Location: Reading with hybrid working Salary: £60,000-£65,000pa
We are looking for someone to support the Asset Finance (AF) & Classic, Vintage & Sports Cars (CV&S) sales teams in the submission of Mid-Large ticket credit submissions- these are applications for facilities more than £500k total proposed exposure.
You would manage the existing customer portfolio of customers for both Asset Finance and CV&S, which includes all Balloon refinance, annual reviews, Novation and any BSU duties.
You would work as a conduit between the Asset Finance Sales and Credit teams to ensure the smooth and timely processing of decisions.
If you like to be part of continuing to build on our external reputation as a lender of choice, then we would love to hear from you!
About you
For this role you will need the following skills and experience:
- Deep knowledge of Asset Finance, products, customer types, asset types, risk and mitigants
- Demonstrable experience in writing credit submissions
- Good working knowledge of the UK Asset Finance Market
- Broad experience of asset types
- Broad experience of asset values and depreciation curves
- Excellent knowledge of credit bureaus and typical information pertinent with an application
- Compliance and regulatory knowledge
- Knowledge of CRAs
- Experience of liaising with customers/brokers re credit risk applications and HNWI finance specialisms
- PC literate with knowledge of Microsoft Office suite, Vienna, VAS, Brego
- Knowledge of Conduct Risk and Treating Customers Fairly requirements
- Knowledge and experience of working in a Specialist Car Finance environment desirable
What we offer
- 10% employer pension contributions
- Bonus Scheme
- 30 days’ holiday plus Bank Holidays
- Sell Holiday scheme
- Hybrid working policy as standard and other flexible working options welcomed
- Private Medical Insurance including optical and dental cover from day one
- Life Cover at 4x salary from day one
- Income Protection cover
- Salary Sacrifice Cycle to Work Scheme
- Salary Sacrifice Electric Car Scheme
- Interest-free personal loans for various purposes
- Perkbox membership (discounts on shopping, restaurants, cinema, and lots more)
- Enhanced Maternity and Paternity Pay policies
- Various learning and development opportunities available
- Free tea, coffee and milk
- Christmas and summer parties
- A Colleague Forum, a Green Environmental Action Team, Charities Committee and numerous opportunities to give back to the community, and more …
Diversity and Inclusion
Our aim is for our workforce to be truly representative of all sections of society and our customers, and for each employee to feel respected and able to give their best.We are committed to equal treatment of all colleagues and potential colleagues, including those with criminal records.
If you are successful in your application for employment, we will carry out pre-employment screening including use of the Disclosure and Barring Service (DBS).
For a full job description, please email [email protected]
Thank you.
Commercial Manager (12 month FTC) in Reading employer: Cambridge & Counties Bank
Join our dynamic team in Leicester as a Senior Credit Underwriter, where we prioritise employee well-being and professional growth. With a competitive salary, hybrid working options, and a comprehensive benefits package including generous holiday allowances and private medical insurance, we foster a supportive work culture that values diversity and inclusion. Our commitment to community engagement and continuous learning ensures that you will thrive in a rewarding environment while making a meaningful impact in the financial services sector.
