At a Glance
- Tasks: Assess credit applications and analyse complex financial accounts for lending solutions.
- Company: Leading provider of Asset Based Lending solutions in the UK.
- Benefits: Excellent salary, car allowance, pension, private healthcare, and bonuses.
- Other info: Opportunities for travel and collaboration with dynamic teams.
- Why this job: Join a high-performing team and make impactful lending decisions.
- Qualifications: Experience in underwriting and strong financial analysis skills required.
The predicted salary is between 60000 - 80000 £ per year.
Our client, one of the UK’s leading providers of Asset Based Lending solutions, seeks an experienced Underwriting professional to join their high-performing credit team in the South of England.
The role involves acting as a conduit between the new business team and the credit committee, assessing credit applications in line with the company’s credit policy. Responsibilities include collateral assessment, financial forecasting, and in-depth analysis of complex financial accounts. Deal sizes typically range from £5m to £50m.
This position requires close collaboration with business development and risk teams to negotiate and structure complex lending transactions, ensuring effective processes are in place. A strong understanding of financial accounting and its practical application in business lending is essential.
The ideal candidate will have previous underwriting experience within this or a related industry, with the ability to analyze and interpret complex financial information. Strong communication skills are necessary to confidently support your views.
Occasional travel around the country may be required.
The package includes an excellent basic salary, a generous car allowance, pension, private healthcare, and a discretionary bonus.
Senior Underwriter – Asset Based Lending South of England employer: Business Money Promotions Ltd
Contact Detail:
Business Money Promotions Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Underwriter – Asset Based Lending South of England
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and lending sectors. We all know that sometimes it’s not just what you know, but who you know. Attend industry events or webinars to meet potential employers and get your name out there.
✨Tip Number 2
Prepare for those interviews! Research the company and understand their credit policies inside out. We want you to be able to discuss how your experience aligns with their needs, especially when it comes to assessing credit applications and financial forecasting.
✨Tip Number 3
Showcase your analytical skills! Bring examples of complex financial accounts you've worked on to the table. We need to demonstrate your ability to interpret financial information clearly and confidently during discussions with potential employers.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. We’re here to help you land that Senior Underwriter role, so make sure you take advantage of all the resources we offer.
We think you need these skills to ace Senior Underwriter – Asset Based Lending South of England
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Underwriter role. Highlight your underwriting experience and any relevant skills that match the job description. We want to see how your background aligns with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this position. Share specific examples of your experience in asset-based lending and how you’ve successfully assessed credit applications in the past.
Showcase Your Analytical Skills: Since the role involves in-depth analysis of complex financial accounts, make sure to showcase your analytical skills in your application. We love seeing how you approach financial forecasting and collateral assessment!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Business Money Promotions Ltd
✨Know Your Numbers
As a Senior Underwriter, you'll need to demonstrate your ability to analyse complex financial accounts. Brush up on your financial forecasting skills and be ready to discuss specific examples of how you've assessed collateral in previous roles. This will show that you understand the intricacies of asset-based lending.
✨Communicate Clearly
Strong communication skills are essential for this role. Practice articulating your thoughts clearly and confidently, especially when discussing your views on credit applications. Consider preparing a few key points about your past experiences that highlight your ability to negotiate and structure lending transactions.
✨Research the Company
Familiarise yourself with the company’s credit policy and recent developments in the asset-based lending sector. This knowledge will not only help you answer questions more effectively but also demonstrate your genuine interest in the role and the organisation.
✨Prepare for Travel Questions
Since occasional travel may be required, be prepared to discuss your flexibility and willingness to travel. Think about how you’ve managed travel in previous roles and be ready to share any relevant experiences that showcase your adaptability.