At a Glance
- Tasks: Build and maintain decision-making rules for customer applications in a dynamic fintech environment.
- Company: Join Capital on Tap, a leading financial platform revolutionising small business banking.
- Benefits: Flexible remote work, competitive salary, and opportunities for professional growth.
- Other info: Inclusive culture focused on diversity and personal authenticity.
- Why this job: Make a real impact by improving decision-making processes for thousands of small businesses.
- Qualifications: Analytical mindset, some experience with decision engines, and a willingness to learn.
The predicted salary is between 40000 - 50000 £ per year.
We’re Capital on Tap. Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!
The role
We're looking for a Decision Engineer to join our decisioning team here at Capital on Tap. This is a flexible role — you can work remotely, from our Cardiff office, or from our London office, whatever works best for you. Our team owns and manages the platform (GDS) that powers the decisions we make on customer applications — things like policy rules and scorecards. You'll work closely with teams across the business to help make sure those decisions are accurate, fair, and running smoothly. You don't need to have done everything on this list before. If you're analytical, enjoy problem-solving, and are keen to learn, we'd love to hear from you.
What you'll be doing:
- Building and maintaining the rules and logic that drive our automated customer decisions
- Working with our Data Science, Credit, and Business Operations teams to understand what's needed and turn that into changes on the platform
- Helping to monitor how our decisioning is performing and flagging anything that looks off
- Investigating and fixing issues when decisions aren't behaving as expected
- Contributing to improvements in how we work, based on data and your own observations
- Collaborating with wider engineering and IT teams on data-related projects
What we're looking for:
- Some experience working with decision engines or rules-based platforms — ideally in financial services or fintech (tools like GDS Link, Experian PowerCurve, or Provenir are a plus, but not essential)
- Comfort working with data — SQL experience is helpful, and some exposure to Python would be great
- A methodical approach to problem-solving, with good attention to detail
- Curiosity and a willingness to learn new tools and technologies
- Good communication skills — you'll need to explain technical topics to people who aren't technical, and that's something we'll support you in developing
Excited to work here? Apply! If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)
Equality, Diversity & Inclusion
At Capital on Tap we are fully focused on equality and believe deeply in diversity of race, gender, sexual orientation, religion, ethnicity, ability, national origin and all the other characteristics that make us who we are. We want to be a place where a diverse mix of talented people want to come and do their best work and most importantly feel included and that they can be their authentic selves. We do not discriminate on the basis of any protected group status under any applicable law. Self‑identification information is voluntary and does not affect your application.
Decision Engineer New Remote/Cardiff/London employer: Capital on Tap
At Capital on Tap, we pride ourselves on being an exceptional employer that champions innovation and inclusivity. With flexible working options from our Cardiff or London offices, a commitment to employee growth, and a vibrant work culture that values diversity, we empower our team to thrive in a fast-paced fintech environment. Join us to make a meaningful impact while enjoying the benefits of a supportive and dynamic workplace.
StudySmarter Expert Advice🤫
We think this is how you could land Decision Engineer New Remote/Cardiff/London
✨Tip Number 1
Network like a pro! Reach out to folks in the fintech space, especially those at Capital on Tap. A friendly chat can open doors and give you insights that a job description just can't.
✨Tip Number 2
Show off your skills! If you've got experience with decision engines or data analysis, be ready to discuss specific projects or challenges you've tackled. We love hearing about real-world applications!
✨Tip Number 3
Prepare for the interview by brushing up on your problem-solving approach. Think of examples where you've used data to make decisions or improve processes. We want to see that analytical mindset in action!
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we aim to get back to you quickly, so you won't be left hanging.
We think you need these skills to ace Decision Engineer New Remote/Cardiff/London
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Decision Engineer role. Highlight your experience with decision engines or any relevant tools, and show us how your skills align with what we're looking for.
Show Off Your Problem-Solving Skills:We love a good problem-solver! In your application, share examples of how you've tackled challenges in the past, especially if they relate to data or decision-making processes. This will help us see your analytical side.
Be Clear and Concise:When writing your application, keep it straightforward. Use clear language and avoid jargon where possible. We want to understand your experience without getting lost in technical terms!
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, we aim to get back to you within 3 working days!
How to prepare for a job interview at Capital on Tap
✨Know Your Decision Engines
Familiarise yourself with decision engines and rules-based platforms, especially if you have experience in financial services or fintech. Brush up on tools like GDS Link or Experian PowerCurve, even if you haven't used them extensively. This will show your enthusiasm and readiness to dive into the role.
✨Show Off Your Analytical Skills
Prepare to discuss your analytical approach and problem-solving methods. Think of examples where you've worked with data, perhaps using SQL or Python. Be ready to explain how you tackled challenges and what you learned from those experiences.
✨Communicate Clearly
Since you'll need to explain technical topics to non-technical folks, practice simplifying complex ideas. Use relatable analogies or examples to demonstrate your understanding. This will highlight your communication skills and ability to collaborate across teams.
✨Demonstrate Curiosity and Willingness to Learn
Capital on Tap values a growth mindset, so be prepared to discuss how you stay updated with new tools and technologies. Share instances where you've taken the initiative to learn something new, whether through online courses or personal projects, to show you're eager to grow in the role.
