Payments Solution Architect

A core banking solution architect with experience in current account journeys including loans, account switching and is experienced with managing responsibilities for designing, developing, and implementing technology solutions for complex core banking & current account business problems, ensuring that systems are scalable, resilient, and secure. Solution Architect with domain expertise & experience in designing the solutions involving various payments/core/cards systems. This role involves collaborating with stakeholders across business and technology, owning the delivery of architecture for core banking programs, and guiding integration strategies—often balancing cloud adoption, automation, and compliance.

Your Role:

• Need associate with prior experience in cards and payments domain knowledge of cards issuance and authorization journeys.
• Leading design and technical architecture for loans, savings/current accounts, current account switching & payments along with operational platforms with focus on scalability, resiliency, security, and regulatory compliance.
• Collaborating with project managers, product owners, and business analysts to align solutions with business requirements and risk controls for current accounts.
• Managing architectural governance: producing design artefacts for privacy, records management, and risk.
• Advising business and product teams, supporting technical delivery and innovation in the banking landscape.
• Evaluating and integrating vendor products, supporting systems strategy, and automating operational processes to reduce manual intervention.

Your Skills:

• Broad knowledge of the current account & core banking landscape, payment schemes, and architecture paradigms (cloud, APIs, DevOps, security).
• Experience with workforce planning tools, reporting platforms (Excel, PowerPoint, JIRA, Tableau, Confluence), and project delivery best practices.
• Strong stakeholder management, business acumen, and ability to influence strategy across multiple teams and business functions.

Purpose: Drive consistent, innovative solutions that meet both strategic and operational goals for current account & core banking functions.

We are a Disability Confident Employer. Capgemini is proud to be a Disability Confident Employer (Level 2) under the UK Government’s Disability Confident scheme. As part of our commitment to inclusive recruitment, we will offer an interview to all candidates who declare they have a disability, and meet the minimum essential criteria for the role. Please opt in during the application process.

You’d be joining an accredited Great Place to work for Wellbeing in 2024. Employee wellbeing is vitally important to us as an organisation. We see a healthy and happy workforce as a critical component for us to achieve our organisational ambitions. To help support wellbeing we have trained ‘Mental Health Champions’ across each of our business areas, and we have invested in wellbeing apps such as Thrive and Peppy.

You will be empowered to explore, innovate, and progress. You will benefit from Capgemini’s ‘learning for life’ mindset, meaning you will have countless training and development opportunities from thinktanks to hackathons, and access to 250,000 courses with numerous external certifications from AWS, Microsoft, Harvard Manage Mentor, Cybersecurity qualifications and much more.

You will be joining one of the World’s Most Ethical Companies®, as recognised by Ethisphere® for 13 consecutive years. We live our values by making ethical business choices every day. Working ethically is at the centre of our culture at Capgemini, meaning you will be helping to create a future we can all be proud of.

Why you should consider Capgemini: Growing clients’ businesses while building a more sustainable, more inclusive future is a tough ask. When you join Capgemini, you’ll join a thriving company and become part of a collective of free‑thinkers, entrepreneurs and industry experts. We find new ways technology can help us reimagine what’s possible. It’s why, together, we seek out opportunities that will transform the world’s leading businesses, and it’s how you’ll gain the experiences and connections you need to shape your future. By learning from each other every day, sharing knowledge, and always pushing yourself to do better, you’ll build the skills you want. You’ll use your skills to help our clients leverage technology to innovate and grow their business. So, it might not always be easy, but making the world a better place rarely is.

About Capgemini: Capgemini is an AI‑powered global business and technology transformation partner, delivering tangible business value. We imagine the future of organisations and make it real with AI, technology and people. With our strong heritage of nearly 60 years, we are a responsible and diverse group of 420,000 team members in more than 50 countries. We deliver end‑to‑end services and solutions with our deep industry expertise and strong partner ecosystem, leveraging our capabilities across strategy, technology, design, engineering and business operations. The Group reported 2024 global revenues of €22.1 billion.