Senior Auto Finance Specialist in Uxbridge

As the first overseas subsidiary of BYD group, our main focus is to provide European customers with new energy vehicles, rechargeable batteries, solar panels, energy storage systems and other new energy products, as well as related after-sales services.

We are seeking a motivated and detail-oriented Auto Finance Manager to support BYD’s finance and leasing activities in a specific European market. This role focuses on developing, coordinating, and implementing local retail, captive leasing and any other finance solutions in close cooperation with local internal teams and external partners (banks, leasing companies, and dealers, etc.). The position requires strong financial acumen, experience in auto finance/leasing, and excellent stakeholder management skills to support BYD’s business growth in the local market.

• Work with local finance, sales, aftersales and legal teams to develop and roll out finance programs.
• Design and manage retail and business finance products (leasing, loans, balloon, etc.) to support BYD’s sales targets.
• Partner with banks and leasing companies to optimise offers, pricing and customer experience.
• Track portfolio performance (penetration, margin, risk) and report insights to management.
• Establish and manage relationships with local banks, lenders, and other financial partners to secure competitive funding lines.
• Negotiate wholesale credit facilities to support BYD’s dealer network development and expansion in the country.
• Optimise floorplan (inventory) financing structures to align dealer stock levels with local market demand.
• Conduct financial health assessments for franchise/dealer partners and provide risk-based recommendations.
• Monitor and assess local market trends, competitor activities, and regulatory developments in auto finance and leasing to support strategic decision-making.
• Ensure regulatory and internal policy compliance across all local financing and leasing activities.
• Coordinate with BYD Group finance and legal teams on cross-border and group-level financing agreements that impact the local market.
• Prepare and present strategic reports, business cases, and improvement suggestions to senior management.
• Act as a liaison between BYD Europe HQ and the local country teams, ensuring consistent implementation of leasing and finance policies, products, and frameworks.
• Deliver training to local sales and dealer staff on finance/leasing product features, processes, and digital sales tools.
• Travel within the country (and occasionally to other BYD locations) to meet with leasing partners, banks, dealers, and internal stakeholders.
• Undertake additional responsibilities and tasks as assigned by the Finance Controller or senior management.

• Bachelor’s degree or above in Finance, Business, Accounting, or related fields.
• Minimum 5 years’ experience in auto finance, preferably within captive finance, leasing companies or banks.
• Strong analytical, numerical, and problem-solving skills, with experience in financial analysis and portfolio monitoring.
• Excellent interpersonal and communication skills, with the ability to build strong relationships with external partners and internal stakeholders.
• Proficiency in English is required; additional European languages (e.g. French, German, Dutch) are an advantage.
• Strong understanding of regulatory and compliance requirements in auto finance/leasing in the local market.
• Ability to work independently in a fast-paced, international environment, and to manage multiple projects.

We offer:

• Performance and experience-based competitive remuneration
• Scottish Widow workplace pension
• 25 days paid holidays + public holidays.
• Department & company-wide team building events.
• An exciting opportunity to lead the European transition to Zero Emissions transportation and de-carbonization of the economy.

About BYD: Our Purpose is to build a zero-emission future that reconnects humanity with nature. We are looking for talent that connects with this mission and wants to create a positive impact by joining a diverse and dynamic team. BYD is a leading, high-tech multinational, based in Shenzhen, China. Operates in four core fields of IT, automotive, new energy, and rail transit and employs over 300,000 people worldwide. As a global pioneer in New Energy Solutions BYD is dedicated to building a zero-emission ecosystem.