Data Scientist

London | UK remote | £55,000 to £75,000 + Incentive Awards tied to your performance + Benefits

About our Data Science Team: We're looking for a Product Data Scientist excited to help build the bank of the future. You'll have the opportunity to supercharge our user engagement in 2025 and help us to build a bank that customers truly love. At Monzo, we're building a bank that is fair, transparent and a delight to use. We’re growing extremely fast and have over four and half million customers in the UK, with over 100,000 new people joining every month. We’ve built a product that people love and more than 80% of our growth comes from word of mouth and referrals.

Enable Monzo to Make Better Decisions, Faster: We have a strong culture of data-driven decision making across the whole company. And we're great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives data scientists the head space to focus on more impactful business questions and analyses.

What you’ll be working on: We work in cross-functional squads where every data scientist is a member of a central data discipline and fully embedded into one product squad alongside engineers, designers, marketers, product managers etc.

Your day-to-day:

• Applying your expertise in quantitative analysis, data mining, and the presentation of data to see beyond the numbers and understand how our users interact with our products and how those insights can inform our product strategy.
• Guide and enable product teams to measure things that matter; initiate or help run A/B experiments to keep improving everything we do.
• Drive together with the finance team a unified company-wide understanding of the lifetime value of our users and how different product features are impacting user profitability.
• Liaise with engineers to keep making sure we collect the right data to produce relevant business insights.

You should apply if:

• You're impact driven and eager to have a real positive impact on the company, product, users and very importantly your colleagues as well.
• You're commercially minded and can put numbers into business perspective.
• You’re as comfortable getting hands‑on as taking a step back and thinking strategically.
• You have a self‑starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so.
• You're a team player whom your colleagues can rely on.
• You have solid grounding in SQL and preferably Python.
• You have experience in conducting large scale A/B experiments.

The Interview Process: Our average process takes around 2-3 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions or want to talk through reasonable adjustments ahead of or during application please us at any point on tech-hiring@monzo.com.

What’s in it for you:

• £55,000 to £75,000 + Incentive Awards tied to your performance + Benefits.
• We can help you relocate to the UK.
• We can sponsor visas.
• This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London).
• We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.
• Learning budget of £1,000 a year for books, training courses and conferences.
• And much more, see our full list of benefits here.
• If you prefer to work part-time, we'll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.