At a Glance
- Tasks: Lead data protection initiatives and ensure compliance while enabling business growth.
- Company: Join Capital on Tap, a fast-growing FinTech revolutionising small business finance.
- Benefits: Enjoy private healthcare, generous holiday, and a supportive work environment.
- Other info: Dynamic hybrid role with opportunities for professional development and team leadership.
- Why this job: Make a real impact in data protection while working with cutting-edge technology.
- Qualifications: Deep knowledge of UK data protection laws and experience in financial services or tech.
The predicted salary is between 60000 - 80000 € per year.
We're Capital on Tap. Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform – not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, £20 bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!
Why Join Us? We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.
Hybrid role based in Cardiff This is a hybrid role based in Cardiff, requiring a minimum of 3 days in the office per week.
The Data Protection Team at Capital on Tap The Data Protection team plays a crucial role in enabling Capital on Tap's commercial objectives while ensuring full compliance with global data protection regulations. As our Data Protection Officer, you'll lead a team that includes Data Protection Analysts and Administrators, working at the intersection of technology, compliance, and business enablement.
The Role We are looking for an exceptional Data Protection Officer to join our FinTech in London. This is a strategic leadership role for someone who thrives on using cutting‑edge technology and AI to transform data protection from a compliance function into a business enabler. You'll protect the company by finding innovative ways to achieve commercial goals while maintaining the highest standards of data protection compliance.
What you'll be doing
- Strategic Leadership: Serve as the primary data protection authority (act as the designated DPO under Article 37 of the UK GDPR and UK data protection law), providing strategic guidance to senior leadership on privacy risks and opportunities across all business functions.
- Business Enablement: Work closely with Product, Engineering, Marketing, and Commercial teams to find compliant pathways for new initiatives, ensuring data protection accelerates rather than hinders business goals.
- Technology & Automation: Lead the implementation of state‑of‑the‑art AI technologies and automation tools to streamline data protection activities, from DPIA automation to intelligent data discovery and rights fulfillment.
- Regulatory Compliance: Ensure full compliance with UK GDPR, DPA 2018, PECR, Data Use and Access Act (DUAA), CCPA/CPRA and emerging regulations, while staying ahead of regulatory developments and their business implications.
- Risk Management: Conduct and oversee Data Protection Impact Assessments (DPIAs), manage data breach responses, and implement privacy‑by‑design principles across all technology platforms.
- Monitoring: Monitor and assess data processing activities to ensure ongoing compliance. Assessing the lawful basis for processing activities and ensuring appropriate documentation is in place. Maintain and regularly review the organisation’s Record of Processing Activities (ROPA) to ensure completeness and accuracy.
- Stakeholder Management: Act as the primary contact point for regulators (ICO), work closely with internal and external legal counsel, and represent the company in privacy‑related matters.
- Team Development: Build and lead a high‑performing data protection team, fostering a culture of innovation, urgency, and business partnership.
- International Expansion: Support the company's US operations and international growth by navigating complex cross‑border data transfer requirements and multi‑jurisdictional compliance.
- Vendor Management: Lead privacy due diligence for third‑party vendors and partnerships, ensuring contractual protections align with business risk appetite.
- Training & Culture: Drive privacy awareness across the organisation through targeted training programs and embed privacy considerations into business‑as‑usual processes.
We're looking for
- Deep Regulatory Expertise: Comprehensive knowledge and hands‑on experience with UK data protection regulations (GDPR, DPA 2018, PECR, DUAA), with the ability to interpret complex requirements and provide pragmatic business guidance.
- FinTech/Tech Background: Proven experience in financial services or technology companies, understanding the unique privacy challenges of regulated financial products (including an understanding of consumer duty and vulnerability) and high‑growth tech environments.
- Technical Fluency: Strong technical acumen with experience using data protection tools, privacy management platforms, and automation technologies to streamline compliance processes.
- AI & Innovation: Experience with or strong willingness to adopt cutting‑edge AI technologies for privacy operations, from automated risk assessments to intelligent data processing.
- Problem‑Solving Mindset: Pragmatic approach to complex privacy challenges, with a track record of finding creative solutions that balance compliance requirements with customer outcomes and business objectives.
- Urgency & Business Focus: Demonstrated ability to work at pace in fast‑moving environments, with a philosophy that compliance should enable rather than block business progress.
- Leadership Experience: Proven ability to lead cross‑functional initiatives, influence senior stakeholders, and build high‑performing teams.
- Strategic Thinking: Experience translating regulatory requirements into business strategy, with the ability to anticipate future privacy challenges and opportunities.
