At a Glance
- Tasks: Structure and complete credit applications while analysing complex financial accounts.
- Company: A growing commercial finance provider with a strong reputation.
- Benefits: Competitive salary, generous car allowance, pension, private healthcare, and bonuses.
- Why this job: Join a dynamic team and make impactful lending decisions in a senior role.
- Qualifications: Previous underwriting experience and strong analytical skills required.
- Other info: Opportunities for travel and professional growth in a supportive environment.
The predicted salary is between 43200 - 72000 £ per year.
Our client, a well-established, growing commercial finance provider, seeks an experienced underwriting and deal structuring professional to join their asset based lending team in the South East.
The role will involve acting as a conduit between the new business team and the organisation’s credit committee, structuring and completing acceptable credit applications in line with the company’s credit policy.
Typically this role will include collateral assessment, financial forecasting and the in-depth analysis of complex financial accounts.
This is a senior role that will involve liaising closely with both the business development team and risk teams to negotiate and structure complex lending transactions and ensure there are effective processes in place.
There will be also a requirement for accurate preparation of legal documentation involving negotiation with internal and external legal teams. You will operate with a lending mandate in addition to overseeing other technical areas of credit and risk.
It is essential that the successful candidate will have previous underwriting experience in a similar lending environment and have the ability to analyse and interpret complex financial information. Strong communication skills are required as you must have the confidence to support your view.
Given the nature of the role there will also be the requirement for occasional travel around the country.
Excellent basic salary and overall package including generous car allowance, pension, private healthcare and discretionary bonus.
We are an equal opportunities employer and welcome applications from all qualified candidates.
#J-18808-Ljbffr
Underwriter/deal structurer ABL London/South East employer: Business Money Promotions Ltd
Contact Detail:
Business Money Promotions Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter/deal structurer ABL London/South East
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance sector, especially those in asset-based lending. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your underwriting knowledge. Be ready to discuss your experience with collateral assessment and financial forecasting. We want you to shine when it comes to showcasing your skills!
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the role.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to connect directly with us.
We think you need these skills to ace Underwriter/deal structurer ABL London/South East
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Underwriter/Deal Structurer role. Highlight your underwriting experience and any relevant skills that match the job description. We want to see how your background fits with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for our asset-based lending team. Share specific examples of your past experiences that demonstrate your ability to analyse complex financial information and negotiate effectively.
Showcase Your Communication Skills: Since strong communication skills are key for this role, make sure to reflect that in your application. Whether it's through your writing style or the way you present your experiences, we want to see that you can convey your thoughts clearly and confidently.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re keen on joining our team!
How to prepare for a job interview at Business Money Promotions Ltd
✨Know Your Numbers
As an underwriter, you'll need to demonstrate your ability to analyse complex financial information. Brush up on your financial forecasting skills and be ready to discuss specific examples of how you've assessed collateral and structured deals in the past.
✨Communicate Clearly
Strong communication skills are a must for this role. Practice articulating your thoughts clearly and confidently, especially when discussing your underwriting decisions or negotiating terms with legal teams. Remember, clarity can make all the difference!
✨Understand the Credit Policy
Familiarise yourself with the company's credit policy before the interview. Be prepared to discuss how you would ensure compliance while structuring deals. This shows that you’re not just experienced but also aligned with their operational standards.
✨Showcase Your Teamwork Skills
This role involves liaising with various teams, so highlight your experience working collaboratively with business development and risk teams. Share examples of successful projects where teamwork led to effective lending transactions.