At a Glance
- Tasks: Deliver banking services to businesses, focusing on client contact and sales.
- Company: Join Capital City Bank, where we prioritise our clients and community.
- Benefits: Enjoy medical, dental, vision, 401(k) matching, tuition assistance, and more.
- Other info: Fast-paced environment with opportunities for professional development and community engagement.
- Why this job: Make a real impact in the business community while growing your career.
- Qualifications: Bachelor's degree in Finance or related field; 5-10 years of experience preferred.
The predicted salary is between 42750 - 52250 £ per year.
This position delivers a full range of banking services to businesses and business owners and places emphasis on client contact, sales, and service. The position requires significant outside business development activities. Compliance with the S.A.F.E. Act, registration in the NMLS Registry is required. All associates at Capital City Bank, Capital City Wealth, and Capital City Home Loans have access to confidential client information and must practice discretion at all times.
Principal Duties and Responsibilities
- Responsible for loan production, deposit production, fees, credit quality and referrals each incentive period as well as maintaining and servicing current client portfolio.
- Responsible for growing the overall Business Banking portfolio.
- Operates with various degrees of authority and specialization.
- Responsible for calling on retail clients and prospects, referrals and joint revenue opportunities with Corporate Banking, Commercial Real Estate and other Business Partners.
- Build, maintain and grow quality client portfolios that bring revenue to the Bank.
- Support of overall Bank production goals as outlined by quarterly targets and scorecards.
- Responsible for sales and service of existing businesses and business owners within the departmental portfolio.
- Responsible for identifying business production opportunities and ability to identify referrals to business partners.
- Meets with clients to discuss small business needs and recommends ways in which the bank can serve their needs.
- Proactive business development and calling within assigned market areas.
- Cross sells a full range of business banking services and products through joint efforts with Business Partners to present to potential clients.
- Active community participation and visibility.
- Demonstrates consistent behaviours that support Top of House and department specific strategic goals.
Associated Duties
- Provides additional support to manager and department colleagues.
- Partners with assigned Client Service Managers and designated Business Partners.
- Completes all assigned/required Bank training within established timelines.
Knowledge, Skills and Abilities (KSA) Required
- Credit and financial analysis.
- Loan and credit structuring.
- Loan documentation and loan closing processes.
- Specific product knowledge related to Cash Management products and business loan products.
- Knowledge of Consumer and Business banking products/product sales.
- Excellent oral and written communication skills.
- Microsoft Office Suite.
Education
Bachelor’s Degree in Finance, Business, Accounting, or related field, from an accredited college required. Relevant experience may substitute for the education requirement. Seasoned professional with minimum of 5-10 years experience. Commercial or Savings Bank experience in lending, operations, deposit management, administration, and/or cash management preferred.
Working Conditions
- Professional office and fast-paced environment.
- After hours civic and business development participation will be required.
- Frequent out-of-office visits to clients.
- Limited travel to surrounding markets.
- Driving as required by position.
Capital City Bank associates are our greatest asset. We offer the following benefits:
- Medical, Dental and Vision.
- Life Insurance.
- 401(k) with Matching.
- Flexible Spending Accounts.
- Tuition Assistance.
- Stock Purchase Discounts on Products and Services.
EOE/Protected Veterans/Disabled/Drug Free.
Business Banker I, II or III (Level will be determined by experience) | Inverness employer: Capital City Bank
At Capital City Bank, we pride ourselves on being more than just a bank; we are your partner in business success. Our Inverness location offers a dynamic work environment where associates enjoy comprehensive benefits, including medical, dental, and tuition assistance, alongside opportunities for professional growth through active community engagement and collaboration with experienced colleagues. Join us to be part of a supportive culture that values client relationships and encourages proactive business development, making every day rewarding and impactful.
StudySmarter Expert Advice🤫
We think this is how you could land Business Banker I, II or III (Level will be determined by experience) | Inverness
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Capital City Bank. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Business Banker I, II or III (Level will be determined by experience) | Inverness
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Capital City Bank.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Capital City Bank's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Capital City Bank
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Capital City Bank.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Capital City Bank will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Capital City Bank employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
