At a Glance
- Tasks: Lead a team to optimise fraud management strategies and conduct hands-on analysis.
- Company: Join a dynamic fintech shaping the future of fraud analytics.
- Benefits: Enjoy private healthcare, travel insurance, generous holiday, and wellness perks.
- Other info: Fast-paced environment with opportunities for personal and professional growth.
- Why this job: Make a real impact in fraud prevention while developing your leadership skills.
- Qualifications: 8+ years in fraud analytics, strong SQL skills, and team management experience.
The predicted salary is between 70000 - 90000 € per year.
We’re hiring a Head of Fraud Analytics to lead our Fraud Analytics team. You’ll own how we detect, measure and respond to fraud across the entire customer lifecycle—from application through to ongoing monitoring. The role is roughly 70:30 between leading a small team of analysts and getting hands‑on with the analysis yourself. It’s a great moment to join: the team is growing, and with current accounts launching soon, you’ll be shaping the analytics for an entirely new product alongside improving our existing strategies.
Responsibilities
- Own, monitor, and continually optimise our fraud management strategies across the customer lifecycle and multiple products.
- Assess the performance of existing fraud rules and implement improvements.
- Identify, evaluate, and onboard innovative new data sources to better predict risk.
- Manage and develop a team of analysts while staying hands‑on with the data yourself.
- Lead bespoke analytical work tied to product launches and customer experience improvements where fraud strategy is a key input.
- Present findings and recommendations to the senior leadership team.
Qualifications
- At least eight years of fraud experience including direct experience in card fraud—ideally within a bank, card issuer, or fintech operating on the issuing side.
- Highly analytical and comfortable conducting complex analysis using SQL (Python experience is a plus).
- Exceptional problem solving skills and a ‘can do’ attitude to thrive in a fast paced, high growth environment.
- Track record of owning analytical problems end‑to‑end—from framing the question through to deployment, not handing logic to a tech team.
- Experience managing analysts, with a genuine interest in helping people grow.
- Clear communicator who can explain technical work to analysts, business stakeholders, and senior leaders.
- Solid grasp of the UK fraud landscape, including regulatory direction and market trends.
Nice to have
- Experience with APP fraud or faster payment fraud systems is highly desirable.
- Hands‑on familiarity with card fraud systems and the data that comes with them (Visa fraud platforms, CNP fraud, 3DS/SCA, PSD2 compliance).
Benefits
- Private Healthcare, including dental and opticians services through Vitality.
- Worldwide travel insurance through Vitality.
- Anniversary Rewards (£250, £500, £750, 4‑week fully paid sabbatical).
- Salary Sacrifice Pension Scheme with up to 7% match.
- 28 days holiday (plus bank holidays).
- Annual Learning and Wellbeing Budget.
- Enhanced Parental Leave.
- Cycle to Work Scheme.
- Season Ticket Loan.
- 6 free therapy sessions per year.
- Dog Friendly Offices.
- Free drinks and snacks in our offices.
Head of Fraud Analytics in City of Westminster employer: Capital on Tap
Join a dynamic and innovative company as the Head of Fraud Analytics, where you'll lead a growing team in a collaborative and supportive environment. With a strong focus on employee development, we offer extensive benefits including private healthcare, generous holiday allowances, and a commitment to work-life balance, all within our dog-friendly offices. This is an exciting opportunity to shape fraud management strategies for new products while enjoying a culture that values creativity and growth.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Fraud Analytics in City of Westminster
✨Tip Number 1
Network like a pro! Reach out to folks in the industry, attend relevant meetups, and connect with people on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Show off your skills! If you’ve got experience with SQL or Python, consider creating a portfolio of your work. Share it during interviews to demonstrate your analytical prowess and how you tackle fraud challenges.
✨Tip Number 3
Prepare for those interviews! Research the company’s current fraud strategies and think about how you can contribute. Be ready to discuss your past experiences and how they relate to the role of Head of Fraud Analytics.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are genuinely interested in joining our team.
We think you need these skills to ace Head of Fraud Analytics in City of Westminster
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Head of Fraud Analytics role. Highlight your experience in fraud detection and analytics, especially any hands-on work you've done with SQL or Python. We want to see how your skills match up with what we're looking for!
Showcase Your Leadership Skills:Since this role involves managing a team, don’t forget to showcase your leadership experience. Share examples of how you've developed analysts in the past and how you’ve led projects. We love seeing candidates who can inspire and grow their teams!
Be Clear and Concise:When writing your application, keep it clear and concise. Use straightforward language to explain your analytical approach and problem-solving skills. We appreciate candidates who can communicate complex ideas simply—it's a key part of the role!
Apply Through Our Website:We encourage you to apply through our website for the best chance of getting noticed. It’s super easy, and you’ll be able to attach all your documents in one go. Plus, we love seeing applications come directly from our site!
How to prepare for a job interview at Capital on Tap
✨Know Your Fraud Landscape
Make sure you’re up to speed with the latest trends and regulations in the UK fraud landscape. Brush up on your knowledge of APP fraud, card fraud systems, and any recent changes in compliance. This will show that you’re not just experienced but also proactive about staying informed.
✨Showcase Your Analytical Skills
Prepare to discuss specific examples of complex analyses you've conducted using SQL or Python. Be ready to explain your thought process from framing the question to deploying solutions. This will demonstrate your hands-on experience and problem-solving abilities, which are crucial for this role.
✨Leadership with a Personal Touch
Since this role involves managing a team, think about how you’ve helped analysts grow in their careers. Share stories that highlight your leadership style and how you balance being hands-on with guiding your team. This will resonate well with the interviewers looking for someone who can inspire and develop talent.
✨Communicate Clearly and Confidently
Practice explaining technical concepts in simple terms, as you’ll need to present findings to both analysts and senior leaders. Use clear, concise language and be prepared to answer questions. This will showcase your communication skills and ability to bridge the gap between technical and non-technical stakeholders.