- Professional Qualifications: A recognised data protection qualification such as IAPP’s CIPP/E, CIPM, CIPT, C‑DPO, or a BCS Practitioners certificate in Data Protection.
- US Privacy Expertise: Knowledge of CCPA/CPRA, state‑level US privacy laws, and experience managing multi‑jurisdictional compliance programs.
- AIGP: A Certified AI Governance Professional would be highly desirable.
- Regulatory Relationships: Existing relationships with privacy regulators or experience managing regulatory inquiries.
- International Experience: Experience with international data transfers, adequacy decisions, and global privacy frameworks.
- Experience: Minimum of 2 years acting in a DPO capacity within a financial services or technology organisation.
Diversity & Inclusion We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks
- Private Healthcare including dental and opticians services through Vitality
- Worldwide travel insurance through Vitality
- Anniversary Rewards (£250, £500, £750, 4‑week fully paid sabbatical)
- Salary Sacrifice Pension Scheme up to 7% match
- 28 days holiday (plus bank holidays)
- Annual Learning and Wellbeing Budget
- Enhanced Parental Leave
- Cycle to Work Scheme
- Season Ticket Loan
- 6 free therapy sessions per year
- Dog Friendly Offices
- Free drinks and snacks in our offices
Interview Process
- First stage: 30 minute intro and values call with Talent Partner (video call)
- Second stage: 60‑minute technical interview with senior stakeholders (video call)
- Final stage: 60‑minute leadership and strategic thinking interview with executive team (in person)
Excited to work here? If you'd like to lead data protection innovation at one of Europe's fastest‑growing FinTechs, apply and we will aim to get back to you within 3 working days.
Data Protection Officer New Cardiff employer: Capital on Tap
At Capital on Tap, we pride ourselves on being an exceptional employer that champions innovation and employee growth. Our hybrid work culture in Cardiff fosters collaboration and creativity, while our commitment to inclusivity ensures that every voice is heard. With competitive benefits like private healthcare, generous holiday allowances, and a focus on professional development, we empower our employees to thrive in a dynamic FinTech environment.
StudySmarter Expert Advice🤫
We think this is how you could land Data Protection Officer New Cardiff
✨Tip Number 1
Network like a pro! Get out there and connect with people in the industry. Attend events, join online forums, or even hit up LinkedIn. The more people you know, the better your chances of hearing about job openings before they’re even advertised.
✨Tip Number 2
Prepare for those interviews! Research Capital on Tap inside out. Know their products, values, and recent news. This will not only impress them but also help you tailor your answers to show how you can contribute to their mission.
✨Tip Number 3
Showcase your skills! Bring examples of your past work that demonstrate your expertise in data protection. Whether it’s a project you led or a problem you solved, having tangible evidence of your capabilities can set you apart from other candidates.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining the team at Capital on Tap.
We think you need these skills to ace Data Protection Officer New Cardiff
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Data Protection Officer role. Highlight your experience with UK data protection regulations and any relevant tech background. We want to see how you can bring your unique skills to our team!
Showcase Your Problem-Solving Skills:In your application, give examples of how you've tackled complex privacy challenges in the past. We love candidates who can think outside the box and find innovative solutions that align with business goals while ensuring compliance.
Be Clear and Concise:When writing your application, keep it straightforward and to the point. Use clear language to explain your qualifications and experiences. We appreciate a well-structured application that makes it easy for us to see why you're a great fit!
Apply Through Our Website:Don't forget to submit your application through our website! This helps us keep everything organised and ensures your application gets the attention it deserves. We're excited to hear from you!
How to prepare for a job interview at Capital on Tap
✨Know Your Regulations
Make sure you brush up on UK data protection regulations like GDPR and DPA 2018. Be ready to discuss how these laws impact business operations, especially in a FinTech environment. Showing that you can translate complex legal jargon into practical business strategies will impress the interviewers.
✨Showcase Your Tech Savvy
Since this role involves cutting-edge technology and AI, be prepared to talk about your experience with data protection tools and automation technologies. Share specific examples of how you've used tech to streamline compliance processes or solve privacy challenges in previous roles.
✨Demonstrate Problem-Solving Skills
Prepare to discuss real-life scenarios where you had to tackle complex privacy issues. Highlight your pragmatic approach and how you balanced compliance with business objectives. This will show that you can think on your feet and find innovative solutions.
✨Engage with Stakeholders
This role requires strong stakeholder management skills. Think about how you've successfully collaborated with different teams in the past. Be ready to share examples of how you’ve influenced senior leadership or worked cross-functionally to achieve data protection goals.
