Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Join our team to manage and progress commercial mortgage applications while building strong broker relationships.
- Company: We are a leading independent financial services provider in the UK, focused on business growth.
- Benefits: Enjoy a competitive salary, car allowance, and the flexibility of predominantly home-based work.
- Why this job: Be part of a dynamic team, make impactful decisions, and develop your career in finance.
- Qualifications: Experience in commercial mortgages and strong communication skills are essential; Omega qualification is a plus.
- Other info: This role involves national travel and offers opportunities for professional development.
The predicted salary is between 43200 - 72000 £ per year.
Our client, one of the UK’s leading independent providers of Financial Services to businesses requires an experienced lending manager to join their expanding Commercial Mortgages Team in the North West and Scotland.
As a part of the Commercial Mortgages Team you will be expected to source and progress Commercial Mortgage loan applications through to completion and manage all aspects of broker and case pipelines. The role holder is responsible for making suitable recommendations to the Bank’s credit function to enable growth of the Commercial Mortgage lending book in line with business strategy, whilst ensuring that all loan applications are completed within policy and criteria. The role holder will also play a significant part in managing introducer relationships from key accounts.
This is a predominantly home based position and will involvenational travel.
Key responsibilities:
- Delivery of quality, risk based determination of credit risk – maximising the marginal return of new business lending balanced with the risk presented.
- Complete extensive due diligence on commercial mortgage applications adopting a host of credit assessment skills to recommend the basis on which risk is taken.
- Credit stewardship will be strong and require input from a Senior Lending Manager (SLM) on only complex deals.
- Oversee, in conjunction with support staff, legal advisors and chartered surveyors, the drawdown process to ensure offered facilities are drawn as smoothly and quickly as possible
- Development of broker and borrower relationships to ensure a strong flow of new business proposals – you will hold your own relationships and be actively involved in some shared relationships with SLM
- To achieve set individual targets in a variety of areas and to contribute towards the overall performance of the Commercial Mortgage business, whilst minimising the risk of losses.
- Ensure that market, sector and Regulatory knowledge is continuously developed and maintained.
- You will work closely with SLM and Assistant Lending Managers (ALM) providing support to the ALM as required. You are to be very visible in your local office to support wider team.
- All work is to be approached on a right first time basis and you will be required to work at pace with data integrity and accuracy seen as key at all times.
- To carry out ad-hoc duties as requested by Head of Commercial Mortgages
Key Skills & Requirements:
- Experience within the Commercial Mortgage sector, to include presentation of Mortgage Applications to Board level.
- A detailed understanding of banking credit processes
- A detailed understanding of the legal requirements, property valuation issues and banking processes to achieve loan drawdown in a timely manner.
- Proven ability to extract key financial information for individuals, partnerships and companies • Ability to work on own initiative as role is predominantly home based
- Ability to travel nationally
- High level of communication skills
- Able to work in a target driven environment, achieving monthly drawdown targets.
- Ability to develop strong relationships with customers, brokers and other professional partners
Qualifications and Professional memberships:
- Omega- Essential (can be completed within 6 months of start date)
In return the successful candidate will be rewarded with an excellent basic salary, car allowance and additional benefits.
Managing Director
M2 | Professional Recruitment Services Ltd
rmilner@m2recruit.co.uk
www.m2recruit.co.uk
Tel: 01625 522774
Fax: 01625 523377
Mob: 07899 798 580
M2 Professional Recruitment Services Ltd, 1st Floor Offices, 86 Water Lane, Wilmslow, Cheshire, SK9 5BB
Your subscription could not be saved. Please try again.
Your subscription has been successful.
Enter your email address to subscribe
By subscribing you agree to our privacy policy and terms and conditions.
#J-18808-Ljbffr
Lending Manager- Commercial Mortgages employer: Business Money Promotions Ltd
Contact Detail:
Business Money Promotions Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lending Manager- Commercial Mortgages
✨Tip Number 1
Network with professionals in the Commercial Mortgage sector. Attend industry events or webinars to connect with potential colleagues and brokers. Building these relationships can give you insights into the role and may even lead to referrals.
✨Tip Number 2
Stay updated on the latest trends and regulations in commercial lending. This knowledge will not only help you in interviews but also demonstrate your commitment to the field and your ability to adapt to changes.
✨Tip Number 3
Prepare for potential interview scenarios by practising how you would handle complex loan applications. Think about past experiences where you successfully navigated challenges in credit assessment or broker relationships.
✨Tip Number 4
Showcase your communication skills by engaging with the company on social media. Comment on their posts or share relevant content, which can help you get noticed and demonstrate your enthusiasm for the role.
We think you need these skills to ace Lending Manager- Commercial Mortgages
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in the Commercial Mortgage sector. Include specific examples of how you've managed loan applications, broker relationships, and credit assessments.
Craft a Compelling Cover Letter: Write a cover letter that addresses the key responsibilities mentioned in the job description. Emphasise your ability to deliver quality credit risk determinations and your experience with due diligence on commercial mortgage applications.
Showcase Relevant Skills: In your application, clearly demonstrate your understanding of banking credit processes and legal requirements related to commercial mortgages. Mention any relevant qualifications or memberships, such as Omega.
Highlight Relationship Management: Discuss your experience in developing strong relationships with brokers and customers. Provide examples of how you've successfully managed introducer relationships and contributed to business growth.
How to prepare for a job interview at Business Money Promotions Ltd
✨Showcase Your Commercial Mortgage Experience
Make sure to highlight your previous experience in the Commercial Mortgage sector. Be prepared to discuss specific cases where you successfully managed loan applications and how you navigated the credit processes.
✨Demonstrate Your Understanding of Credit Risk
Be ready to explain your approach to assessing credit risk. Discuss how you balance the need for new business with the importance of minimising risk, and provide examples of how you've made recommendations to credit functions in the past.
✨Build Rapport with Interviewers
Since relationship management is key in this role, practice building rapport during the interview. Show your communication skills and ability to connect with others, as this will be crucial when managing introducer relationships.
✨Prepare for Questions on Regulatory Knowledge
Brush up on your knowledge of market regulations and legal requirements related to commercial mortgages. Be prepared to discuss how you stay updated on these topics and how they impact your work.