Credit Analyst

Credit Analyst

Contract: 12 Month Fixed Term (Maternity Cover)

Location: London (On-site, 4 days per week)

Salary: £85,000 + Bonus + Benefits

About the Opportunity

A leading international banking group with global assets exceeding $400 billion is seeking an experienced Credit Analyst for a 12-month maternity cover contract within its expanding London operation. The London office encompasses private, commercial, wholesale, and retail banking activities, offering a dynamic and collaborative environment.

The Role

As a Credit Analyst, you will play a pivotal role in providing independent credit risk assessments to internal committees, covering a diverse portfolio of global financial institutions, sovereigns, corporates, and individuals. Your analysis will combine quantitative and qualitative approaches, evaluating financial accounts, macroeconomic factors, and management quality.

Key Responsibilities:

• Conduct credit risk analysis for a portfolio of financial institutions and corporate borrowers, ensuring timely and accurate assessments.
• Monitor and manage ongoing credit risk for assigned accounts, providing regular updates on any factors impacting risk.
• Assess new and renewal credit applications, preparing detailed financial spreadsheets and credit analysis reports using CAMEL methodology where appropriate.
• Gather and interpret information from rating agencies, brokers, banks, and market sources to inform risk assessments.
• Structure and present credit proposals, ensuring high-quality submissions to the Credit Committee.
• Collaborate with Credit Administration, Control, and product units to ensure effective portfolio management and risk limit adjustments.
• Prepare periodic reports for Senior Management and undertake special studies as required.
• Support the Credit Committee as secretary when needed, ensuring accurate documentation and timely filing of decisions and minutes.

About You

Essential Skills & Experience:

• Minimum 10 years’ experience in bank credit analysis, with exposure to corporates, banks, and NBFIs.
• Strong written English and numeracy skills.
• Excellent communication and interpersonal abilities.
• Relevant degree or equivalent qualification.

Why Apply?

• Join a prestigious, globally recognised banking group.
• Work in a collaborative, high-performing team.
• Competitive salary, bonus, and benefits package.
• Opportunity to make a significant impact in a key risk function.

SPONSORSHIP OF ANY KIND WILL NOT BE PROVIDED