At a Glance
- Tasks: Lead the development of credit scorecards and enhance risk management in Asset Finance.
- Company: Progressive firm with a focus on innovation and growth.
- Benefits: Generous holiday, hybrid working, private medical insurance, and bonus scheme.
- Other info: Join a diverse team committed to community and personal development.
- Why this job: Make a real impact in credit analytics while enjoying a flexible work environment.
- Qualifications: Experience in credit scorecard development and strong communication skills.
The predicted salary is between 60000 - 75000 € per year.
Location: Reading with hybrid working
We are looking for someone to lead the development of our Asset Finance (AF) credit scorecards as well as supporting AF credit risk management improvements generally. You will identify the key data used to drive automated decisions and support implementation of the infrastructure required to support model-driven resolutions. You will create and manage the portfolio MI for Asset Finance. You will act as the bank’s subject matter expert for Asset Finance scorecard decisioning and liaise closely with our modelling team to build scorecards, data structures, bureau integration, and risk modelling for Asset Finance, while also contributing to strategic improvements in credit efficiency, automation, MI, and portfolio oversight. This is a great opportunity for somebody to join a progressive and growing firm and if you have the necessary skills, we would like to hear from you.
About you
- Ability to lead, influence and provide senior cover in a regulated environment.
- Previous experience in credit scorecard development and modelling in the AF sector.
- Ability to understand and translate business needs into structured data requirements.
- Experience of working at a senior level in an asset finance business.
- Sound working knowledge of credit policies, asset finance underwriting and risk management principles.
- Excellent commercial awareness and ability to balance risk with business objectives.
- Excellent written and verbal communication skills, with the ability to articulate analytics to non‑technical stakeholders.
What we offer
- 10% employer pension contributions
- Bonus Scheme
- 30 days’ holiday plus Bank Holidays
- Sell Holiday scheme
- Hybrid working policy as standard and other flexible working options welcomed
- Private Medical Insurance including optical and dental cover from day one
- Life Cover at 4x salary from day one
- Income Protection cover
- Salary Sacrifice Cycle to Work Scheme
- Salary Sacrifice Electric Car Scheme
- Interest-free personal loans for various purposes
- Perkbox membership (discounts on shopping, restaurants, cinema, and lots more)
- Enhanced Maternity and Paternity Pay policies
- Various learning and development opportunities available
- Free tea, coffee and milk
- Christmas and summer parties
- A Wellbeing Team, Colleague Forum, a Green Environmental Action Team, Charities Committee and numerous opportunities to give back to the community, and more …
Diversity and Inclusion
Our aim is for our workforce to be truly representative of all sections of society and our customers, and for each employee to feel respected and able to give their best. We are committed to equal treatment of all colleagues and potential colleagues, including those with criminal records. If you are successful in your application for employment, we will carry out pre-employment screening including use of the Disclosure and Barring Service (DBS).
For a full job description, please email [email protected]
Thank you.
Senior Credit Analytics Manager in Reading employer: Cambridge & Counties Bank
Join a progressive and growing firm in Reading, where you will have the opportunity to lead the development of innovative credit scorecards and enhance credit risk management within a supportive hybrid working environment. We pride ourselves on our inclusive work culture, offering extensive benefits such as generous holiday allowances, private medical insurance, and various learning and development opportunities, ensuring that every employee can thrive and contribute meaningfully to our mission.
Contact Detail:
Cambridge & Counties Bank Recruiting Team
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Analytics Manager in Reading
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and analytics sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Show off your expertise! Prepare a portfolio showcasing your previous work in credit scorecard development and risk management. This will not only demonstrate your skills but also give you something tangible to discuss during interviews.
✨Tip Number 3
Practice makes perfect! Conduct mock interviews with friends or mentors, focusing on articulating your experience in asset finance and credit analytics. The more comfortable you are discussing your background, the more confident you'll appear to potential employers.
✨Tip Number 4
Apply through our website! We’re always on the lookout for talented individuals like you. Make sure to tailor your application to highlight your leadership and analytical skills, and don’t forget to follow up after applying to show your enthusiasm!
We think you need these skills to ace Senior Credit Analytics Manager in Reading
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Credit Analytics Manager role. Highlight your experience in credit scorecard development and asset finance, and don’t forget to showcase your ability to translate business needs into data requirements.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this role. Mention your leadership skills and how you can influence credit risk management improvements at our firm.
Showcase Your Communication Skills:Since excellent communication is key, make sure your application reflects your ability to articulate complex analytics to non-technical stakeholders. Use clear and concise language throughout your application.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates!
How to prepare for a job interview at Cambridge & Counties Bank
✨Know Your Scorecards
Make sure you brush up on your knowledge of credit scorecard development, especially in the Asset Finance sector. Be ready to discuss specific examples of how you've led similar projects and the impact they had on decision-making processes.
✨Data is Key
Understand the key data that drives automated decisions in credit risk management. Prepare to explain how you would identify and structure this data to meet business needs, as well as any experience you have with bureau integration and risk modelling.
✨Communicate Clearly
Since you'll be liaising with non-technical stakeholders, practice articulating complex analytics in simple terms. Think of examples where you've successfully communicated technical concepts to a broader audience and be ready to share those stories.
✨Show Your Leadership Skills
Be prepared to discuss your experience in leading teams and influencing decisions in a regulated environment. Highlight instances where you've provided senior cover and how you've balanced risk with business objectives to drive credit efficiency.
