.
- Qualifications: 5+ years in credit risk, strong analytical skills, and a degree in Economics or STEM required.
- Other info: Hybrid role with opportunities for professional growth and a supportive work environment.
The predicted salary is between 48000 - 72000 £ per year.
This is a Hybrid role, the Credit team work from our London (Shoreditch) Offices 3 days per week.
What You’ll Be Doing
We’re looking for a Credit Strategy Manager with an analytical background to be an integral part of our Credit team. Sitting in one of the most important teams in the business you’ll have the opportunity to make a great deal of impact and be given real responsibility from day one. Central to our credit strategy, responsibilities of your role will include:
- Owning, monitoring and continually optimising our portfolio pricing and credit limit management strategies including managing test and learn strategies
- Assessing performance of our upfront underwriting and proposing improvements, in close collaboration with our Data Scientists
- Identifying, evaluating and introducing innovative new data sources to better predict credit risk
- Bespoke analytical work related to product development, customer experience optimisation, and geographic expansion related credit strategy development
Your role will involve presentation to and active collaboration with a wide group of business stakeholders including Product and Commercial Teams, Senior Management and potential external debt funders.
We’re Looking For
- At least five years of credit risk experience including credit cards
- Highly analytical and comfortable conducting complex analysis using SQL (Python experience is a plus but not essential)
- Exceptional problem solving skills and the ‘can do’ attitude to thrive in a fast paced, high growth environment
- Strong verbal communication skills including the ability to clearly explain complex concepts to other analysts, business stakeholders and senior leadership
- Knowledge and understanding of UK macroeconomic, regulatory and market trends
- 2.1 or above at degree level, preferably in Economics or STEM subject
Diversity & Inclusion
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
- Private Healthcare including dental and opticians services through Vitality
- Worldwide travel insurance through Vitality
- Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
- Salary Sacrifice Pension Scheme up to 7% match
- 28 days holiday (plus bank holidays)
- Annual Learning and Wellbeing Budget
- Enhanced Parental Leave
- Cycle to Work Scheme
- Season Ticket Loan
- 6 free therapy sessions per year
- Dog Friendly Offices
- Free drinks and snacks in our offices
Check out more of our benefits, values and mission here .
Interview Process
- First stage: 30 minute intro and values call with Talent Partner (Video call)
- Second stage (in person):
- 60min technical assessment with Head of Department
- 45min competency based interview with CRO
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Credit Strategy Manager employer: Capital on Tap
Contact Detail:
Capital on Tap Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Strategy Manager
✨Tip Number 1
Familiarize yourself with the latest trends in credit risk management and macroeconomic factors affecting the UK market. This knowledge will not only help you during interviews but also demonstrate your commitment to staying informed in a fast-paced environment.
✨Tip Number 2
Brush up on your SQL skills and consider doing some practice projects that involve complex data analysis. Being able to showcase your analytical capabilities will set you apart, especially since this role requires a strong analytical background.
✨Tip Number 3
Prepare to discuss your previous experiences in credit risk, particularly any innovative strategies you've implemented or tested. Highlighting your problem-solving skills and 'can do' attitude will resonate well with the team.
✨Tip Number 4
Practice explaining complex concepts in simple terms, as you'll need to communicate effectively with various stakeholders. Consider mock interviews with friends or colleagues to refine your communication style.
We think you need these skills to ace Credit Strategy Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your credit risk experience, especially in credit cards. Emphasize your analytical skills and any relevant projects where you've used SQL or Python.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention specific experiences that demonstrate your problem-solving skills and ability to thrive in fast-paced environments.
Showcase Your Analytical Skills: Prepare examples of complex analyses you've conducted in previous roles. Be ready to discuss how you approached these challenges and the impact of your findings on business decisions.
Research the Company Culture: Familiarize yourself with the company's values and mission. Reflect this understanding in your application to show that you align with their commitment to inclusivity and collaboration.
How to prepare for a job interview at Capital on Tap
✨Showcase Your Analytical Skills
As a Credit Strategy Manager, your analytical background is crucial. Be prepared to discuss specific examples of complex analyses you've conducted, especially using SQL. Highlight any experience with Python as a bonus.
✨Understand the Business Context
Familiarize yourself with the UK macroeconomic and regulatory landscape. Being able to discuss how these factors influence credit risk will demonstrate your industry knowledge and strategic thinking.
✨Communicate Clearly
Strong verbal communication skills are essential for this role. Practice explaining complex concepts in simple terms, as you will need to present to various stakeholders, including senior management.
✨Emphasize Collaboration
This role involves working closely with different teams. Prepare to share examples of how you've successfully collaborated with others in the past, particularly in cross-functional settings.
