At a Glance
- Tasks: Underwrite and monitor corporate loans while collaborating with a close-knit team.
- Company: Join a UK-regulated bank with a strong international presence.
- Benefits: Competitive salary, hands-on experience, and a collaborative work environment.
- Other info: Start within 3-4 weeks and enjoy a dynamic role in a supportive team.
- Why this job: Make an impact in the credit sector and grow your career in finance.
- Qualifications: 4+ years in Real Estate underwriting and a relevant degree or qualification.
The predicted salary is between 40000 - 50000 £ per year.
About the client
Our client is a UK-regulated bank and the London subsidiary of a major International banking group. They're looking for an experienced credit professional to join a small, close-knit Credit team on a 12-month fixed-term contract.
This role requires someone who is available to start within the next 2–4 weeks. Candidates must already have the right to work in the UK. Visa sponsorship is not available.
The role
Reporting to the Head of Corporate Lending, you will underwrite and monitor a portfolio of Real Estate (CRE & Residential) and Corporate loans across the full credit lifecycle.
Key responsibilities:
- Preparing detailed Credit Appraisal Notes for new lending, renewals, restructures and extensions, and obtaining Risk sign-off within agreed turnaround times
- Carrying out due diligence on borrowers, promoters and guarantors, including KYC/AML, World Check, CIFAS and Experian checks
- Reviewing legal and valuation reports on property security, and external credit ratings
- Checking that financials used in proposals match those filed at Companies House
- Drafting responses to Risk Manager's Notes, deviation and concession papers
- Preparing sanction letters and making sure all terms and conditions are included
- Ongoing monitoring of the loan portfolio: financial statement and covenant compliance reviews, syndicated and bilateral term loan reviews, and pre- and post-sanction site visits
- Maintaining credit MIS, including the loan master file and LGD data
- Supporting the empanelment and annual review of solicitors and valuers
- Keeping up with UK banking, economic and real estate market developments
- Supporting the Head of Corporate Lending in growing the lending book and presenting proposals to sanctioning authorities
A minimum of 4 years' experience in Real Estate underwriting (CRE and Residential) and Corporate Credit.
A proven track record in credit appraisal of medium and large corporate proposals.
A degree in any discipline, plus one of the following: MBA (Finance), PGDBA, PGDBM, CA, CFA, ICWA, or an equivalent UK/international qualification (e.g. ACA, ACCA, CIMA).
Strong working knowledge of UK credit processes and PRA expectations.
The right to work in the UK without sponsorship.
Availability to start within 3–4 weeks.
What's on offer:
A salary of £40,000 – £50,000, depending on experience.
Broad, hands-on exposure across the full credit cycle in a small, collaborative team.
Only applicants who meet all of the essential criteria above will be considered.
Assistant Manager – Credit in London employer: Cameron Kennedy
As a leading investment management firm, we pride ourselves on fostering a dynamic and inclusive work culture that empowers our employees to take ownership of their roles. With a strong focus on professional development, we offer tailored growth opportunities and the chance to influence key decisions at the highest levels of the organisation. Our home-based Data Privacy Manager role not only allows for flexibility but also positions you at the forefront of shaping our data protection strategies in a rapidly evolving landscape.
StudySmarter Expert Advice🤫
We think this is how you could land Assistant Manager – Credit in London
✨Join Financial Networking Events
Jump into local finance meetups and conferences — they’re a goldmine for temporary roles in banking and financial services. You can chat with industry professionals and even get leads on upcoming opportunities that might not be posted online yet.
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✨Connect with Alumni from Your Uni
Don't underestimate the power of your university’s alumni network. Many former students are working in banking and can help you find temporary roles or even offer mentorship. Reach out directly or attend alumni events to broaden your circle.
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We think you need these skills to ace Assistant Manager – Credit in London
Some tips for your application 🫡
Show Off Your Academic Achievements:In banking and financial services, your academic record can really make you stand out. List relevant grades, certifications, or coursework on your CV, especially if you've taken finance-related modules. This is particularly important for a temporary role where qualifications can help you shine even brighter!
Highlight Relevant Experience:If you’ve done any internships, part-time roles, or even coursework that aligns with banking or finance, make sure you include those! Showcase specific tasks where you used quantitative skills or analytical thinking, as this is what the hiring managers at Cameron Kennedy will be keen to see in your application.
Tailor Your Cover Letter Purposefully:When writing your cover letter, focus on why you’re interested in a temporary position at Cameron Kennedy. Let them know how you can quickly adapt to the team's needs and how eager you are to learn the ropes of the banking sector during this short stint. Your motivation and enthusiasm could really set you apart!
Be Prepared with References:For temporary roles, references can play a crucial role in your application. Make sure you’ve got a couple of references lined up who can vouch for your skills and work ethic. This helps to give Cameron Kennedy confidence in your short-term commitment to the role.
How to prepare for a job interview at Cameron Kennedy
✨Brush Up on Financial Regulations
Since this is a role in banking and financial services, be ready to discuss key regulations like MiFID, Basel III, or GDPR. These are hot topics, and your awareness of how they impact daily operations can give you a significant edge during your interview with Cameron Kennedy.
✨Showcase Your Analytical Skills
Prepare for interview questions that assess your analytical abilities. You might need to tackle hypothetical scenarios involving risk assessment or financial forecasting. Bringing examples of relevant projects or coursework can emphasise your practical understanding of these concepts.
✨Highlight Flexibility and Adaptability
For a temporary role, showing that you can quickly pick up new processes and tools is crucial. Be ready to discuss previous experiences where you had to adapt to changing requirements or tight deadlines, as this will reassure Cameron Kennedy that you’re a reliable team player.
✨Demonstrate a Willingness to Learn
In a temporary position, leaning into your eagerness to learn can really set you apart. Be prepared to share how you’re staying updated on industry trends or any additional training you've pursued. Employers appreciate candidates who are proactive about their development—even for short-term roles.
