AML Compliance

Financial Crime Compliance Analyst (Periodic Reviews)
Position Overview The successful candidate will conduct risk-based periodic reviews of customer files to ensure compliance with AML/CFT regulations and internal policies. This role requires meticulous attention to detail, strong analytical skills, and the ability to manage deadlines in a high-stakes environment.
Key Responsibilities Periodic Reviews & Due Diligence

• Execute periodic customer file reviews according to assigned risk levels:
  • High Risk: Annual reviews
  • Medium Risk: Triennial reviews
  • Low Risk: Quinquennial reviews
• Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for high-risk clients across Retail and Private Banking (individuals & corporates).
• Analyze transactional activity to verify alignment with declared account purposes and expected behavior.

Risk Mitigation & Reporting

• Escalate gaps in KYC documentation, AML concerns, or regulatory non-compliance.
• Perform World Check screenings and Adverse Media checks; synthesize findings for review.
• Submit Suspicious Activity Reports (SARs) as per internal protocols.

Data Integrity & Collaboration

• Update client risk ratings and ensure accuracy in the Bank’s systems (e.g., [Bank\’s CRM System]/[Internal Database Systems]).
• Maintain audit-ready records of review outcomes, actions taken, and documentation.
• Collaborate with cross-functional teams (e.g., Relationship Officers, Control Unit) to resolve discrepancies.

Performance Tracking

• Generate summary statistics on completed tasks and pending actions.
• Support team leadership in meeting regulatory deadlines.

Qualifications & Experience

• Education: Bachelor’s degree (UK 2:1 or equivalent).
• Technical Skills:
  • Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint).
  • Familiarity with corporate structures (Trusts, SPVs) and EDD processes.
• Regulatory Knowledge: Working understanding of AML frameworks (FATF, JMLSG, FCA, MLRs).
• Career Interest: Commitment to professional growth in Financial Crime compliance.

Core Competencies

• Organizational Excellence: Self-motivated with strong prioritization skills.
• Analytical Rigor: Ability to identify patterns and inconsistencies in complex data.
• Communication: Build rapport with stakeholders through clear, concise dialogue.
• Team Collaboration: Thrive in a small, dynamic team environment.

Success Metrics

• Deliver consistent, high-quality output under tight deadlines.
• Foster trust with Relationship Officers to obtain accurate client insights.
• Proactively adapt to evolving regulatory requirements.