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- Tasks: Analyse credit proposals and support real estate lending in a dynamic banking environment.
- Company: Respected SME bank in London with a collaborative culture.
- Benefits: Opportunity for career development in a supportive environment.
- Why this job: Join a small team where your contributions directly impact client success.
- Qualifications: Experience in credit analysis and strong financial modelling skills required.
- Other info: Hands-on role with varied responsibilities and excellent growth potential.
The predicted salary is between 36000 - 60000 £ per year.
We are partnering with a respected and well-capitalised SME bank in London is seeking an experienced Credit Analyst to join its Private Banking division. The role has arisen due to an internal promotion. This is a unique opportunity for a financially astute professional with exposure to real estate credit analysis AND loan administration to work in a collaborative, high‑calibre environment. The Bank is small which means that most staff are ‘generalists / multi-taskers’ which means you will hold a variety of responsibilities which makes the work very interesting and varied.
The successful candidate will support the Private Banking Relationship Managers across a portfolio of residential and buy‑to‑let real estate facilities, ensuring the delivery of high-quality credit applications, risk assessments, and client servicing. You’ll enjoy a hands‑on role where analytical rigour meets commercial awareness, contributing to both credit decisioning and ongoing portfolio management.
Key Responsibilities
- Prepare and review credit proposals and annual reviews, including financial analysis, cashflow modelling, and risk assessment using financial ratios, credit scoring models and cashflow analysis.
- Support the administration and monitoring of regulated and non-regulated real estate facilities.
- Supply administration support to the relationship managers.
- Assist with portfolio management, ensuring compliance with internal credit policy and regulatory standards.
- Contribute to AML reviews and maintain accurate reporting and MI for management.
- Collaborate with Credit Risk, Compliance, and Relationship Managers to ensure transactions are efficiently executed and monitored.
Skills and Experience
- Prior experience in credit analysis and loan administration within banking real‑estate or real‑estate lending environment.
- Strong knowledge of financial modelling, cashflow analysis, and credit assessment tools (experience with Moody’s Analytics is a plus).
- Excellent attention to detail, communication skills, and comfort working in a multi‑tasking environment.
- Sound understanding of the UK real estate market and associated legal/valuation processes.
- Advanced Excel and data management skills.
This position offers the chance to develop within a dynamic and supportive banking environment that values quality, integrity, and continuous learning. Work sponsorship of any kind will not be offered by this employer
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Credit Analyst – Real Estate Lending employer: Cameron Kennedy
Contact Detail:
Cameron Kennedy Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst – Real Estate Lending
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and real estate sectors. Attend industry events or webinars to meet potential employers and get your name out there. Remember, it’s all about who you know!
✨Tip Number 2
Prepare for interviews by brushing up on your financial modelling and cashflow analysis skills. Be ready to discuss your previous experiences in credit analysis and how they relate to the role. We want to see that analytical rigour and commercial awareness shine through!
✨Tip Number 3
Showcase your attention to detail! During interviews, highlight specific examples where your meticulous nature made a difference in your work. This is crucial in a role that involves risk assessments and compliance.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace Credit Analyst – Real Estate Lending
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your background in credit analysis and real estate lending, as this will show us you’re a great fit for the role.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your experience aligns with our needs. Don’t forget to mention your familiarity with financial modelling and cashflow analysis.
Showcase Your Attention to Detail: In a role like this, attention to detail is key. Make sure your application is free from typos and errors. We want to see that you can produce high-quality work right from the start!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates during the process.
How to prepare for a job interview at Cameron Kennedy
✨Know Your Numbers
Brush up on your financial analysis skills, especially around cashflow modelling and credit assessment tools. Be ready to discuss specific examples from your past experience where you successfully analysed real estate credit applications.
✨Understand the Market
Familiarise yourself with the current UK real estate market trends and legal processes. This will not only show your interest but also your ability to contribute valuable insights during discussions with the interviewers.
✨Showcase Your Multi-tasking Skills
Since the bank values generalists, prepare to share examples of how you've effectively managed multiple responsibilities in previous roles. Highlight your adaptability and how you thrive in a dynamic environment.
✨Communicate Clearly
Strong communication is key in this role. Practice articulating your thoughts clearly and concisely, especially when discussing complex financial concepts. This will demonstrate your ability to collaborate with Relationship Managers and other teams.