At a Glance
- Tasks: Manage and develop lending and savings products to enhance customer experiences.
- Company: Dynamic bank with a focus on innovation and customer satisfaction.
- Benefits: Competitive salary, generous holiday, hybrid working, and private medical insurance.
- Other info: Opportunities for professional growth and community involvement.
- Why this job: Join a team that drives impactful product changes in a collaborative environment.
- Qualifications: Experience in product management and knowledge of lending and savings markets.
The predicted salary is between 40000 - 55000 £ per year.
Location: Manchester, Reading or Leicester with hybrid working
Salary: £40,000-£55,000pa
We have an exciting opportunity for someone to join our Product & Proposition team, to be a subject matter expert within the bank for the lending and savings products. You would support the day-to-day product management and development of Real Estate Finance, Asset Finance and Savings products, helping to deliver high-quality customer outcomes and sustainable commercial performance.
You would support effective risk and control management across the product lifecycle and work with cross-functional teams to deliver product enhancements and change. If you have experience working in Product Management, then we would love to hear from you!
About you
For this role you will need the following skills and experience:
- Previous experience working with lending and savings products, including product set-up and management of the customer lifecycle.
- Experience working with credit process (e.g., underwriting support, policy interpretation, credit operations or risk assessment).
- Knowledge of the markets the bank operates in, and an interest in competitor propositions, customer needs and regulatory expectations.
- Ability to work collaboratively to deliver product change end-to-end, coordinating inputs across channels and teams.
- Excellent relationship management skills, able to bring stakeholders together to agree decisions, actions and delivery plans.
- Understanding of relevant regulations and how they are applied to products, with a focus on supporting governance that delivers good customer outcomes.
- Comfortable working with complex and/or ambiguous data, drawing meaningful conclusions and communicating insights clearly.
- Negotiation and relationship management skills, including management of third parties.
- Proficient in conduct risk awareness and a customer-first approach, applying this consistently to product decisions and change delivery.
- Knowledge of the lending markets relevant to Real Estate Finance and Asset Finance, and awareness of key savings competitors and propositions.
- Data driven mindset, being comfortable to analyse different data sources to draw meaningful conclusions.
- Experience contributing to lending products for SME customers, partnering with frontline, operations and credit teams to improve journeys and outcomes.
- Working knowledge of underwriting and/or credit policy processes for lending products, with the ability to collaborate effectively with Credit Risk.
What we offer
- 10% employer pension contributions
- Bonus Scheme
- 30 days’ holiday plus Bank Holidays
- Sell Holiday scheme
- Hybrid working policy as standard and other flexible working options welcomed
- Private Medical Insurance including optical and dental cover from day one
- Life Cover at 4x salary from day one
- Income Protection cover
- Salary Sacrifice Cycle to Work Scheme
- Salary Sacrifice Electric Car Scheme
- Interest-free personal loans for various purposes
- Perkbox membership (discounts on shopping, restaurants, cinema, and lots more)
- Enhanced Maternity and Paternity Pay policies
- Various learning and development opportunities available
- Free tea, coffee and milk
- Christmas and summer parties
- A Wellbeing Team, a Colleague Forum, a Green Environmental Action Team, Charities Committee and numerous opportunities to give back to the community, and more …
Diversity and Inclusion
Our aim is for our workforce to be truly representative of all sections of society and our customers, and for each employee to feel respected and able to give their best. We are committed to equal treatment of all colleagues and potential colleagues, including those with criminal records. If you are successful in your application for employment, we will carry out pre-employment screening including use of the Disclosure and Barring Service (DBS).
For a full job description, please email [email protected]
Thank you.
Product Manager (Lending & Savings) in Manchester employer: Cambridge & Counties Bank
Join a forward-thinking company in Leicester that values quality, timely delivery, and continuous improvement. With a strong focus on employee wellbeing, we offer a comprehensive benefits package including generous pension contributions, hybrid working options, and various learning and development opportunities. Our inclusive work culture encourages collaboration and community engagement, making it an excellent place for proactive individuals looking to grow their careers.
Contact Details:
Cambridge & Counties Bank Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Product Manager (Lending & Savings) in Manchester
✨Join Product Management Meetups
Get involved in local product management meetups or workshops. These events are perfect for meeting industry folks, sharing ideas, and staying updated on trends. Plus, you never know who might be hiring—it's a fantastic way to make connections that could lead to a job at places like Cambridge & Counties Bank!
✨Show Off Your Product Sense
Create case studies or mini-projects showcasing your product management skills, and share them on platforms like Medium or LinkedIn. This not only puts your skills on display but also boosts your visibility in the product community. Imagine how impressed the hiring team at Cambridge & Counties Bank would be by your initiative!
✨Utilise Online Communities
Dive into online product management communities like Product Coalition or Mind the Product. Engage in discussions, ask questions, and share your insights. These platforms are goldmines for networking and finding hidden job opportunities—many companies often scout talent from within these circles.
✨Leverage Your University Network
If you’ve recently graduated or are still in uni, tap into your alumni network for connections in product management. Many universities have their own job boards and affinity resources to help graduates land roles. Don't forget to keep an eye out for job openings at Cambridge & Counties Bank through your school's career services!
We think you need these skills to ace Product Manager (Lending & Savings) in Manchester
Some tips for your application 🫡
Show Off Your Product Passion:When applying for a product management role like Product Manager (Lending & Savings), let your passion for developing products shine through in your cover letter. Share specific examples of products you've managed, how you solved user needs, and any successful outcomes you've achieved. This is your chance to showcase your understanding of the product lifecycle!
Highlight Your Cross-Functional Skills:Product management isn't just about understanding the product; it’s about collaborating with different teams! Make sure to emphasise your experience working with developers, designers, and marketers. Use your CV to showcase your ability to bridge gaps between these areas, and include relevant experiences that demonstrate your communication and leadership skills!
Include Your Metrics and Achievements:In a full-time product management application, data speaks volumes! Quantify your achievements wherever possible. Did you increase user retention by a certain percentage? Launch a product ahead of schedule? Include these metrics in your CV to paint a picture of your impact and effectiveness in previous roles.
Tailor Your CV to the Role:Make sure your CV is tailored for the Product Manager (Lending & Savings) position at Cambridge & Counties Bank. Use keywords from the job description and ensure your relevant experiences are front and centre. Highlight any certifications or relevant training you’ve completed that will make you stand out as a strong candidate for the role. And remember, we’re excited to see your application on our website!
How to prepare for a job interview at Cambridge & Counties Bank
✨Understand the Product Life Cycle
As a product management candidate, we need to get our head around the complete product life cycle. Be prepared to discuss real-world examples of how you’ve managed product development from ideation to launch. Bring specific insights on tools like JIRA or Trello that can help streamline these processes.
✨Showcase Your Cross-Functional Skills
Product management is all about collaboration. We should be ready to highlight how we’ve worked across teams—think marketing, engineering, and design. Prepare to discuss scenarios where you had to mediate differing opinions and how you got everyone on board with a shared vision.
✨Prepare for Case Studies
In a full-time role, we can expect to encounter case study questions during our interviews. Practise solving hypothetical product problems on the spot, such as prioritising features for a new app or improving user engagement metrics. This will show our analytical thinking and decision-making skills.
✨Know Your Metrics
Let’s face it, numbers are our best friends in product management. We should prepare to discuss key performance indicators (KPIs) and how we've used analytics to inform product decisions. Dive into examples where data has driven our strategy for improvements or justified product changes.
