At a Glance
- Tasks: Shape pricing strategies and enhance performance for lending products in a dynamic banking environment.
- Company: Join a forward-thinking bank with a focus on innovation and customer outcomes.
- Benefits: Enjoy a competitive salary, generous holiday, hybrid working, and extensive perks.
- Other info: Be part of a diverse team committed to community engagement and personal growth.
- Why this job: Make a real impact on financial products while developing your skills in a supportive team.
- Qualifications: Experience in product management within financial services and strong analytical skills required.
The predicted salary is between 40000 - 55000 £ per year.
Location: Manchester, Reading or Leicester with hybrid working
Salary: £40,000-£55,000pa
We have an exciting opportunity for someone to join our Product & Proposition team, to be a subject matter expert within the bank for the lending products. You would support the commercial performance of our Asset Finance, Real Estate Finance and Savings propositions by shaping and delivering pricing changes, performance insights and test-and-learn activity that improve portfolio profitability and sustainable growth.
You would use data, customer insight and market intelligence to develop recommendations, coordinate delivery with Finance, Marketing, IT and BI, and ensure good customer outcomes and appropriate governance. If you have experience working in Product Management, then we would love to hear from you!
About you
For this role you will need the following skills and experience:
- Product management experience within financial services, fintech or a lender, with exposure to pricing and performance for lending and deposit products.
- Demonstrated ability to use data to identify opportunities, define hypotheses, and drive improvements through delivery and experimentation.
- Understanding of lending/savings economics (funding costs, net interest margin, expected loss, capital and operational costs) and how these translate into pricing decisions.
- Experience of making rate/price changes on either deposit or lending products.
- Experience working with Credit Risk, Marketing and Compliance partners to ensure changes are well governed and customer outcomes are considered.
- Experience partnering with Finance/Treasury (or equivalent) on inputs to rate setting, forecasting and performance management.
- Ability to work closely with frontline and operational teams to understand issues, translate needs into actions, and support effective rollout.
- Comfortable working with complex and/or ambiguous data sets; able to reach meaningful conclusions and communicate limitations and assumptions.
- PC skills including Excel and PowerPoint; comfortable working with BI tools/dashboards and presenting insights to stakeholders.
- Analytical and commercial: strong quantitative skills; ability to interpret performance drivers and make clear trade-offs.
- Pricing expertise: segmentation, promotional strategy, rate/risk ladders, and governance.
- Experimentation and measurement: test design, statistical intuition, KPI definition, and performance storytelling.
- Stakeholder management: effective influence across Risk, Marketing, Finance/Treasury, Compliance, and IT.
- Execution excellence: ability to move from strategy to delivery; comfortable with agile ways of working.
What we offer
- 10% employer pension contributions
- Bonus Scheme
- 30 days’ holiday plus Bank Holidays
- Sell Holiday scheme
- Hybrid working policy as standard and other flexible working options welcomed
- Private Medical Insurance including optical and dental cover from day one
- Life Cover at 4x salary from day one
- Income Protection cover
- Salary Sacrifice Cycle to Work Scheme
- Salary Sacrifice Electric Car Scheme
- Interest-free personal loans for various purposes
- Perkbox membership (discounts on shopping, restaurants, cinema, and lots more)
- Enhanced Maternity and Paternity Pay policies
- Various learning and development opportunities available
- Free tea, coffee and milk
- Christmas and summer parties
- A Wellbeing team, a Colleague Forum, a Green Environmental Action Team, Charities Committee and numerous opportunities to give back to the community, and more …
Diversity and Inclusion
Our aim is for our workforce to be truly representative of all sections of society and our customers, and for each employee to feel respected and able to give their best. We are committed to equal treatment of all colleagues and potential colleagues, including those with criminal records. If you are successful in your application for employment, we will carry out pre-employment screening including use of the Disclosure and Barring Service (DBS).
For a full job description, please email [email protected]
Thank you.
Product Manager (Pricing and Performance) in Manchester employer: Cambridge & Counties Bank
Join a forward-thinking company in Leicester that values quality, timely delivery, and continuous improvement. With a strong focus on employee wellbeing, we offer a comprehensive benefits package including generous pension contributions, hybrid working options, and various learning and development opportunities. Our inclusive work culture encourages collaboration and community engagement, making it an excellent place for proactive individuals looking to grow their careers.
Contact Details:
Cambridge & Counties Bank Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Product Manager (Pricing and Performance) in Manchester
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Cambridge & Counties Bank. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Product Manager (Pricing and Performance) in Manchester
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Cambridge & Counties Bank.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Cambridge & Counties Bank's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Cambridge & Counties Bank
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Cambridge & Counties Bank.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Cambridge & Counties Bank will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Cambridge & Counties Bank employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
