Graduate Fullstack Engineer in Milton Keynes

About Allica Bank: Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech. Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers.

Role Description: As a Graduate Full Stack Engineer, you'll join a single squad and contribute across both frontend and backend under the guidance of more experienced engineers. The role exists to learn fast and ship small, well-tested changes that help our customers. This role is ideal for someone who has recently graduated from a leading university and is excited about applying modern software engineering practices to real business problems. You may not have extensive industry experience yet, but you have demonstrated your capabilities through academic projects, internships, hackathons, research, open-source contributions, or personal projects.

You'll build your skills in Spring Boot microservices (Kotlin/Java) and modern web technologies (React/TypeScript), working with containerised services on Azure Container Apps and web applications deployed via Azure Static Web Apps. You'll learn and apply our practices in testing, observability, CI/CD, security, performance, and accessibility, ensuring your changes meet the standards expected of a UK bank. You'll work closely with experienced engineers, Product Managers, and Designers: writing code, raising and responding to code reviews, pairing with colleagues, asking questions early, and using GenAI tools (e.g. GitHub Copilot, Claude Code) responsibly and under guidance.

Principal Accountabilities

• Full Stack Delivery: Deliver scoped pieces of work end-to-end across the full stack, with support from more experienced engineers. Build backend services as Kotlin/Java Spring Boot microservices, containerised on Azure Container Apps and exposing REST/OpenAPI APIs that integrate with other services and data stores. Build frontend features in React/TypeScript using shared design system components and agreed architectural patterns (e.g. Nx, micro frontends), deployed on Azure Static Web Apps.
• Quality, Security & Accessibility: Write automated tests for the changes you make and help improve the reliability of the squad's CI pipelines and test suites. Add logs, metrics, and traces to the services you work on, and use the squad's dashboards and alerts to understand how your changes behave in production. Apply secure coding basics (e.g. OWASP fundamentals) and follow agreed patterns for logging, audit trails, and the handling of customer data. Build user-facing features that meet accessibility standards (WCAG-aware).
• Product Development: Work closely with Product Managers and Designers in your squad to understand the intent behind the work and flag questions or issues early. Rapidly prototype ideas and iterate based on feedback and real-world usage. Contribute to the end-to-end delivery of features from concept through to production, leaving the codebase in better shape than you found it.
• Learning & Innovation: Read and apply the squad's Architecture Decision Records (ADRs) and wider engineering standards, asking for guidance where the context is unclear. Use GitHub Copilot/Claude Code as your primary assistive tools under guidance, demonstrating full understanding of all code you commit and validating AI-generated output before review. Take ownership of your own development, acting on feedback from code reviews, pairing sessions, and one-to-ones with your line manager. Stay current with developments in software engineering and AI-assisted delivery and contribute ideas in technical discussions across the team.

Personal Attributes & Experience

• Curiosity and a genuine passion for technology.
• A builder mindset with a desire to create products that people use.
• Ownership and accountability.
• Strong problem-solving ability and analytical thinking.
• A willingness to learn quickly and embrace feedback.
• Excellent communication and collaboration skills, including a readiness to pick up tasks outside a specialism.
• Comfort working in fast-moving and evolving environments.

Skills & Experience

• Essential: Bachelor’s or master’s degree in computer science, Software Engineering, Mathematics, or a related field from a reputable university.

Working at Allica Bank: At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers. Our employees are at the heart of everything we do, so our benefits are designed with you in mind:

• Full onboarding support and continued development opportunities
• Options for flexible working
• Regular social activities
• Pension contributions
• Discretionary bonus scheme
• Private health cover
• Life assurance
• Family friendly policies including enhanced Maternity & Paternity leave

We know the ‘9-to-5’ isn’t right for everyone. That’s why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate.

Diversity: We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.