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For Companies At a Glance
- Tasks: Lead workshops, analyse credit risk requirements, and design solutions for financial projects.
- Company: Join Capgemini, a global leader in business and technology transformation.
- Benefits: Competitive salary, diverse culture, and opportunities for professional growth.
- Why this job: Make a real impact in the finance sector while working with cutting-edge technology.
- Qualifications: 8+ years in Credit Risk, strong analytical skills, and experience with Agile methodologies.
- Other info: Dynamic environment with a focus on sustainability and innovation.
The predicted salary is between 43200 - 72000 £ per year.
We are seeking a highly experienced and analytical Business Analyst with over 8 years of experience in the Credit Risk domain, specifically within Corporate & Investment Banking. The ideal candidate will possess deep domain knowledge of credit risk frameworks, regulatory requirements, and financial instruments, along with strong communication and analytical skills. This role is critical in driving strategic risk initiatives and ensuring the successful delivery of projects across credit risk management, reporting, and compliance.
Key Responsibilities
- Requirements Elicitation & Analysis: Lead workshops and discussions with stakeholders across Risk, Finance, Front Office, and Technology to gather and analyze detailed functional and non-functional requirements related to credit risk. Understand and document business processes around credit origination, risk rating, exposure management, limit monitoring, and collateral management.
- Domain Expertise Application: Apply deep knowledge of Credit Risk concepts including counterparty risk, credit scoring, internal/external ratings, PD/LGD/EAD modeling, and credit exposure measurement. Understand workflows across corporate lending, trade finance, and investment banking products from a credit risk perspective.
- Solution Design & Documentation: Translate complex credit risk requirements into functional specifications, user stories, process flows, and data models. Support the design of risk systems and interfaces for credit risk data capture, aggregation, and reporting.
- Stakeholder Management: Act as a bridge between Credit Risk, Finance, Regulatory Reporting, and IT teams to ensure alignment and clarity throughout the project lifecycle. Engage with senior stakeholders to present findings, influence decisions, and manage expectations.
- Data Analysis & Mapping: Perform source-to-target data mapping for credit risk attributes including ratings, exposures, limits, and collateral. Support data lineage, data quality checks, and integration with risk engines and reporting platforms.
- Change Management: Assist in training and change adoption for new credit risk systems, processes, and regulatory changes. Develop user guides and training materials for business users.
- Project Lifecycle Participation: Participate in Agile ceremonies and SDLC phases from requirement gathering to post-implementation support. Contribute to sprint planning, backlog grooming, and retrospectives.
- Market & Regulatory Awareness: Stay updated on regulatory developments such as Basel III/IV, IFRS 9, CRD IV, and local regulations (e.g., RBI guidelines). Understand implications of regulatory changes on credit risk systems and reporting.
Required Skills and Experience
- Experience: 8+ years as a Business Analyst in Credit Risk or Risk Management within Corporate & Investment Banking.
- Domain Expertise: Strong understanding of credit risk lifecycle, rating methodologies, exposure management, and regulatory frameworks.
- Requirements Management: Proven experience in managing complex risk-related requirements across large-scale transformation programs.
- Analytical Skills: Strong analytical and problem-solving abilities, especially in risk data and metrics.
- Communication: Excellent verbal and written communication skills for both technical and business audiences.
- Stakeholder Engagement: Experience working with Risk, Finance, Compliance, and Technology teams.
- Methodologies: Agile/Scrum experience preferred.
- Tools: Proficiency in JIRA, Confluence, and process modelling tools.
Preferred Skills and Experience
- Technical Acumen: Basic understanding of SQL, data warehousing, and risk system architecture.
- Certifications: CFA, FRM, or other relevant risk/finance certifications.
- Project Management: Exposure to PM principles or certifications (e.g., PMP, Prince2).
- Data Visualization: Experience with Tableau, Power BI for risk dashboards and reporting.
Techno Functional Business Analyst (Credit Risk) in London employer: Capgemini
Contact Detail:
Capgemini Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Techno Functional Business Analyst (Credit Risk) in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the industry, attend relevant meetups, and engage on platforms like LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream job.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their approach to credit risk and be ready to discuss how your experience aligns with their needs. We want you to shine, so practice common interview questions and have your own questions ready!
✨Tip Number 3
Showcase your skills through real-world examples. When discussing your experience, use the STAR method (Situation, Task, Action, Result) to clearly articulate your contributions and achievements. We believe this will make your application stand out!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are proactive about their job search. Let’s get you that role!
We think you need these skills to ace Techno Functional Business Analyst (Credit Risk) in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to highlight your experience in Credit Risk and relevant skills. We want to see how your background aligns with the role, so don’t be shy about showcasing your achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about the role and how your expertise can contribute to our team. Keep it concise but impactful – we love a good story!
Showcase Your Analytical Skills: Since this role requires strong analytical abilities, make sure to include examples of how you've tackled complex problems in the past. We’re keen to see your thought process and how you approach challenges.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy – just a few clicks and you’re done!
How to prepare for a job interview at Capgemini
✨Know Your Credit Risk Inside Out
Make sure you brush up on your knowledge of credit risk frameworks and regulatory requirements. Be prepared to discuss specific concepts like PD/LGD/EAD modelling and how they apply to corporate lending and investment banking. This will show that you’re not just familiar with the terms, but you truly understand their implications.
✨Prepare for Stakeholder Engagement
Since this role involves acting as a bridge between various teams, think about how you can effectively communicate complex ideas to different stakeholders. Prepare examples of past experiences where you successfully managed stakeholder expectations or facilitated discussions. This will demonstrate your strong communication skills.
✨Showcase Your Analytical Skills
Be ready to tackle some analytical questions during the interview. Brush up on your data analysis techniques and be prepared to discuss how you've used data mapping and quality checks in previous roles. Highlight any experience you have with tools like JIRA or Confluence, as these are crucial for managing requirements.
✨Familiarise Yourself with Agile Methodologies
Since Agile/Scrum experience is preferred, make sure you can talk about your involvement in Agile ceremonies and how you’ve contributed to sprint planning or retrospectives. If you have any relevant certifications, don’t forget to mention those too, as they can set you apart from other candidates.
